Hi Now, we had considered TEM * 12 months when we create a loan in order to have the correct numbers and it's working fine.
Thank you :) On 13 dic, 09:31, Kay Chau <[email protected]> wrote: > Hi Veronica > > We need more information, is this a monthly loan, what are the dates of the > loan, what is your disbursal date? Is the total a $900 loan? Because the > number of days change each month, the schedule can change depending on when > you disburse. > > Kay Chau > Technical Product Manager, SPMC > Grameen Foundation > Skype: kaychau1 > Mobile:+1 425 445 3954begin_of_the_skype_highlighting +1 425 445 > 3954 www.progressoutofpoverty.org|www.grameenfoundation.org > > On Tue, Dec 13, 2011 at 6:14 AM, Veronica Ballarta < > > > > [email protected]> wrote: > > Hello. > > We use the Declining balance calculation with interest recalculation > > to compute the payment schedule. We have transformed of our 4 % > > monthly rate into an equivalent 60.1% annual rate, and calculating at > > excel we have this: > > > N° Cuota Capital Amortizacion de capital Interes Cuota > > 1 900,00 135,69 36,00 > > 171,69 > > 2 764,31 141,11 30,57 > > 171,69 > > 3 623,20 > > 146,76 24,93 171,69 > > 4 476,44 152,63 19,06 > > 171,69 > > 5 323,82 > > 158,73 12,95 171,69 > > 6 > > 165,08 165,08 6,60 171,69 > > Total > > 900,00 130,11 1.030,11 > > > But we have this results which are similar but not the same in the > > mifos system : > > Numero Plazo Principal Interes Cuotas Total > > 1 131,925 45,075 0 > > 0 177 > > 2 138,55 38,45 0 > > 0 177 > > 3 145,508 31,492 0 > > 0 177 > > 4 152,813 24,187 0 > > 0 177 > > 5 160,485 16,515 0 > > 0 177 > > 6 170,719 9,281 0 > > 0 180 > > > ------------------------------------------------------------------------------ > > Systems Optimization Self Assessment > > Improve efficiency and utilization of IT resources. Drive out cost and > > improve service delivery. Take 5 minutes to use this Systems Optimization > > Self Assessment.http://www.accelacomm.com/jaw/sdnl/114/51450054/ > > _______________________________________________ > > Mifos-users mailing list > > [email protected] > >https://lists.sourceforge.net/lists/listinfo/mifos-users > > > > ------------------------------------------------------------------------------ > Systems Optimization Self Assessment > Improve efficiency and utilization of IT resources. Drive out cost and > improve service delivery. Take 5 minutes to use this Systems Optimization > Self Assessment.http://www.accelacomm.com/jaw/sdnl/114/51450054/ > > _______________________________________________ > Mifos-users mailing list > [email protected]https://lists.sourceforge.net/lists/listinfo/mifos-users- > Ocultar texto de la cita - > > - Mostrar texto de la cita - ------------------------------------------------------------------------------ Write once. Port to many. Get the SDK and tools to simplify cross-platform app development. Create new or port existing apps to sell to consumers worldwide. Explore the Intel AppUpSM program developer opportunity. appdeveloper.intel.com/join http://p.sf.net/sfu/intel-appdev _______________________________________________ Mifos-users mailing list [email protected] https://lists.sourceforge.net/lists/listinfo/mifos-users
