So, when you feel like blasting around with you foot down, you "forget"
the phone at home?
RB
On 02/10/2020 11:34 AM, Dan Penoff via Mercedes wrote:
I’m using it at present, although grudgingly. Remember, I’m an IT security
professional.
Why do I use it? Because I get a significant discount with it, like 20%. When
your insurance costs exceed $3k/year for two cars, ten bucks is ten bucks, as
Geddy Lee says. I vetted the app and found that it’s pretty innocuous for the
most part, relying primarily on the accelerometer to determine braking,
acceleration and speed. Those are the biggies. They also ding you for time of
day, with late night and early morning being bad times to drive statistically.
They don’t appear to be getting any sort of location information from what I
can see.
As long as you don’t exceed 80 mph, change lanes rapidly, or jam on your
brakes, you’re good. In other words, Mrs. Dan DOES NOT have this app on her
phone.
My biggest gripe about it? It’s horribly inefficient and sucks battery power.
I’ve given feedback about it in this regard, and received notifications that
they’re aware of this and working to make it less of a drain. When I was
recently up in Indiana for four days I turned it off. Yeah, I was driving on
occasion, but I also didn’t want to have to have my phone on a charger the
whole time, either.
If the discount wasn’t as significant I wouldn’t bother with it. Sometimes you
have to balance security with benefits. In this case I’ll take the money and
let them look over my shoulder.
-D
On Oct 2, 2020, at 11:16 AM, Buggered Benzmail via Mercedes
<mercedes@okiebenz.com> wrote:
I paid my Allstate car insurance using their app on my phone. The app updated
at some point.
When I started it a pop-up prompted me to set up some “feature” wherein it
could track my location and driving behaviors or something. I declined to
continue with enabling that “feature” and did not explore its benefits
--R
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