Yes, they do "need" new ways to make [steal] money, I guess. I use a credit union with no fees, but we only have a debit card. I've got a CC waiting with a hefty limit, but it is not activated [I've got a few months before they cancel it again for non-use]. https://www.experian.com/consumer/cac/InvalidateSession.do?code=SECURITYALER T should get you to the page, then you have to either use the automated system on the phone, or send something in writing, IIRC. Experian will contact TransUnion and whatever the other one is. The reason that helps is that it adds an extra level of proof if you apply for credit. You should be able to do that for yourself [prove you are you, except on a weekend, so don't try to buy anything on new credit when the reporting agencies are closed], but it should stop a fake application. Not foolproof I am sure, but close. Bill R
-----Original Message----- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com] On Behalf Of archer Sent: Friday, October 09, 2009 5:15 PM To: Mercedes Discussion List Subject: [MBZ] Fraudulent Credit Card From: "Bill R" <billr32...@comcast.net > My apologies to the international folks getting this, but you might have > similar situations where you are. > I got a notice today from Juniper Bank [now Barclay's Bank Delaware - a UK > based bank] thanking me for alerting them to the fraudulent account opened > in my name, and making sure I had not authorized a card from them [I > assume > from the credit alert I put on our accounts]. The card # they had traced > back to me. A call from Virgin America about unusual activity on my > account > did alert me [there was a gas purchase on the card in Pompano Beach] and > the > account is now closed. Virgin America was the issuer of the card through > Barclay. I am a bit upset that Virgin America [who called me] then told > me > that they had not called me, and that I had no account with them. > Not a bad idea to put the three month alert on yourself with the credit > agencies. Experian was the one I .contacted, and they connected with the > other two agencies for me. No charge for that. I have the 3 month > reminder > in my calendar, and plan to renew the alert every three months. Yes, I > guess it can happen to anyone. > Bill R ............................................... Hi Bill, How does the three month alert work and who is alerted? I just got a notice that a credit card company I've been with since credit cards became a common substitute for cash will begin charging me $50 per year. I'm thinking about moving my card to a credit union. I have another card with a Texas bank which provides one million dollars worth of air travel insurance if you pay for it with their card. They have no yearly fee. Signs of the times, I guess. Gerry _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
