Thanks for the interesting information.
My bank still has a telephone banking bill pay option, which I use for some items. Others like my land line use a credit card structure, still on the phone. The one paper trail, with my land lord is still not a check but a debit memo, sort of a money order but without a fee due to my bank account type.
Karen


On Tue, 18 Jun 2019, David Chittenden wrote:

Hi,

I stopped writing checks in 2003. I was banking with Wells Fargo at the time. 
Any checks which I needed to write I set up in Bill Pay. I added all the 
details and the bank sent the check on the day I scheduled.

Now, I do not need to have any checks sent. All of my utilities and such either 
have direct bank transfers, or they receive credit cards. In some cases, the 
fee for using the credit card is lower than the benefits (points or cash back) 
which I accrue from using the card.

David Chittenden, MSc, MRCAA
Email: dchitten...@gmail.com
Mobile: +61 488 988 936


On 18 Jun 2019, at 12:23, Mary Jo Partyka <choir...@gmail.com> wrote:

Hi, Karen,

When I started doing online banking in 2000, I had to give the bank a list of 
my payees,whether business or personal, and write in all the necessary 
information including, address, telephone number, account number etc.  These 
payees appear in the payment section of the website and I pay whoever I need to 
by putting in the amount and when it should be paid.  After I submit this 
information, I will receive confirmation numbers showing that these bills have 
been paid.


Mary Jo Partyka
choir...@gmail.com


On Jun 17, 2019, at 5:00 PM, Karen Lewellen <klewel...@shellworld.net> wrote:

May I ask how you use bill pay to send money to non businesses?  granted you  
may have a different  definition for the term and your bank may allow for such 
going to personal accounts.  still, I am following this thread myself, 
especially as, for me personally, paypal  becomes more of a technical issue.
Karen



On Mon, 17 Jun 2019, Mary Jo Partyka wrote:

Sounds good.


Mary Jo Partyka
choir...@gmail.com


On Jun 17, 2019, at 10:51 AM, 'E.T.' via MacVisionaries 
<macvisionaries@googlegroups.com> wrote:

Once I get the rent deal worked out, I won't need to write checks. I even use 
bill pay to send money to a friend. Bill pay and debit card is all I use.

From E.T.'s Keyboard...
ancient.ali...@icloud.com
Many believe that we have been visited
in the past. What if it were true?

On 6/16/2019 10:28 PM, Mary Jo Partyka wrote:
I also use bill pay but there are some instances where checks still haveto be 
used.
Mary Jo Partyka
choir...@gmail.com
On Jun 15, 2019, at 9:45 PM, 'E.T.' via MacVisionaries 
<macvisionaries@googlegroups.com> wrote:

I pay the majority of my bills with Bil Pay and if only my landlord would get 
off his arse and inform RentCafe to stop using captchas on their web site, I 
might not have to write any more checks.

From E.T.'s Keyboard...
ancient.ali...@icloud.com
Many believe that we have been visited
in the past. What if it were true?

On 6/15/2019 9:53 AM, 'Janina Sajka' via MacVisionaries wrote:
Hi, Mary:
You may want to consider getting away from checks at least partly,
meaning to whatever extend might be comfortable for you.
I'm suggesting you consider the relatively new service called Zelle,
especially if your bank is already a member of Zelle.
If it is a member you probably already have a feature on your bank's
phone app to allow you to securely and accessibly send money to anyone
else via their email address or mobile phone number.
This isn't the way to pay your electric bill, but you've likely already
figured how to do that without paper, envelopes, and stamps, and the
local postal mailbox.
Here's a web link to learn more:
https://www.zellepay.com/
Personally, I almost never use paper checks anymore. Frankly, the growth
of person to person payment services like Zelle, as well as services to
pay merchants like Apple Pay, PayPal, or the good old plastic
credit/debit card likely explains why there's less and less support for
trying to make handling paper payments accessible.
Good luck!
Janina
Mary Jo Partyka writes:

I have been a long-time user of the Talking Checkbook app but the app isn’t 
really working well any more.  The program is actually obsolete.  Are there any 
apps which would enableme to write out checks?


Mary Jo Partyka
choir...@gmail.com


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