ING isn’t a bank either. 

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On Thursday, April 6, 2023, 5:59 PM, David Crayford <dcrayf...@gmail.com> wrote:

> On 5 Apr 2023, at 11:20, Bill Johnson 
> <00000047540adefe-dmarc-requ...@listserv.ua.edu> wrote:
> 
> I remember this.
> David Crayford said:
> ”I'm calling BS. None of the challenger banks (Startling, Yolt, Monzo, 
> Moneze, N26 etc) run mainframes. They have millions of customers and are 
> gaining millions by the week at the expense of traditional banks.”
> 
> 
> 
> 
> My response
> 
> Most of those “banks” aren’t banks and most of them are kaput.
> 
> 
> 
> 
> How’s those challenger banks doing?
> YOLT = owned by ING (who runs a mainframe) is being shut down.MONZO = CEO 
> jumped ship. Not going well.N26 = pulled out of the US.

ING moved off the mainframe a couple of years ago. 


> MONEZE = actually spelled MONESE. Doesn’t look like they are replacing JP 
> Morgan any time soon.STARLING = tiny barely staying viable.
> Many are charging fees now. Amazing that investors always want some revenue 
> (and eventually profit) to justify the investment.
> Having millions of mostly poor customers isn’t exactly a booming business 
> model.
> So I’ll repeat. 95% of banks use the mainframe. Not these fake banks.
> 
> 
> 
> 
> 
> Sent from Yahoo Mail for iPhone
> 
> 
> On Monday, March 27, 2023, 11:33 PM, Bill Johnson 
> <00000047540adefe-dmarc-requ...@listserv.ua.edu> wrote:
> 
> You said internet banking was going to destroy large banks. How’s that 
> working out?
> Microfocus COBOL isn’t regular COBOL. And is a tiny fraction of the COBOL 
> market.
> 
> 
> Sent from Yahoo Mail for iPhone
> 
> 
> On Monday, March 27, 2023, 11:26 PM, David Crayford <dcrayf...@gmail.com> 
> wrote:
> 
>> On 27/3/23 22:07, Bill Johnson wrote:
>> +1
>> About a year or so ago I posted about the number of lines of COBOL code in 
>> use worldwide and stated COBOL was going to be the language of choice for 
>> many decades to come. Estimates say 800 billion lines (and growing) in use 
>> today. As usual, I was attacked for my fact based opinion. 
>> https://www.zdnet.com/article/programming-languages-how-much-cobol-code-is-out-there-the-answer-might-surprise-you/
> 
> Facts! You've quoted an article from the internet!
> 
> "The study, commissioned by IT company Micro Focus and conducted by 
> research and analysis firm Vanson Bourne"
> 
> Micro Focus is a vendor who hawks COBOL compilers and IDE's. It's a bit 
> like McDonalds commissioning research on the health benefits of Big Mac's.
> 
> 
>> 
>> 
>> 
>> Sent from Yahoo Mail for iPhone
>> 
>> 
>> On Monday, March 27, 2023, 1:56 AM, Farley, Peter 
>> <0000031df298a9da-dmarc-requ...@listserv.ua.edu> wrote:
>> 
>> I am getting increasingly tired of snide or outright dismissive references 
>> to COBOL and by extension to COBOL programmers.
>> 
>> Programmers like me.
>> 
>> Yes, I am also well versed in HLASM, Rexx, awk and gawk, somewhat facile in 
>> SORT (at least as far as knowing and using JOIN's), SQL, JCL and various 
>> other z/OS utilities, MetalC, and lately python and bash scripting.  I even 
>> remember some of the PL/I and Fortran and Pascal I used in college and my 
>> early employment days.  I even remember some SNOBOL, which I actually got to 
>> use productively at a then-major NY bank very early in my career.
>> 
>> COBOL pays my bills and keeps my employer operating successfully and 
>> profitably.
>> 
>> COBOL does NOT rot the brain.  Alcohol and various other legal and illegal 
>> substances can, in fact, do that.  Intelligently devising business solutions 
>> to business problems in ANY computer language does NOT rot the brain.
>> 
>> It is not funny or acceptable to say so.  It never was.
>> 
>> Peter
>> 
>> -----Original Message-----
>> From: IBM Mainframe Discussion List <IBM-MAIN@LISTSERV.UA.EDU> On Behalf Of 
>> Paul Gilmartin
>> Sent: Sunday, March 26, 2023 8:14 PM
>> To: IBM-MAIN@LISTSERV.UA.EDU
>> Subject: Re: ASM call by value
>> 
>> On Sun, 26 Mar 2023 23:18:49 +0000, Frank Swarbrick wrote:
>> 
>> <Snipped>
>> 
>>> In COBOL, for example, the following end up doing the same thing.
>>> 
>> Do not use CO BOL as an exemplar of programming discipline.  Cobol rots the 
>> brain.
>> 
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