A keel/centerboard combination is, like probably everything on a boat, a
compromise.  It offers mostly improved lateral resistance for windward
performance in exchange for reduced board-up draft, the possibility of
reasonable stability, and an uncluttered cabin (trunk-free).

Some boats, like the Montgomerys, were designed with them.  Others, like the
Compac 16, have been modified from a shoal keel  in an effort to improve
windward performance.

It only improves the "stiffness" of the boat in a momentary dynamic manner
in much the same way that lowering the centerboard on an unballasted dinghy
makes it roll slower to a boarder at the dock.

Tod


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