This reply is about the credit card calls.

These calls usually start off "congratulations, you have been pre-aproved for
a (fill in the blank) card".

I then say "oh, thank you very much...send it right away because I seem to be
flat broke right now and could really use the extra credit".

At that point, the caller will either hang up, or say "ok, I just need to get
a little additional information".

Then I say "if I'm pre-approved, why do you need ANY additional information"?

That usually really confuses them, and after I listen to the blather for a
bit, I hang up on them...

Kathi-Minnesota, USA
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