Jim Bernstein writes:

"The mortgage industry itself is rife with abusive and unsavory business
practices designed to enrich the lender at the expense of the borrower.
These include trolling for victims with promises of "no closing costs",
charging exorbitant premiums for title insurance, pre-payment penalties,
interest rate come-ons, and single premium credit insurance among the most
deceptive or unsavory practices."

Vicky comments:

This is a perfect argument for teaching math in schools.

I think that the message from my original post was missed:  That is, in
Minneapolis, the taxpayers are the lenders who are being ripped off by
predatory BORROWERS.  Sometimes you "lend" directly and sometimes you
co-sign the mortgages -- so when the BORROWER defaults, you end up paying
the massive debts, as is the case with Brookfield.

Who prosecutes the criminals when the taxpayers are the harmed party?

Vicky Heller
North Oaks and Cedar-Riverside

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