Hi Binny,
Good to see you again,Thanks for your quick response.
I have just incorporated my answers in the mail.
On Wed, Dec 12, 2012 at 2:07 PM, <binny.gopin...@gmail.com> wrote:
> Hi Amit,
>
> I think this is a good initiative. Will help financial inclusion of the
> customer too. *YES*
>
> Would like to understand a few more details:
>
> 1) Will you be tying up with any banks for this? We may with SBI/IDBI/YES
> BANK (depends on the costing)
>
> 2) If yes, will you get a saving account opened with the bank or is this
> like a prepaid cash card that the bank issues?* NO account to be open in
> the bank it just like a Prepaid Cash Card.*
>
> 3) Will you transfer the loan amount to this account instead of doing
> disbursement? *Transfer directly to the card while using our Internet
> Banking (we upload it as Csv file.)*
>
> 4) If the customer withdraws money from this account, will Digamber come
> to know about it immediately? Will it reflect in your books immediately?*Once
> it is filled with money means the amount is disbursed to the member.No
> effect will take place when did he withdraw the money.*
>
> 5) Can the customer do partial withdrawal from ATM? *YES *
>
> 6) Can deposits and withdrawals be done on the card or account? *NO*
>
> 7) If card is lost or stolen, will it be blocked and new card given with
> new pin? *YES it just like an another card.*
>
> What information do you want to store in Mifos additionally for such
> accounts? *Mapping of Card with the disbursement also at the time of
> disbursement it generates a CSV file as per bank to upload it to the
> banking system.*
>
> And how is the repayment process different from your other loans*?There
> is no changes in the collection process but there is a scope of the same to
> swipe the card first for details and then get the collection means the card
> itself having the members account statement.*
>
> I would like to know by others if they are using the same, please share
your experience with me.
Thanks and Regards
AMIT
>
>
> - thanks, Binny
>
> -----Original Message-----
> From: AMIT JAIN <amitjain....@gmail.com>
> Date: Wed, 12 Dec 2012 13:18:05
> To: A good place to start for users or folks new to Mifos.<
> mifos-users@lists.sourceforge.net>
> Reply-To: "A good place to start for users or folks new to Mifos."
> <mifos-users@lists.sourceforge.net>
> Subject: [Mifos-users] New initiative
>
>
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> ------------------------------------------------------------------------------
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> Remotely access PCs and mobile devices and provide instant support
> Improve your efficiency, and focus on delivering more value-add services
> Discover what IT Professionals Know. Rescue delivers
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--
AMIT JAIN | E.D | Digamber Finance (Chota Loan Bade Sapne) | +919414041821 |
------------------------------------------------------------------------------
LogMeIn Rescue: Anywhere, Anytime Remote support for IT. Free Trial
Remotely access PCs and mobile devices and provide instant support
Improve your efficiency, and focus on delivering more value-add services
Discover what IT Professionals Know. Rescue delivers
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