Hi anthony,
that's strange. For payments made within the Europe Union  banks are not
allowed to charge for bank transfers. Just a quick search:
http://europa.eu.int/eur-lex/pri/en/oj/dat/2001/l_344/l_34420011228en00130016.pdf

                           Article 3
Charges for cross-border electronic payment transactions
                     and credit transfers
1.    With effect from 1 July 2002, charges levied by an insti-
tution in respect of cross-border electronic payment transac-
tions in euro up to EUR 12 500 shall be the same as the
charges levied by the same institution in respect of corre-
sponding payments in euro transacted within the Member State
in which the establishment of that institution executing the
cross-border electronic payment transaction is located.

Take that to your bank and ask them to explain the ยค 16,--.
taco

Great Googly Moogly!
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