On Mon, Aug 18, 2008 at 03:37:44PM -0700, MattyJ wrote:

Has this happened to you, personally? I've had this happen to me three or
four times through the years and PayPal was always at least as liberal
about it as any credit card I've had in the past.

I've only ever had two, but on a credit card.  I do not have a PayPal
account because I do not agree with their terms.

PayPal might refund your money because they are nice.  The credit card
companies do it because of law.  Niceness can change.  The credit card
companies are usually nice, since the law only requires them to refund
money over $50.

I currently don't have/use any credit cards and PayPal is an excellent
alternative for folks like me. I'd have to look it up, but their one-off
credit cards are MasterCards and somehow I doubt they'd be able to use
that licenses if they were in a position to tarnish MasterCard's good
name.

Not necessarily.  Visa "check cards" do not have most of the consumer
protection.  The guarantees are not because of someone's good name but
because of laws specifically around credit.

David


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