Not until I turned 59-1/2. At least not without a penalty.

There are a lot of things I do that I could afford to pay someone else to do, 
however, I enjoy the work and prefer to maintain my resources for some other 
use.

-D

> On Jan 29, 2020, at 12:54 PM, Andrew Strasfogel <astrasfo...@gmail.com> wrote:
> 
> 
> In other words you could have afforded a "professional" to restore your 
> finnie. 
> 
>> On Wed, Jan 29, 2020 at 12:27 PM Dan Penoff via Mercedes 
>> <mercedes@okiebenz.com> wrote:
>> No. I started buying in the early 90s. I think it was in the high teens when 
>> I started. It’s split at least three times since then, too (2/1, 2/1, 7/1) I 
>> think. When it was in the dumper in the early 2000s I vacuumed up all I 
>> could afford.
>> 
>> I also did it all in IRAs or similar instruments, so I won’t get dinged on 
>> capital gains as I cash out, but I will be paying taxes on it at a higher 
>> rate than at the time I acquired a lot of it. Meh.
>> 
>> A $100 investment in AAPL in the early 2000s would net about 130%-140% gain 
>> today in round numbers, I believe.
>> 
>> As I like to say, “Thank you, Steve!”
>> 
>> -D
>> 
>> 
>> > On Jan 29, 2020, at 12:05 PM, Andrew Strasfogel <astrasfo...@gmail.com> 
>> > wrote:
>> > 
>> > Are you an original shareholder at $1.00?
>> > 
>> > On Wed, Jan 29, 2020 at 11:35 AM Dan Penoff via Mercedes 
>> > <mercedes@okiebenz.com <mailto:mercedes@okiebenz.com>> wrote:
>> > I was a bit concerned with the markets on Monday, but that seems to have 
>> > evaporated. Especially with Apple’s record earnings statement yesterday. 
>> > They’re only up $9/share so far today.
>> > 
>> > -D
>> > 
>> > 
>> > 
>> > 
>> > > On Jan 29, 2020, at 11:26 AM, Andrew Strasfogel via Mercedes 
>> > > <mercedes@okiebenz.com <mailto:mercedes@okiebenz.com>> wrote:
>> > > 
>> > > Anyone else enjoying the fallout from coronavirus?
>> > > 
>> > > On Wed, Jan 29, 2020 at 11:18 AM Meade Dillon via Mercedes <
>> > > mercedes@okiebenz.com <mailto:mercedes@okiebenz.com>> wrote:
>> > > 
>> > >> I paid $1.99 for diesel just a couple days ago.  That was nice, ~20.5
>> > >> gallons into my '95 E300.
>> > >> -------------
>> > >> Max
>> > >> Charleston SC
>> > >> 
>> > >> 
>> > >> On Wed, Jan 29, 2020 at 10:53 AM Andrew Strasfogel via Mercedes <
>> > >> mercedes@okiebenz.com <mailto:mercedes@okiebenz.com>> wrote:
>> > >> 
>> > >>> Will the price at the pump go down?
>> > >>> 
>> > >>> ENERGY MARKETSCoronavirus lockdown is even more bad news for
>> > >>> dieselPublished:
>> > >>> Wednesday, January 29, 2020
>> > >>> 
>> > >>> Add a severe global pathogen to the list of bad news for diesel.
>> > >>> 
>> > >>> Two metrics for the industrial fuel that traders watch closely — its
>> > >>> premium against crude, and a gauge of supply and demand — have 
>> > >>> collapsed
>> > >>> this year. For the most part, the rout has been about
>> > >> weaker-than-expected
>> > >>> buying from the shipping industry and a mild winter. The novel
>> > >> coronavirus
>> > >>> in China, though, has exacerbated the slide because it's meant a
>> > >> clampdown
>> > >>> on travel that's negative for fuel demand, and a weakening of investor
>> > >>> sentiment across assets.
>> > >>> 
>> > >>> The lockdown of cities in China likely means weaker demand for diesel,
>> > >> said
>> > >>> Olivier Jakob, the managing director of Petromatrix GmbH in Zug,
>> > >>> Switzerland. The margin, or crack, for jet fuel, has also been 
>> > >>> adversely
>> > >>> affected. Both fuels are known as distillates.
>> > >>> 
>> > >>> "The impact of coronavirus translates into global pressure on 
>> > >>> distillate
>> > >>> cracks and the prices," Jakob said.
>> > >>> 
>> > >>> Oil refiners were making $9.83 a barrel from turning crude oil into
>> > >> diesel
>> > >>> on Monday, the lowest in almost two years, ICE Futures Europe data 
>> > >>> show.
>> > >>> Late last year, the same spread stood at about $15. Traders are paying
>> > >>> about $1.75 a ton less for diesel in February than for March, compared
>> > >> to a
>> > >>> $3 premium late last year.
>> > >>> 
>> > >>> There's similar weakness in the jet fuel market. The two products are
>> > >>> closely related. Profits for producing jet fuel in Asia fell to the
>> > >> lowest
>> > >>> in nearly four years after a spate of travel restrictions and flight
>> > >>> cancellations.
>> > >>> 
>> > >>> "Slowing air traffic has clearly dented Chinese jet fuel demand over
>> > >> recent
>> > >>> days," RBC Capital Markets analysts including Michael Tran said in a 
>> > >>> Jan.
>> > >>> 27 research note. Jet fuel has been the firmest part of China's oil
>> > >> demand
>> > >>> growth in recent years, averaging about 11% a year, according to Tran.
>> > >>> 
>> > >>> The fuels are getting hit across the globe. Diesel margins in New York
>> > >> sank
>> > >>> to an 18-month low Monday, with concerns about the virus exacerbating 
>> > >>> the
>> > >>> impact of a mild winter that already curtailed demand.
>> > >>> 
>> > >>> "There's very little good news when it comes to the middle distillate
>> > >> part
>> > >>> of the barrel," said Steve Sawyer, director of refining at FGE, an 
>> > >>> energy
>> > >>> consultancy.
>> > >>> 
>> > >>> Looking forward, planned work at refineries in the Middle East — a 
>> > >>> region
>> > >>> that sends a lot of middle distillate to Europe — should provide some
>> > >>> support, he said. That will be followed by seasonal maintenance in the
>> > >> U.S.
>> > >>> and Europe. *— Jack Wittels, Bloomberg*
>> > >>> _______________________________________
>> > >>> http://www.okiebenz.com <http://www.okiebenz.com/>
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>> > >>> 
>> > >>> 
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