Yeah, after I wrote that I thought perhaps I was going off half-cocked.

The fact is still, however, that the *effective* exposure is $zero. You can
make your financial decisions as though it were otherwise, of course; that
is your privilege.

Charles


-----Original Message-----
From: IBM Mainframe Discussion List [mailto:IBM-MAIN@LISTSERV.UA.EDU] On
Behalf Of Seymour J Metz
Sent: Sunday, June 19, 2022 11:08 AM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: Modernize Mainframe Applications for Hybrid Cloud with IBM and
AWS

No, the limit for a debit card is $500.00. Perhaps you're thinking of a
credit card, for which the limit is $50.00.

Again, that's why I don't and won't have a debit card.


--
Shmuel (Seymour J.) Metz
http://mason.gmu.edu/~smetz3

________________________________________
From: IBM Mainframe Discussion List [IBM-MAIN@LISTSERV.UA.EDU] on behalf of
Charles Mills [charl...@mcn.org]
Sent: Friday, June 17, 2022 6:26 PM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: Modernize Mainframe Applications for Hybrid Cloud with IBM and
AWS

As Phil says (1) the limit is $50, not $500; and (2) for all practical
purposes the limit is $0. Does anyone here know anyone who has ever gotten
dinged for more than $0?

Charles


-----Original Message-----
From: IBM Mainframe Discussion List [mailto:IBM-MAIN@LISTSERV.UA.EDU] On
Behalf Of Seymour J Metz
Sent: Friday, June 17, 2022 2:34 PM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: Modernize Mainframe Applications for Hybrid Cloud with IBM and
AWS

Plus even if the fraud was by an employee issuing the card, you're still on
the hook. Thanks but no thanks.


--
Shmuel (Seymour J.) Metz
http://mason.gmu.edu/~smetz3

________________________________________
From: IBM Mainframe Discussion List [IBM-MAIN@LISTSERV.UA.EDU] on behalf of
Bill Johnson [00000047540adefe-dmarc-requ...@listserv.ua.edu]
Sent: Friday, June 17, 2022 5:28 PM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: Modernize Mainframe Applications for Hybrid Cloud with IBM and
AWS

The debit card loss is max $500 as long as you report it stolen within 60
days. After 60, unlimited. Agree with you about never having one.

https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fconsumer.f
%2F&data=05%7C01%7Csmetz3%40gmu.edu%7Ca6ba78cd639440f5dde208da50b07e08%7
C9e857255df574c47a0c00546460380cb%7C0%7C0%7C637911016213051643%7CUnknown%7CT
WFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3
D%7C3000%7C%7C%7C&sdata=gTyEYxT9DiX%2BJsUBN4XxMju2XyJe9SaVxgGPOI%2F0AhE%
3D&reserved=0
tc.gov%2Farticles%2Flost-or-stolen-credit-atm-debit-cards%23limit&data=0
5%7C01%7Csmetz3%40gmu.edu%7C125d22a6b7324b05640908da50a84fd6%7C9e857255df574
c47a0c00546460380cb%7C0%7C0%7C637910981072007504%7CUnknown%7CTWFpbGZsb3d8eyJ
WIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C
%7C&sdata=ugEJ53tbY1rmlt3mS25zlEWkLfmwQjvT35Vryv5DCsc%3D&reserved=0





Sent from Yahoo Mail for iPhone


On Friday, June 17, 2022, 5:20 PM, Seymour J Metz <sme...@gmu.edu> wrote:

In the US, under certain circumstances, there is a $50 cap on fraud losses
with credit cards but the cap for debit cards is $500. That's why I don't
have a debit card and don't plan to eveer have one, absent a change in the
law.


--
Shmuel (Seymour J.) Metz
http://mason.gmu.edu/~smetz3

________________________________________
From: IBM Mainframe Discussion List [IBM-MAIN@LISTSERV.UA.EDU] on behalf of
Bill Johnson [00000047540adefe-dmarc-requ...@listserv.ua.edu]
Sent: Friday, June 17, 2022 2:38 PM
To: IBM-MAIN@LISTSERV.UA.EDU
Subject: Re: Modernize Mainframe Applications for Hybrid Cloud with IBM and
AWS

I’ve had at least a dozen credit cards compromised in the last 20 years.
Including JPM. So much for the great non mainframe security & fraud
protection. With credit cards, I’m not on the hook for anything, and they
send me a new card overnight. Not true of debit cards. Your losses can be
infinite.

I get hundreds of spam emails on Yahoo daily. But, it’s not my main email
service. It’s disposable. No fear whatsoever.


Sent from Yahoo Mail for iPhone


On Friday, June 17, 2022, 2:28 PM, David Crayford <dcrayf...@gmail.com>
wrote:

On 18/06/2022 2:20 am, Bill Johnson wrote:
> Here you go. Mainframe jobs you can apply for with JPM.

LOLZ! What's that got to do with anything?

>
>
https://nam11.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.linked
%2F&amp;data=05%7C01%7Csmetz3%40gmu.edu%7Ca6ba78cd639440f5dde208da50b07e08%7
C9e857255df574c47a0c00546460380cb%7C0%7C0%7C637911016213051643%7CUnknown%7CT
WFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3
D%7C3000%7C%7C%7C&amp;sdata=XwB866Ef5SKaUTXOTcxUhmu3aEkF%2BGxW15WEtHQo1Rk%3D
&amp;reserved=0
in.com%2Fjobs%2Fjpmorgan-chase-mainframe-jobs&amp;data=05%7C01%7Csmetz3%40gm
u.edu%7C125d22a6b7324b05640908da50a84fd6%7C9e857255df574c47a0c00546460380cb%
7C0%7C0%7C637910981072007504%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJ
QIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=784OFW
QQ%2BS%2BASGLIz1JXqr6TlsSN%2FizVE4qA6Clbkns%3D&amp;reserved=0
>
> Be careful however because LinkedIn has some serious scam issues. Likely
because it’s on the cloud.

If you fear the cloud so much then stop using Yahoo mail, your bank
cards, entertainment services such as Netflix. Stock up on rations and
batton down the hatches and bunker down ;)

Do you worry that using a cloud based service like Yahoo mail may
compromise your cellphone?

>
>
https://secure-web.cisco.com/1a-kk_waopn-qFFy4YKhpV3UFGHUrt4JHRFYT1D0tsvgsqP
egeIx45CYbmjqCuigB4N32lo-7AbIf9o6d5qh9dTC9w8L_xCSEtGfZ8NuuGIoH4hjhPZCEV6n2J2
R8B_W0zbJmQ9FvbmuoAx5Y_RtWns6XAKayOaiLX_Pv2SskmqOgCAfTPUcjYantSHJgRMhQ52jodu
KdQQvJzuYTIFWlamhm0lQMMZv7pE6Zw74SXh6MKZ16a6bwV5qJ9VkTkAuSekObuC4lKZaLTvsJ-r
gH4HGfkcJqRt3Yng0VRxUXB6YtjEgn9sMQgyBje56hFAGIdEbAQ8aG-pk7fkyjU93cMDvQ5dcJsZ
6aulgzoRxst5VVbifBYBNOoACBaBj1TDuaDhTA8tunTjIZxfZV4mxA63bPRIwDjqHOe7rjpZSLt0
x9K9TF7kKPSkCa5Vz1Lk8z/https%3A%2F%2Fhttp://secure-web.cisco.com/1R_Ijs9FTbM
Y9HKbhBeFsayXmq9Cy2O3uUWN1wMwzwCM5B4CAWzBj2uiydStxy1Ewe9CoPrDJiSq40PFLHjz79Y
FwN53AX9KvV2PhojMCrzUknolWYyiHWoK9looMls4PJCT3uquOTB2r7TMMdkJersNyXOgDXkpz3x
_a3drLHAWa76tz3pLeHaOF__uoWDRUzwCW934XXCKWaZQyYuxeH1viHSevevNGl-2u_7yg9fSk0U
EjswQE1ep0m5XlgKMFSX3TKL_I1SaXQJdqd2m2hx-T1DeJa-UXOCTG-IvxJTx18sZQDb1Kk2kbzf
WMhf2VQtVRx2cuBGhYmT4whzcwgcQBr36EGtb8Bys1LIbre1adb-DKd70XiTGzkmPadU2ki5CErj
pgcN3fSjbEJr8wkS7sr8GEj6xFPXpF4-yvhH_kcfo87daMrd01gus2LqI1/http%3A%2F%2Fwww.
nbcnews.com%2Fnews%2Famp-video%2Fmm
vo142340677837
>
>
>
>
>
>
> Sent from Yahoo Mail for iPhone
>
>
> On Friday, June 17, 2022, 1:47 PM, David Crayford <dcrayf...@gmail.com>
wrote:
>
> You may want to change banks
>
> 
https://secure-web.cisco.com/1goea_KQlIeBiuE1E0ONqZkBMp6kCM8xtTUHA4YZz5yRuiz
z3TYILb6zuWEezekeE8806rWBnuZFce_qrnsD56zApoSQ1XE0eAwcWoAvNNW-fjQE1TFfX1lWTdi
5cNkMOAd0EuL6qUz5Q9qqt-Q3nrpYVeDS_6bKbLEjqWsuT6OK9ts2sAejMVrC2Osg8ZlqmbCTeLX
Zisbba0Eskx8TDqdHarp8eGJKOEkouUjlGEG4heNfKteCCHy2gjpkIA18q0jycDZXNPGQd9b0d25
VSnRatuL3OS0BeH0XByISclqhoehUX7x8uJmXx4FaJ6PkP0dG1I0HUoKjL2j5TtGPMi2DDme8gWc
3JS3KQujw4BstYZmMp8kXoyBb5VWtRF_g-FtJUWJ7rUu4TBUjaeifNbb15t1KxFvKGjdfBkdt5iN
XUodWvo-3KSB856AP8vz3-/https%3A%2F%2Fhttp://secure-web.cisco.com/1C57LFMTRME
nVlM1hcOvZKsWtNyNPA42snMJWLH0UHSxHrVaNKaOPPwxFiHzv9XwhkUnFWB47u9GcYkJhSDXEMC
Oo3En53EY5yZTL3QvTTJV58vWk28UH7Ec93Zcf6QD5F-QjHud4ybGrCUYrJ9XtvJDYqlvttgf1WI
Caet7Vn_dzISctSiXqD4zywOqX4t1FFOc4_pttWzXWsboZuvTbaoeF3QN6S5h0YkOjE9UiBBPCCO
3If5zIAqJUl5Er6jesxsUEfb4vmTD5HxAoMuAJQSkcT6qtbWP93QHriOnP7tt9sMyf9YBe2y44KQ
4fbl1mRWE8AubPRSNFddEtQYSoj2JkOGMEr7iV9cg8ova9EWtkDXKiLI-WA8fzYZ4Vniz_uPURWT
ONbsXNnOQEboZ5AbqGtw_Fk9ak9OdLtnxpuzHYIrKQcaCzqESV70zelcyc/http%3A%2F%2Fwww.
paymentsjournal.com%2Fgo-big-or-go-
home-jpm-will-spend-up-to-12b-to-get-to-the-cloud%2Famp%2F
>
>> On 18 Jun 2022, at 01:43, Bill Johnson
<00000047540adefe-dmarc-requ...@listserv.ua.edu> wrote:
>>
>> What’s the difference between JPM’s mainframe and Capital One’s AWS?
Other than one is fast, reliable, and secure and the other is not. Both can
be located anywhere in the world and accessed from anywhere via all kinds of
devices. Explain the difference. What makes one a cloud and not the other?
>>
>>
>> Sent from Yahoo Mail for iPhone
>>
>>
>> On Friday, June 17, 2022, 1:36 PM, zMan <zedgarhoo...@gmail.com> wrote:
>>
>> OK...that was the commonality. Either that or you were suggesting that
>> "banking transactions" implies cloud.
>>
>> I saw no "cloud" in anything you listed other than that one bank was
>> running their stuff in AWS. Viewed through that lens, the question
doesn't
>> even make sense: "Is this thing that IS in the cloud different from this
>> other thing that's not in the cloud?" Well, yes.
>>
>>> On Fri, Jun 17, 2022 at 1:30 PM Bill Johnson <
>>> 00000047540adefe-dmarc-requ...@listserv.ua.edu> wrote:
>>>
>>> I never said APP = Cloud. I can get my banking transactions anywhere in
>>> the world from JPM wherever their mainframe is located. The exact same
>>> thing I can do with Capital One via AWS. The APPS are just the front end
>>> query mechanism.
>>>
>>>
>>> Sent from Yahoo Mail for iPhone
>>>
>>>
>>> On Friday, June 17, 2022, 1:22 PM, zMan <zedgarhoo...@gmail.com> wrote:
>>>
>>> Correct. App <> cloud.
>>>
>>> On Fri, Jun 17, 2022 at 1:04 PM Bill Johnson <
>>> 00000047540adefe-dmarc-requ...@listserv.ua.edu> wrote:
>>>
>>>> So if I get my banking transactions by Capital One APP via AWS, that’s
>>>> cloud, but if I get those same banking transactions via JP Morgan APP
>>> which
>>>> acquires the records via CICS transaction from DB2 that’s not cloud?
>>>>
>>>>
>>>> Sent from Yahoo Mail for iPhone
>>>>
>>>>
>>>>> On Friday, June 17, 2022, 12:56 PM, zMan <zedgarhoo...@gmail.com>
wrote:
>>>> I'm highly suspicious of cloud in general, don't get me wrong. But IBM
>>>> can't just call CICS "cloud" and expect it to mean anything. Calling a
>>> tail
>>>> a leg doesn't make it one: when the rest of the industry says "cloud"
>>> these
>>>> days, they don't just mean outsourcing, and definitely don't mean CICS.
>>> And
>>>> CICS isn't a synonym for outsourcing in any case.
>>>>
>>>> Actually, if you think of cloud services in terms of HTTPS
transactions,
>>>> CICS isn't that far off in some ways--but it still isn't the same
thing,
>>>> more an older, pre-Internet version of something similar. Yes, CICS can
>>>> serve web pages; that doesn't make CICS = cloud!
>>>>
>>>> "Mainframe modernization" is a pretty bogus term, nicely loaded: "Hmm,
if
>>>> mainframe modernization exists, mainframes must be
>>>> old-fashioned/obsolete/behind". Wrong, as we know. "Mainframe
emulation"
>>> is
>>>> closer, only that tends to make us think zPDT, Hercules, et al.; "z/OS
>>>> emulation" seems more accurate to me, but isn't the term that folks
use,
>>> so
>>>> it doesn't help at this point. It's a mess.
>>>>
>>>> But none of this discussion, interesting as it is, relates to the fact
>>> that
>>>> IBM claims to have a cloud presence BUT has chosen to host their
offering
>>>> in AWS. Those two items are pretty hard to reconcile.
>>>>
>>>> ----------------------------------------------------------------------
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>>>>
>>>>
>>>>
>>>> ----------------------------------------------------------------------
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>>>
>>> --
>>> zMan -- "I've got a mainframe and I'm not afraid to use it"
>>>
>>> ----------------------------------------------------------------------
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>>> send email to lists...@listserv.ua.edu with the message: INFO IBM-MAIN
>>>
>>>
>>>
>>>
>>> ----------------------------------------------------------------------
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>>>
>>
>> --
>> zMan -- "I've got a mainframe and I'm not afraid to use it"
>>
>> ----------------------------------------------------------------------
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>> send email to lists...@listserv.ua.edu with the message: INFO IBM-MAIN
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>>
>>
>>
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