I find it very hard to believe that:

"we use MVS/MF only because we have old APPL which wd be expensive to 
convert to Win/Linx/Ux"

It has taken 20+ years to develope & improve all the 
Online/Trnx/Batch/Monitor/Tool/Plex/HSM/SMS/DB for MF, because they were 
needed to run IT.

Are all these available today on Win/Linx/Ux today?
Do they have as good of a RAS that MF does?
Does Win/Linx/Ux provide Vertical/Horizontal growth, CF, ... ?

Can a a 'new' big Bank/Ins Co not run MF today?

Rez

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