That or it allows them to use an existing survey of one is on the books.

They did this with my former house. I didn’t bother mentioning that since the 
survey was done we had removed a very large oak tree and added a parking pad on 
the left side of the driveway. It really didn’t change anything as nothing 
encroached.

On the house we built here in 1996 the builder screwed up and poured the 
approach to the driveway (pad between the curb and sidewalk) too wide, making a 
portion of it encroach on the adjacent lot’s property. We’re talking about a 
triangular shaped piece of concrete maybe 2’ x 2’ x 3’. When we were getting 
ready to sell the house the new owners are military, so it was a VA loan. 
Someone in the VA discovered this encroachment and all hell broke loose. They 
delayed the closing a couple of weeks while they sorted this out and got 
something about it recorded on both deeds, I don’t know. It was crazy.

-D

> On May 9, 2020, at 5:25 PM, Curt Raymond via Mercedes <mercedes@okiebenz.com> 
> wrote:
> 
> Mortgage survey just about proved the house exists. I've done probably a 
> hundred of them. Drive by the house, confirm the number on the report matches 
> the house or the mailbox or is reasonable based on the houses around it. 
> Simple...
> 
> -Curt
> 
>    On Saturday, May 9, 2020, 4:09:35 PM EDT, Allan Streib via Mercedes 
> <mercedes@okiebenz.com> wrote:  
> 
> Around here they only require something called a mortgage survey which
> doesn't include a surveyor coming out and staking the corners. I think
> they just get a survey report from the county clerk.
> 
> Staked survey is optional if the buyer wants it (and pays for it).
> 
> Allan
> 
> Dan Penoff via Mercedes <mercedes@okiebenz.com> writes:
> 
>> If there’s a lender involved they’ll require one along with the title search 
>> and insurance.
>> 
>> -D
>> 
>>> On May 8, 2020, at 10:58 PM, Allan Streib via Mercedes 
>>> <mercedes@okiebenz.com> wrote:
>>> 
>>> Any time I have bought a property I have always paid for a staked
>>> survey. I like to know exactly where the property lines are.
>>> 
>>> Allan
>>> 
>>> Dan Penoff via Mercedes <mercedes@okiebenz.com> writes:
>>> 
>>>> In unincorporated Hillsborough County where I live, if you put a fence up 
>>>> without a permit it can be removed by the County. If it encroaches on the 
>>>> adjacent property, the property owner can pretty much do whatever they 
>>>> want to it.
>>>> 
>>>> Fence companies in the area won’t even talk to you unless you have an 
>>>> original copy of a survey for your property. The County permit requires 
>>>> it, too.
>>>> 
>>>> -D
>>> 
> 
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