Louise,

It is not clear from your question the exact context in which this
timing difference may occur but accounting generally uses a suspense
account as a place to temporarily park trnasactions where the timing
can be different in the effects of the transaction entries on different
accounts. So when the withdraawl is made (assuming form an asset
account) the Asset account is credited and the suspense account is
debited. When the second leg of the transaction occurs i.e. tyhe
deposit in your example, the suspense account is credited and the
account the deposit is made to is debited. The balance of a suspense
account should always float around zero as it is a temporary account.
Depending on the nature of the transactions involved it can be an asset
or liability or even an equity account.

In a business I had I often received cash paymnents from customers
which was not always deposited in my bank account immediately. I had an
asset account Cash Payments received which was debited when the payment
was received with a corresponding entry to the relevant income account.
When I deposited the funds, the Cash Payments account was credited and
my Bank account debited. That way the income account registered the
date the funds were received and the bank account had the correct
deposit date.

On Sun, 2026-05-03 at 15:27 -0600, Louise wrote:
> I would like to ask how you folks deal with the 5 - 7 days between
> when 
> a withdrawal is made, and the resulting transfer is deposited.
> 
> It would be nice to have the withdrawal date and the deposit date 
> correct, but I see no way of making it happen.
> 
> It is only a small thing, but if I could I would like to remove the 
> "confusion".
> 
> Any thoughts?
> 
> Louise
> 
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