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http://mifosforge.jira.com/browse/MIFOS-5040?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=67780#comment-67780
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keithwoodlock commented on MIFOS-5040:
--------------------------------------
Yes Lukasz, according to specs. I think the problem is that the loan amount is
added in twice.
Its already added into cashflow summary in the month its disbursed (june)
May 2011 5585.0 5585.0 0.0
June 2011 13670.0 12660.0 7.4
Note: 5585 + 5585 = 1170 + 2500 = 13670
So i assume it should not be adding the loan amount again in the formula if the
specs are correct. someone needs to confirm this and then if this is the case,
its a easy change.
> Repayment Capacity is not properly calculated in G Release
> ----------------------------------------------------------
>
> Key: MIFOS-5040
> URL: http://mifosforge.jira.com/browse/MIFOS-5040
> Project: mifos
> Issue Type: Bug
> Components: Loan Account
> Affects Versions: Release G
> Reporter: Lukasz Chudy
> Assignee: Kay Chau
> Priority: Major
> Fix For: Release G
>
>
> Repayment Capacity is not properly calculated in G Release comparing to
> calculation in 2.1.x
> Repro:
> 1. Login to Mifos and make sure that Loan product has these settings:
> Can configure variable installments: Yes
> Minimum gap between installments: 1 days
> Maximum gap between installments: N/A
> Minimum installment amount: N/A
> Compare with Cash Flow: Yes
> Warning Threshold: 89.99 %
> Indebtedness Rate: 49.99 %
> Repayment Capacity: 999.99 %
> 2. Click on 'Create new Loan account' link.
> 3. Select any client and loan product which has above settings.
> 4. On 'Enter Loan account information' page, set:
> Loan amount: 2500
> Interest rate: 19
> Number of installments: 5
> 5. Click on Continue button.
> 6. On Cash Flow page fill the following fiels with data:
> All Expenses with: 100
> All Revenues with: 5685
> Total Capital: 7003
> Total Liability: 1000
> 7. Click on Continue button.
> 8. On Review installments page click 'Validate' or 'Preview' button.
> Expected result:
> Validation message appears: "Repayment Capacity of the client is 998.65 %
> which should be greater than the required value of 999.99 %". This message
> appears in 2.1.x
> Actual result:
> In G Release, validation message doesn't appear and it is possible to
> continue. Probably the problem is that Repayment Capacity calculated in G
> Release is the value greater than 999.99%.
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