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This month's Goanet operations sponsored by Mrs. Daisy Faleiro If you would like to sponsor Goanet's operations contact: Herman Carneiro - [EMAIL PROTECTED] ------------------------------------------------------------------------ Gllenda, The Goan Government's loan(IEFL) is not only interest free but has a repayment period of upto seven years. The best part is that you only start paying back once you have secured a job or one year after completion of your course(whichever is earlier). No collateral is required, just an undertaking from the parents that they will pay off the loan incase the student defaults. THIS IS FOR EVERYONE!! The most popular(and expensive) course for higher studies in India is the MBA and it is of a very high standard in many colleges. It costs in the region of Rs. 3.5-5.0 lakhs in a top 20 college. The average salary for an MBA from the Goa Institute of Management(where a Goan domicile gets an extra 10 points for the admission process) this year was about Rs. 7 lakhs per annum with a placement rate of over 90 %. Encourage your youngsters to aim for the stars. If you aim for the rooftops you know where you are going to land. The problem with Goan education is that most students(especially Catholics from the Coastal belts) are lacking in motivation. Why bother with working hard in school when a job lifting crates in the Gulf, Paris or London awaits you. Exchange rates ensure that you can then do hard manual labour for the next fifteen years, return to your village, buy a gold chain/bracelet and open an STD booth/General store/Tourist taxi and bring up a your children with similar aims. The best part is then you get to complain about bhailes taking jobs in Goa forgetting that your husband himself was a 'vhoilo' in the Gulf. You use an internet connection provided by bhailes. Your cell phone company/computer manufacturer/cruise ship or merchant navy company/food products/drinks are all owned by bhailes. GET OVER IT!! Which school or higher secondary institution do yours and Albert's children go to. I'm sure if I'll be able to find numerous alumni from those same institutions who have gone on to do very well for themselves, especially if they are run by a Church or Sanvsthan. Are you up to the challenge?? Sunith Gllenda writes: >>All cannot take loans. All cannot >>go to america or australia for further studies. All cannot afford.