Firestorm sweeps world markets
Marc Moncrief and Michelle Grattan
October 11, 2008

Illustration: Ron Tandberg
NOT for more than 20 years have Australian shareholders seen a day as
bleak as yesterday, as more than $90 billion was torn out of the
sharemarket as crisis meetings of the world's financial leaders began
in Washington.

In a rout that spanned the globe, the value of Australia's largest 200
companies, as measured on the S&P/ASX 200 Index, fell below $1
trillion for the first time since 2006.

It was the worst percentage hit to Australian shares since the crash
of 1987. Hedge fund manager Tom Elliot called it "capitulation day".

Meanwhile, the domestic row over what should be done sharpened, with
Opposition Leader Malcolm Turnbull calling for the Government to
guarantee bank deposits at least up to $100,000; extend from $4
billion to $10 billion the funding it is injecting for home loans by
small lenders; and delay the start of the planned emissions trading
scheme.

Prime Minister Kevin Rudd reassured depositors that everything
necessary was being done and the system remained strong. The
Government has had in train for some time a proposed scheme to
guarantee deposits up to $20,000, which would cover 85% of depositors.

Mr Rudd also moved to curb the backlash stirred when he left open the
possibility of deferring a rise in the base pension beyond the May
budget. He promised yesterday the Government would give assistance to
pensioners by the budget.

The rout took place as the International Monetary Fund and the
Financial Stability Forum held an emergency meeting of officials from
27 countries to discuss the crisis.

The IMF's first deputy managing director, John Lipsky, said the
meeting would help emerging economies such as China cope with the
pressures caused by the turmoil.

President Bush was due to make a televised address overnight to soothe
upheaval on financial markets. He will meet with finance ministers
from the G7 on the weekend.

As he prepared for a separate meeting of finance ministers from the
G20 (which includes developing countries), Treasurer Wayne Swan said
it was vital for advanced and developing countries to come together
because the crisis was "also now impacting on developing economies and
slowing world growth".

Mr Swan said being "at the epicentre of this global firestorm"
underscored to him that the key challenge was to restore confidence on
a global basis.

Co-ordinated action would be needed across a range of areas, going
beyond interest rates, with developed and developing countries working
together.

Mr Rudd said the G20 meeting, called this week by US Treasury
Secretary Henry Paulson, was "critical to deal with the challenge of
long-term regulatory change to the financial system.

"That's in turn critical to restoring confidence to markets, and
that's where Australia and the United States are working closely
together," he said.

After a dramatic week on the world's investment markets and desperate,
co-ordinated action by central banks, investors had hoped Thursday
would bring some calm.

New York's Dow Jones Industrial Average - a benchmark of US shares -
began the day with positive momentum, but plummeted in the last two
hours of trading. The index lost a phenomenal 7.3% on the day, closing
below 9000 points for the first time since 2003.

The pessimism spread from Wall Street to Australia and on to Asia.
Japan's Nikkei 225 Average lost 9.6% on the day and Hong Kong's Hang
Seng Index fell by 7.2%. London's FTSE 100 fell 10% the moment it
opened.

Yesterday's 8.3% gutting of Australia's share index capped a three-
week drubbing that has slashed about $260 billion from the value of
the nation's top 200 companies.

The US and Britain appear to be converging on a blueprint for stemming
the financial chaos as they prepare for the crucial talks of financial
leaders in Washington that the White House hopes will result in a more
co-ordinated response.

The British and American plans, though far from identical, have two
common elements: injection of government money into banks in return
for ownership stakes, and government guarantees of repayment for
various types of interbank loans.

There is a growing consensus that the crisis is so fast-moving and
harmful that it demands an unprecedented degree of worldwide co-
ordination.

British Prime Minister Gordon Brown made the case, in a letter to
French President Nicolas Sarkozy, for another option gaining favour
among economists - guaranteeing short and medium-term loans between
banks - to jump-start the banks' lending.

The White House confirmed that the US Treasury Department was
considering taking ownership positions in banks as part of its $US700
billion rescue package. But officials said the idea was less developed
than the plan to buy distressed assets from banks through "reverse
auctions".

The goal, Treasury officials said, was a plan that would be broadly
available to all banks, rather than through specific rescue packages
negotiated case by case.

Direct injections of cash would be for comparatively healthy banks. If
a bank is failing and needs to be rescued or shut down, the Federal
Deposit Insurance Corp would handle it through its own procedures.

The Treasury proposal to recapitalise banks stems from the realisation
that as the sharemarket keeps tumbling, and as mortgage-related
securities on banks' balance sheets also plummet, it has become harder
for banks to raise fresh capital from investors.

It is far from clear that other countries will accept the need for
wholesale recapitalisation of the banks. Even if they did, neither the
British nor the American plan would necessarily be a template.

Mr Swan expressed his confidence that Australia was "better placed
than almost any other developed economy" to withstand the fallout.
Addressing the Brookings Institute in Washington, he said: "We have
one of the strongest financial sectors in the world."

He called for international co-operation to improve global regulation.
"The answer lies not in more or less regulation, but in better
regulation," he said.

With AGENCIES, ANNE DAVIES
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