Redghost wrote:
> IF YOU PAY ON TIME, you will not be charged interest.  Miss a payment  
> and you will be smacked with 19% interest on the whole purchase,  
> retroactive to the purchase date and all payments made will be  
> recalculated for interest owed.  You need to make the payments each  
> and every month until the term is done.

If you only made minimum payments and you have a balance at the end of 
that year the interest is retroactive...  That and the interest after a 
year is some huge number in the 20% range.  I'd rather put it on my 
normal CC, get some cashback, and pay it off with the next statement.

John


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