David B. Shemano wrote:

But imagine an entrepeneurial diver who thinks "I can find a lot more pearls, and 
make a lot more money, if I buy a boat, oxygen tanks, etc."


I'll continue that analogy... loosely:

He becomes wealthier due to his financed technological advantage.

Next: The pearls, albeit a 'renewable resource' slowly become scarcer because 
he needs to repay the external financing or show increased profitablity, 
dividends... etc,

He begins to over-extract the resources that are providing his income.

Yet he becomes weathier still, due to scarcity of pearls, a scarcity which 
depresses demand, causing the 'pearl market' to stabilize... for a while, and 
stalls off 'peak pearls'.

Finally, inevitably... again, due to the neccesity of ameliorating those 
external financial demands, the pearls are all gone... and, hopefully for the 
diver, the investment in his venture paid off. But the pearls are all gone!

For the financier, and the diver by extension at some point in this saga, (probably 
around "Yet he becomes weathier still...") it was all about the money anyway... 
not the pearls

If he were a pearl lover, he would most likely have cashed out instead of 
'fishing out' the pearls..

But greed over-rode his judgment.
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