Maina,
I¹m still not entirely clear about how SACCO¹s operate, but based on what I
can determine from your e-mail I think it might work as you suggest (Making
the SACCO¹s to be branches).
If they are given access, they can be limited to only operating in their
SACCO and would operate like any other branch. As for the products that are
specific to their SACCO, I don¹t see any limitations on that. The only
thing that might not be desirable is that a SACCO could see and use the
products of other SACCOs, but I¹m not sure how much of an issue that would
be.
But, it also sounds like the scenario you are talking about is they are
reporting loan performances to the MFI after the loan is completed. Only
issue I see at the top of my head is you cannot disburse loans in the past.
So in that instance, they would want to make sure Loans are being entered
into the system before they are disbursed. Transactions could then be
entered later and back-dated. Unfortunately, this would cause issues when
viewing the portfolio (as it would show tons of loan accounts in arrears,
etc), but there might be ways around this.
I would recommend setting up a Mifos instance and seeing if you can¹t model
their processes.
r
On 10/21/09 17:05, "Maina Wachira" <[email protected]> wrote:
> Hi Kay
>
>
>
> How is works is basically the SACCO¹s are under the MFI in that the SACCO¹s
> carry out their transactions for the duration then later they hand the
> information over to the MFI. So this is the structure
> 1. MFI
> 2. SACCOs
> 3. Centers
> I have not gotten all the details from the client so I just wanted to find out
> if this will be possible and per se if the SACCOs have individual products
> that are not the same across the board.
>
>
>
>
> From: Kay Chau [mailto:[email protected]]
> Sent: 20 October 2009 00:14
> To: A good place to start for users or folks new to Mifos.
> Subject: Re: [Mifos-users] MFI deployment
>
> Hi Maina
>
> Can you explain more about how this works? Would the ³head MFI² be basically
> managing the information at the SACCO level? How do the SACCOs operate and
> what are they using Mifos for? Is there a need to keep information separate
> between the SACCO¹s or what makes them different?
>
> Thanks!
> Kay
>
>
> From: Maina Wachira [mailto:[email protected]]
> Sent: Thursday, October 15, 2009 12:02 AM
> To: 'A good place to start for users or folks new to Mifos.'
> Subject: [Mifos-users] MFI deployment
>
> Morning people,
>
> I hope this email finds you all well.
> There is a Microfinance that I think is Quite unique in that for this
> Microfinance they loan money to Sacco societies. In that under the
> Microfinance we have 12 sacco¹s. this MFI wants to use mifos and I was
> wondering if it will be possible for Mifos to operate in such a place and how
> it can be done. I was thinking of putting the MFI as the Head Office and the
> different SACCO¹s as the Branch offices.
>
> If you may have any insight on something I may have overlooked feel free to
> share. Thanks
>
> Kind Regards,
> Maina Wachira.
>
>
> --
> Ryan Whitney
> Mifos Technical Program Manager
> [email protected]
> Mifos - Technology that Empowers Microfinance (www.mifos.org)
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