On Wed, Jan 26, 2011 at 12:00 PM, Anders Rundgren
<anders.rundg...@telia.com> wrote:

> External tokens on mobile phones is a difficult idea that most likely
> will be marginalized by on-line schemes using embedded crypto hardware.
> If there was this "One Provider" things could be OK, but it is really
> the opposite, and it is also getting worse.
> Unlike the external tokens that haven't a reasonable enrollment
> system in spite of being on the market for decades, the embedded
> solutions will be enrollable through the mobile browser.  You just
> have to forget NSS and PKCS #11 because they don't support on-line
> enrollment of the kind that can be used by "mere mortals", and at a
> security level banks could accept.

I don't understand what you mean by a reasonable enrollment system, however
having seen the EMV protocol, I believe that the available PKCS #11 compatible
smart-cards have a much higher security level than EMV bank cards. It seems
the only criteria for banks evaluating protocols and technologies is
their complexity.

regards,
Nikos
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