On Tue, Apr 19, 2011 at 3:02 PM, Allan Streib <str...@cs.indiana.edu> wrote: > If the other party have no insurance and you don't have > uninsured/underinsured coverage I'm not sure your insurance company will help > you much as they are not on the hook for anything. They only subrogate > claims they have to pay to their insured. Is OK a "no fault" state?
Agreed, I had missed where Kaleb said he didn't have uninsured motorist. I assume he has already asked his insco agent, since they may have some quirky OK laws that might help him. I also tend to agree with: > If you have to hire a lawyer, forget it. You'll end up owing him more than > your losses. You should be able to include legal expenses as damages. I would say, forget it if you have to "pay" a lawyer, some work on contingency but maybe not for an uninsured case - at least that was our experience with rear-ending #1. Finally, take Regina out to a nice dinner. First couple nights after an accident my wife gets really antsy. -Tim > > > > > On Tue, 19 Apr 2011 14:48 -0400, "John Reames" <jwrea...@comcast.net> wrote: >> Amen on the subrogation; they do have staff lawyers who do nothing but >> recovering damages to cover insurance claims... >> >> Are you sure you don't have uninsured coverage? Some states mandate it, even >> where insurance is mandated... (Doesn't that sound like quite the boon; >> everyone has to carry insurance and the policies must include uninsured >> motorist coverage....) and then you have to get rental coverage... And use >> by non-owner coverage... >> >> It's a bit like fishing licenses; you need a salt water license and a >> freshwater license, and there is no discount for having both. (and it's not >> like a sport fishing license let's you be in two places at once--if it did, >> I'd buy two or three sets!) >> >> -- >> John W Reames >> jream...@verizon.net >> Home: +14106646986 >> Mobile: +14437915905 >> >> On Apr 19, 2011, at 14:07, Tim C <bb...@crone.us> wrote: >> >> > My lesson, as I posted yesterday, came from this very forum: go >> > through your own insurance company. If you don't have rental you can >> > pay out of pocket, and the insco will subrogate and you might even get >> > reimbursed... though probably not going to get money from a stone. >> > >> > Glad Regina's okay. >> > >> > On the up side I hear Geico is a real bear if you're on the receiving >> > end, so maybe you should be happy the assailant dropped it. >> > >> > -Tim >> > who knows why his SDL was noisy >> > >> > On Tue, Apr 19, 2011 at 12:17 PM, Kaleb C. Striplin <ka...@striplin.net> >> > wrote: >> >> Well wife got t boned in the 99 e430 today totaling it. Fixing to file >> >> claim with their INS company and want to get paid for rental car but I >> >> don't need a rental car. What's the best way to deal with that mention it >> >> up front or wait till later? If it comes down to it I would rather have a >> >> free rental car than nothing but would rather have the money for the >> >> rental car. Any other advise it's been a while since I have messed with >> >> INS companies >> >> >> >> Sent from my iPhone >> >> _______________________________________ >> >> http://www.okiebenz.com >> >> For new and used parts go to www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> >> >> To Unsubscribe or change delivery options go to: >> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> >> > >> > _______________________________________ >> > http://www.okiebenz.com >> > For new and used parts go to www.okiebenz.com >> > To search list archives http://www.okiebenz.com/archive/ >> > >> > To Unsubscribe or change delivery options go to: >> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> _______________________________________ >> http://www.okiebenz.com >> For new and used parts go to www.okiebenz.com >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> > > _______________________________________ > http://www.okiebenz.com > For new and used parts go to www.okiebenz.com > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
