Maybe time to sell since I have seen my alley flood and cars float down the 
street twice since 2006.  Never a drop in the house although a few people on 
the block had water in basements.  One good thing about one’s basement being 
above street levee;






On Feb 15, 2014, at 8:25 PM, [email protected] <[email protected]> wrote:

> I honestly don't know how they are going to administer this, on what areas of 
> the country first but since we received the email I am assuming they are 
> going to hit Indiana.  I wanted all to know, as a precaution to what you will 
> face if Louisville has it enacted and as a heads up should you love a 
> property prone to flooding.
> 
> 
> On Feb 15, 2014, at 9:15 PM, Dr. James Priest <[email protected]> 
> wrote:
> 
>> Since lots of areas around louisville flood including old louisville (have 
>> not seen in the house) will this effect those living in the city. If so it 
>> could really lower a lot of property values.  
>> 
>> James Priest 
>> Sr. Fire Strategist/Researcher
>> 
>> On Feb 15, 2014, at 9:02 PM, Mark and Katy Heaton <[email protected]> wrote:
>> 
>>> Thanks as well, good and scarey intell.  
>>> 
>>> Mark Heaton
>>> 
>>> 
>>> On Sat, Feb 15, 2014 at 4:25 PM, John Robinson <[email protected]> 
>>> wrote:
>>> Folks, this has NOTHING to do with Apple, but I felt I had to convey this 
>>> news to our list, I consider you much more than bits and byes on a computer 
>>> screen.
>>> 
>>> I am an insurance agent, for 43 years,  and we received a note from FEMA 
>>> this week that is unbelievable so I wanted you to be aware.  Hopefully it 
>>> won't affect a one of you, hopefully you will be wiser now if you are 
>>> wanting to vacate your present home and purchase another.
>>> 
>>> My apologizes for throwing a non Mac email.  Below is the note I have sent 
>>> to others.
>>> 
>>> John
>>> 
>>> 
>>> 
>>> This will most likely not affect you but oh my this needs to be in the back 
>>> of your mind.
>>> 
>>> FEMA is losing tons of money, so they are making changes.  They are NOW 
>>> determining that folks who NEVER needed flood insurance will now be 
>>> required to carry it.  So many homeowners are being surprised that all of a 
>>> sudden they are faced with an additional $700.00 or more with these 
>>> policies.  I have an insured that has one small corner of a barn that sits 
>>> in a flood zone, never had water but he is forced to buy the coverage.
>>> 
>>> Many folks that aren't near a body of water now discover they are being 
>>> forced into coverage.   No way out other than paying the cost of an 
>>> Elevation Survey and then it may prove FEMA correct.
>>> 
>>> That isn't the bad news.......
>>> 
>>> This week we received an email (since we write the coverage for FEMA) that 
>>> the rates are going to skyrocket, be prepared is what this memo was telling 
>>> us.
>>> 
>>> They gave some examples, and the changes are mind blowing.  They referenced 
>>> an account that currently paid in the neighborhood of $700.00 a year will 
>>> be receiving bills of over $7,000.00 per year!  Not only can the owner not 
>>> afford these premiums all of a sudden they have a piece of property that is 
>>> unsaleable.
>>> 
>>> So, in the future should you be home shopping BE SURE the property in no 
>>> way could be slapped with a flood policy, never buy a place where the 
>>> surface water has come anywhere near the property in the last 100 
>>> years....it will be worth your while to check.
>>> 
>>> Wanted you to be aware of this, it's a big one.
>>> 
>>> 
>>> _______________________________________________
>>> MacGroup mailing list
>>> [email protected]
>>> http://www.math.louisville.edu/mailman/listinfo/macgroup
>>> 
>>> 
>>> 
>>> _______________________________________________
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>> 
>> _______________________________________________
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> 
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