"MEDICAL INSURANCE FOR ALL GOANS"
This is what my government SwarnajayantiAarogyaVimaYojana card proclaims. After visiting the empanelled hospital in my area, the Directorate of health and speaking to the ICICI Lombard insurers, I understand there is a MOI between the previous DigambarKamat government and the Insurer. I was advised to find details from Google! Here Aarogya has only one "a" and it is Bima not Vima! A cashless scheme for those admitted for treatment upto Rs 60,000/-. Parrikar reportedly will raised the limit to Rs 2 Lakhs. The hospital I visited told me that it is only for when a patient is operated. No OPD treatment and no super specialist either, only primary and secondary diseases. They could not give me a list on what I am not entitled to! Also,I witnessed cards given to anyone without checking or even if they said only had an Aadhar card, which was issued in a hurry to all regardless as a Unique Identification number. We were asked to produce our EPIC card, which those receiving then Rs100/- fee or those making the card never checked. Migrant labor easily got their cards made. So Goa will be insuring all Indians in Goa, whether not goans (what is the defination) or resident etc. This is important because when someone goes to the empaneled hospital they may admit patient for surgery even though not required, and may claim exhorbident/fictitious rates. All Hospitals may understand the MOU differently and the uneducated taken for a ride.The Goa government maybe paying a lumpsum as insurance fees. It appears no one is clear on what is exactly mandated by this scheme. The government must officially make details of this scheme clear to all concerned!The Hospitals, the Insurer and the patient, so there are least hasels and chances for another scam.