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http://mifosforge.jira.com/browse/MIFOS-5040?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=67771#comment-67771
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keithwoodlock commented on MIFOS-5040:
--------------------------------------
I follow the steps above for Jenny Apello in f-test server with following
details:
Account Owner: Jenny Apelo
Loan Amount : 2500.0
Disbursal date : 13/06/2011
Can configure variable installments: Yes
Minimum gap between installments: 1 days
Maximum gap between installments: N/A
Minimum installment amount: N/A
Installments
Installment Due Date Principal Interest Fees Total
1 20-Jun-2011 495.9 9.1 0.0 505.0
2 27-Jun-2011 497.7 7.3 0.0 505.0
3 04-Jul-2011 499.5 5.5 0.0 505.0
4 11-Jul-2011 501.3 3.7 0.0 505.0
5 18-Jun=l-2011 505.6 1.8 0.0 507.4
The cashflow details worked out as follows:
Months Cumulative Cash Flow Cumulative cash flow-Total installment
amount per month Total installment amount per month as % of cash flow
Notes
May 2011 5585.0 5585.0 0.0
June 2011 13670.0 12660.0 7.4
July 2011 19255.0 17737.6 7.9
August 2011 24840.0 24840.0 0.0
and when clicking validate button i got the following error message:
Repayment Capacity of the client is 982.83 % which should be greater than the
required value of 999.99 %
> Repayment Capacity is not properly calculated in G Release
> ----------------------------------------------------------
>
> Key: MIFOS-5040
> URL: http://mifosforge.jira.com/browse/MIFOS-5040
> Project: mifos
> Issue Type: Bug
> Components: Loan Account
> Affects Versions: Release G
> Reporter: Lukasz Chudy
> Assignee: keithwoodlock
> Priority: Major
> Fix For: Release G
>
>
> Repayment Capacity is not properly calculated in G Release comparing to
> calculation in 2.1.x
> Repro:
> 1. Login to Mifos and make sure that Loan product has these settings:
> Can configure variable installments: Yes
> Minimum gap between installments: 1 days
> Maximum gap between installments: N/A
> Minimum installment amount: N/A
> Compare with Cash Flow: Yes
> Warning Threshold: 89.99 %
> Indebtedness Rate: 49.99 %
> Repayment Capacity: 999.99 %
> 2. Click on 'Create new Loan account' link.
> 3. Select any client and loan product which has above settings.
> 4. On 'Enter Loan account information' page, set:
> Loan amount: 2500
> Interest rate: 19
> Number of installments: 5
> 5. Click on Continue button.
> 6. On Cash Flow page fill the following fiels with data:
> All Expenses with: 100
> All Revenues with: 5685
> Total Capital: 7003
> Total Liability: 1000
> 7. Click on Continue button.
> 8. On Review installments page click 'Validate' or 'Preview' button.
> Expected result:
> Validation message appears: "Repayment Capacity of the client is 998.65 %
> which should be greater than the required value of 999.99 %". This message
> appears in 2.1.x
> Actual result:
> In G Release, validation message doesn't appear and it is possible to
> continue. Probably the problem is that Repayment Capacity calculated in G
> Release is the value greater than 999.99%.
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