Malcolm,

If you're intent is to keep detailed tax records for your business,  it is
probably better to keep those in separate files.   Ask your accountant
about that.

For casual personal purposes,  including managing bank account balances to
avoid overdraft s, it would be easier to have one data file with as many
bank accounts,  credit card accounts, etc. as you need.

David Carlson

On Sun, Jan 5, 2020, 9:28 PM gnucash--- via gnucash-user <
gnucash-user@gnucash.org> wrote:

> I want to use gnucash for tracking income and spending for my wife and I.
> I'd like some rudimentary advice on setting up gnucash.
>
> Our bank allows us to set up sub-accounts, so we have ended up with four
> accounts: a cheque account which is used by both of us for day to day
> expenses; a "web saving" account which will attract a very small amount of
> interest when money is stored there; my wife has an account for her
> business use; and I also have an account for my business use. We transfer
> money between these accounts as required.
>
> It seems as though we should have separate gnucash file for each of these
> accounts. If so, how do we handle the transfers between them? If it isn't
> necessary to have separate files for each account, how do I set up?
>
> thanks,
>
> Malcolm
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