Hi All, I think most (if not all) of the scenario's described are already covered in the code, but are not yet automated. I would also argue that automating them is not the way forward, as these rules are quite specific, and therefore it might be better for the specialists implementing to use a job to handle these overpayments as the business rules will vary and will have overlap.
One of the gaps that we do see in current functionality, is the ability to *not* refund amounts in an overpaid loan to a customer, but instead book them off into a GL account. Cases where this happens are for instance overpayments too small to actually pay out, or customers who the institution is no longer in contact with but have a small surplus in their loan. There currently is the option to transfer to savings, or to refund in cash, but the final option to just book these amounts off is missing. Sander Sander van der Heyden CTO Musoni Services Mobile (NL): +31 (0)6 14239505 Mobile (Kenya): +254 (0)707211284 Skype: s.vdheyden Website: musonisystem.com Follow us on Twitter! <https://twitter.com/musonimfi> Postal address: Hillegomstraat 12-14, office 1.11, 1058 LS, Amsterdam, The Netherlands On Wed, Nov 18, 2015 at 7:24 AM, AMIT JAIN <[email protected]> wrote: > Hello Ed, > > Yes, this happens many times. > > The solution is to attach two accounts to any of the borrower 1. Loan > account 2. Ledger account. Means any transaction which is not a part of > Loan account, will be done in ledger account soon it required than pass a > journal voucher. > > Let me know if you don't understand. > Regards > AMIT > > On Wed, Nov 18, 2015 at 6:25 AM, Ed Cable <[email protected]> wrote: > >> Hi everyone, >> >> Robert Ippez from Valee SACCO in Uganda has detailed out some very >> specific use cases he would like supported fro overpayments and how the >> surplus payment gets treated at: >> https://mifosforge.jira.com/browse/MIFOSX-2149 >> <https://web.chilipiper.com/link/mifos.org/564bca4ce4b0e2e6d5ad47ad?link=aHR0cHMlM0ElMkYlMkZtaWZvc2ZvcmdlLmppcmEuY29tJTJGYnJvd3NlJTJGTUlGT1NYLTIxNDk=> >> >> Often for them, field collections are processed in batch and often more >> money is collected than is needed to pay off the account and they wanted to >> specify a number of options for how the surplus payment should be treated: >> >> * Reject surplus payment in full and credit to system error account. >> * Credit a linked savings or current account if existing, otherwise reject >> * Credit a linked savings or current account if existing, otherwise >> credit to Customer Surplus Account >> * Credit to Customer Surplus Account if existing, otherwise reject. >> >> I wanted to start a discussion amongst partners and users in the >> community about: >> >> 1) Do you have these bulk collections occur in the field where the payoff >> amount isn't known? >> 2) Do you have overpayments commonly occurring and if so, how do you >> handle them? >> 3) Do you need additional treatment of the surplus payment or is the >> refund functionality currently supported enough? >> >> Please either reply to this thread or leave a comment on the issue in >> JIRA. >> >> Ed >> -- >> *Ed Cable* >> Director of Community Programs, Mifos Initiative >> [email protected] >> <https://web.chilipiper.com/link/mifos.org/564bca4ce4b0e2e6d5ad47ad?link=bWFpbHRvJTNBZWRjYWJsZSU0MG1pZm9zLm9yZw==> >> | >> Skype: edcable | Mobile: +1.484.477.8649 >> >> *Collectively Creating a World of 3 Billion Maries | *http://mifos.org >> <https://web.chilipiper.com/link/mifos.org/564bca4ce4b0e2e6d5ad47ad?link=aHR0cCUzQSUyRiUyRm1pZm9zLm9yZw==> >> >> <https://web.chilipiper.com/link/mifos.org/564bca4ce4b0e2e6d5ad47ad?link=aHR0cCUzQSUyRiUyRmZhY2Vib29rLmNvbSUyRm1pZm9z> >> >> <https://web.chilipiper.com/link/mifos.org/564bca4ce4b0e2e6d5ad47ad?link=aHR0cCUzQSUyRiUyRnd3dy50d2l0dGVyLmNvbSUyRm1pZm9z> >> >> >> >> ------------------------------------------------------------------------------ >> >> _______________________________________________ >> Mifos-users mailing list >> [email protected] >> https://lists.sourceforge.net/lists/listinfo/mifos-users >> >> > > > -- > AMIT JAIN > > > ------------------------------------------------------------------------------ > > _______________________________________________ > Mifos-users mailing list > [email protected] > https://lists.sourceforge.net/lists/listinfo/mifos-users > >
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