Dr. Eowyn posted: " The short answer is: Join a Healthcare Sharing
Ministry! Philip Wegmann writes for The Daily Signal, Aug. 7, 2014,
there's a small-but-growing group of Americans who have chosen to opt out
of the Affordable Care Act, better and more aptly " Respond to this post
by replying above this line
New post on *Fellowship of the Minds*
<http://fellowshipoftheminds.com/author/eowyn2/> How Christians can opt
out of Obamacare
<http://fellowshipoftheminds.com/2014/08/25/how-christians-can-opt-out-of-obamacare/>
by
Dr. Eowyn <http://fellowshipoftheminds.com/author/eowyn2/>
The short answer is:
Join a Healthcare Sharing Ministry!
[image: Who's exempt]
<https://fellowshipofminds.files.wordpress.com/2014/08/whos-exempt.jpg>
Philip Wegmann writes for The Daily Signal
<http://dailysignal.com/2014/08/07/religious-people-found-way-opt-obamacare/>,
Aug. 7, 2014, there's *a small-but-growing group of Americans* who *have
chosen to opt out of* the Affordable Care Act, better and more aptly called
*Obamacare.* Not only do these organizations ignore the contraception
mandate, they also bypass nearly all the hallmark provisions of Obamacare.
Dr. Andrea Miller, medical director and vice president of Christian Care
Ministries, said “the biggest thing to understand” is *these groups do not
provide insurance. Instead, they “facilitate the direct sharing of medical
cost between people of like beliefs.”*
Because of this distinction, the *Alliance for Health Care Sharing
Ministries *successfully lobbied Congress for *a religious exemption in
2009*, which *allows medical sharing groups to provide a form of coverage
but dodge the deluge of Obamacare regulations governing the insurance
industry.*
James Lansberry, the vice president of *Samaritan Ministries* that provides
health coverage for more than 37,000 families nationwide, calls this
exemption the last “isle of freedom” in health care and a “miracle straight
from God’s own hand.”
*Some 300,000 Americans now find coverage under this umbrella. But* first
they *must* promise to walk the straight and narrow, and *sign a strict
statement of conduct.* These honor codes vary among ministries, but they
generally echo a similar standard of Christian living: *no drugs, no
smokes, booze in moderation, and church on Sunday. Members then make
monthly contributions that pay the group’s medical bills.*
Three reasons motivate Christians to join these healthcare sharing
ministries:
1. Moral: to avoid funding controversial procedures and products such as
abortion and emergency contraception.
2. Charitable: to help a fellow believer.
3. Fiscal: Joining makes sense financially.
*By paying health care providers directly, members say they often can
negotiate lower prices. Without co-pays or deductibles, some members save
up to $1,000 dollars a month*, according to Lansberry.
Joe Guarino of the Alliance of Health Sharing Ministries says health
sharing ministries have helped reintroduce market forces to the industry.
“We are a free-enterprise alternative, a consumer-driven alternative, and
it works.”
Health sharing ministries aren’t without their drawbacks, however. The
drawbacks include:
- Members are legally responsible for their own medical bills, and there
is no guarantee anyone will “receive a check from anyone else in the
ministry.”
- Health sharing ministries regularly exclude a host of pre-existing
conditions as ministries work to meet needs and limit costs. Pre-existing
conditions present “the most difficult challenge,” according to Lansberry,
because his ministry seeks to provide the greatest amount of care but to
“do so responsibly without putting the needs of members we already have at
risk.”
But ministry leaders say they meet most member’s needs.
Eric Quiram, a self-employed Tennessee father of two, said his healthcare
sharing ministry paid the entire cost—about $26,000—for his wife’s recent
operation. Quiram didn’t pay a dime more than his monthly contribution to
the ministry. He said, “This is where *Medi-Share *was amazing. It was all
shareable, the whole amount.”
Quiram isn’t alone. Ministry leaders say *enrollment is growing*. Lansberry
said his group experienced “dramatic growth” during its open-enrollment
period earlier this year and is now preparing for the next round of
cancellations under Obamacare.
Robert Moffit, senior fellow at The Heritage Foundation and one of the
country’s foremost experts on health care policy, says these programs
represent a positive reaction but not a final solution to the troubles that
plague Obamacare. He applauds “any expansion of personal freedom in health
care,” but says full repeal of the “unjust and unpopular health care law”
must remain the goal because “The common good demands an expansion of
personal freedom, not an accommodation with its suffocating restrictions.”
H/t California Political Review
<http://www.capoliticalreview.com/capoliticalnewsandviews/people-of-faith-can-opt-out-of-obamacare-here-is-how/>
*~Eowyn*
*Dr. Eowyn <http://fellowshipoftheminds.com/author/eowyn2/>* | August 25,
2014 at 2:46 pm | Tags: Alliance for Health Care Sharing Ministries
<http://fellowshipoftheminds.com/?tag=alliance-for-health-care-sharing-ministries>,
Christian Care Ministries
<http://fellowshipoftheminds.com/?tag=christian-care-ministries>, Dr.
Andrea Miller <http://fellowshipoftheminds.com/?tag=dr-andrea-miller>, Eric
Quiram <http://fellowshipoftheminds.com/?tag=eric-quiram>, healthcare
sharing ministries
<http://fellowshipoftheminds.com/?tag=healthcare-sharing-ministries>, James
Lansberry <http://fellowshipoftheminds.com/?tag=james-lansberry>, Medi-Share
<http://fellowshipoftheminds.com/?tag=medi-share>, Obamacare exemption
<http://fellowshipoftheminds.com/?tag=obamacare-exemption>, Samaritan
Ministries <http://fellowshipoftheminds.com/?tag=samaritan-ministries> |
Categories: Christians/Christianity
<http://fellowshipoftheminds.com/?cat=111409284>, Congress
<http://fellowshipoftheminds.com/?cat=4308>, conspiracy
<http://fellowshipoftheminds.com/?cat=11808>, Health Care
<http://fellowshipoftheminds.com/?cat=20052>, Obama
<http://fellowshipoftheminds.com/?cat=376320>, Obamacare
<http://fellowshipoftheminds.com/?cat=15633789> | URL:
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