6. You believe in god just to cover your ass (they way most people do.) He exists, you die, and he says "Sorry, CYA actions aren't covered. You go to hell."
I agree with that scenario. Outward appearance doesn't count. "By their fruits ye shall know them."
I brought up Pascal's Wager not because I believe in it but because it tends to stimulate thoughts about eternity in unbelievers. :-) Gary VanderMolen