Bob W wrote:
When my stuff was stolen a few years ago I was surprised to find that it was
covered new-for-old on my household insurance. I knew it was covered, but I
expected to get only as much as I paid for it, mostly used, based on the
receipts.
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Cheers,
Bob
I should point out that I'm talking about specifically insuring only my equipment with one of the specialist companies that advertises in the photo press.
I don't. For the amount the insurance costs I could buy a new set of gear every five years. That's at secondhand prices, of course. As the only chance of it all being stolen is at home and I am covered by house insurance there (which does cover use utside) and my travel insurance would get a good earbashing if it declined to pay up after an incident when travelling, I think I am pretty well covered.
