A lot more expensive but they last 50 years depending upon how much hail you typically get in your area.
On Sat, Aug 22, 2020, 6:53 PM Kaleb Striplin via Mercedes < mercedes@okiebenz.com> wrote: > OK Don did I remember correctly you said earlier you got a metal roof? > What was the difference in cost between a regular roof? > > Sent from my iPhone > > > On Aug 22, 2020, at 8:48 PM, Dwight Giles <dwight.gi...@gmail.com> > wrote: > > > > > > Yes,might be snow or just tradition or even building codes here. > > > > Dwight Giles Jr. > > Wickford RI > > > >> On Sat, Aug 22, 2020, 9:41 PM Kaleb Striplin via Mercedes < > mercedes@okiebenz.com> wrote: > >> I have no experience with them but they seem to be quite popular here. > >> > >> Sent from my iPhone > >> > >> > On Aug 22, 2020, at 8:33 PM, Dwight Giles via Mercedes < > mercedes@okiebenz.com> wrote: > >> > > >> > Aren't metal roofs,noisy? We don't see them on houses here on New > England. > >> > Only garages. > >> > > >> > Dwight Giles Jr. > >> > Wickford RI > >> > > >> >> On Sat, Aug 22, 2020, 9:27 PM Allan Streib via Mercedes < > >> >> mercedes@okiebenz.com> wrote: > >> >> > >> >> How do you like the metal roofs? > >> >> > >> >> I have been thinking about doing that when my asphalt shingle roof > needs > >> >> replacing (soon, it's 22 years old, and I've already had to patch a > leak > >> >> around a skylight in the living room). But some of the installations > >> >> I've seen look cheap and "industrial" for want of a better word. > >> >> > >> >> My other thought has been composite tiles that look like spanish > tile. I > >> >> really like that look but the cost of real tile is quite a lot and > I'm > >> >> not sure if a normal truss roof would take the weight if it wasn't > built > >> >> for that originally. > >> >> > >> >> Allan > >> >> > >> >> > >> >> OK Don via Mercedes <mercedes@okiebenz.com> writes: > >> >> > >> >>> Our homeowner's insurance includes the house, detached garage, well > >> >> house, > >> >>> guest house (was a shop), and hangar. When I called to report a > roof leak > >> >>> that was staining the ceiling in the bedroom a couple of months > after a > >> >>> hailstorm, State Farm sent an appraiser who inspected everything, > all the > >> >>> roofs. He determined that the house roof was OK, the leak was from > an > >> >>> poorly sealed standpipe, but did find that all the other roofs had > hail > >> >>> damage, so paid to replace them all. That included the 2000 sq. ft. > >> >> hangar > >> >>> with foam sprayed on the underside of the roof. By spraying the > outside > >> >> of > >> >>> the hangar roof with foam and latex paint of some sort, we had > enough > >> >> money > >> >>> left over to re-roof the house. All the roofs are now metal - which > >> >> reduced > >> >>> our premium some 20% or so (I don't remember exactly, it might have > been > >> >>> more. > >> >>> > >> >>> On Sat, Aug 22, 2020 at 12:35 PM Dan Penoff via Mercedes < > >> >>> mercedes@okiebenz.com> wrote: > >> >>> > >> >>>> I suspect they’re looking at your county appraiser’s records to get > >> >> things > >> >>>> like age, square footage, etc. It’s entirely possible they’re > including > >> >> the > >> >>>> cost of your outbuilding, too. That or there could be mistakes in > your > >> >>>> property appraiser’s records - always good to check every year or > two. > >> >>>> > >> >>>> I say that from experience, as the house we built in Wisconsin had > a > >> >> room > >> >>>> added to it by a third party appraiser the city hired when we had a > >> >>>> reassessment. He didn’t do a physical inspection, he just did a > “drive > >> >> by”. > >> >>>> We challenged this and found that he had boogered up so many other > >> >> people’s > >> >>>> appraisals that the city ended up firing him and hiring a new > company > >> >> that > >> >>>> did it right. > >> >>>> > >> >>>> -D > >> >>>> > >> >>>>> On Aug 22, 2020, at 1:23 PM, Kaleb Striplin via Mercedes < > >> >>>> mercedes@okiebenz.com> wrote: > >> >>>>> > >> >>>>> No they don’t care as long as they get paid off. These insurance > >> >>>> companies plug in some sort of number they claim is the cost to > rebuilt > >> >> the > >> >>>> house based one some sort of calculation they come up with. > >> >>>>> > >> >>>>> Sent from my iPhone > >> >>>>> > >> >>>>>> On Aug 22, 2020, at 11:27 AM, Craig via Mercedes < > >> >> mercedes@okiebenz.com> > >> >>>> wrote: > >> >>>>>> > >> >>>>>> On Fri, 21 Aug 2020 22:12:58 -0500 Kaleb Striplin via Mercedes > >> >>>>>> <mercedes@okiebenz.com> wrote: > >> >>>>>> > >> >>>>>>> I ran a couple of online quotes and cheapest I came up with so > far > >> >> was > >> >>>>>>> Liberty Mutual. It was around $600-$1k cheaper depending on > >> >>>>>>> deductible. I have not tried State Farm yet. The problem is > USAA > >> >> and > >> >>>>>>> all these others put a rebuild value WAY higher than what we > paid > >> >> and > >> >>>>>>> what I figure the actual house is worth/would actually cost to > >> >> replace. > >> >>>>>> > >> >>>>>> Can you not say, "This is what I want to insure my house for?" > Or is > >> >> the > >> >>>>>> one who funded your mortgage requiring the higher value? > >> >>>>>> > >> >>>>>> > >> >>>>>> Craig > >> >>>>>> > >> >>>>>> _______________________________________ > >> >>>>>> http://www.okiebenz.com > >> >>>>>> > >> >>>>>> To search list archives http://www.okiebenz.com/archive/ > >> >>>>>> > >> >>>>>> To Unsubscribe or change delivery options go to: > >> >>>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> >>>>>> > >> >>>>> > >> >>>>> > >> >>>>> _______________________________________ > >> >>>>> http://www.okiebenz.com > >> >>>>> > >> >>>>> To search list archives http://www.okiebenz.com/archive/ > >> >>>>> > >> >>>>> To Unsubscribe or change delivery options go to: > >> >>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> >>>>> > >> >>>> > >> >>>> > >> >>>> _______________________________________ > >> >>>> http://www.okiebenz.com > >> >>>> > >> >>>> To search list archives http://www.okiebenz.com/archive/ > >> >>>> > >> >>>> To Unsubscribe or change delivery options go to: > >> >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> >>>> > >> >>>> > >> >>> > >> >>> -- > >> >>> OK Don > >> >>> > >> >>> "Whenever you find yourself on the side of the majority, it is time > to > >> >>> pause and reflect." Mark Twain > >> >>> > >> >>> “Basic research is what I’m doing when I don’t know what I am > doing.” > >> >> Wernher > >> >>> Von Braun > >> >>> 2013 F150, 18 mpg > >> >>> 2017 Subaru Legacy, 30 mpg > >> >>> 1957 C182A, 12 mpg - but at 150 mph! > >> >>> _______________________________________ > >> >>> http://www.okiebenz.com > >> >>> > >> >>> To search list archives http://www.okiebenz.com/archive/ > >> >>> > >> >>> To Unsubscribe or change delivery options go to: > >> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> >>> > >> >> > >> >> -- > >> >> Allan Streib > >> >> Indiana University > >> >> Luddy School of Informatics, Computing, and Engineering > >> >> Digital Science Center | Intelligent Systems Engineering | > FutureSystems > >> >> > >> >> _______________________________________ > >> >> http://www.okiebenz.com > >> >> > >> >> To search list archives http://www.okiebenz.com/archive/ > >> >> > >> >> To Unsubscribe or change delivery options go to: > >> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> >> > >> >> > >> > _______________________________________ > >> > http://www.okiebenz.com > >> > > >> > To search list archives http://www.okiebenz.com/archive/ > >> > > >> > To Unsubscribe or change delivery options go to: > >> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> > > >> > >> > >> _______________________________________ > >> http://www.okiebenz.com > >> > >> To search list archives http://www.okiebenz.com/archive/ > >> > >> To Unsubscribe or change delivery options go to: > >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > >> > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
