<quote who="David Brown">
> On Tue, Aug 19, 2008 at 10:45:22AM -0700, Néstor wrote:
>
>>I am like David, I do not use cash, I only use credit cards and as long
>> as
>>you are responsible with your finances and pay you entire bill every
>> month
>>you will beat them at their own game by getting money back or air miles.
>>I have gotten 2 free trips to europe and 3 trips to southamerica thanks
>>to using the sytem on my favor.  I would not gotten the rewards if I had
>>used
>>cash or paypal and I am protected and I can dispute a charge.
>
> The question I just don't get:  "ATM or credit".  What it really means
> is, "Would you like to pay the transaction fee, or would you like us
> to?"

>From a merchant's perspective that's a legitimate question, because they
are *hoping* you pick ATM. If they automatically did an ATM transaction
I'm sure they'd get a class action suit sic'ed on them pretty quick, but
if you leave it up to the consumer to choose that, your hands are clean
and you get to keep that 25 cents. I presume that most consumers pick ATM.


-Matt


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