This appears to be one of the few intelligent thoughtful posts about health care.
My questions: What about deductibles and co-payments? Are the premiums adequate? What if you have multiple sicknesses over many years and it costs much more than the $250,000? A very sick friend once told me that his bills were over one million dollars and counting. I've been insured for many years and uninsured for long periods of time in my life. While I was uninsured, I paid cash for everything. What if you don't want insurance? On Aug 13, 12:37 am, VT Sean Lewis <[email protected]> wrote: > Why haven't Insurance Companies Tapped the 45 Million Uninsured > Americans as a new source of income? > > Sean Lewis > August 12, 2009 > > People talk about 'Free Market' solutions. > > There are 45 Million Americans who NEED and WANT > Health Insurance, this would seem to me to be a gold > mine of new revenue for health Insurance companies > but strangely the Insurance companies are not > interested. > > This is why there is a need for a public option, > because the private sector is not offering a solution. > > My Solution for the uninsured and unemployed is > a way to get cheap inexpensive MINIMAL coverage. > > Health Care should be bottom up. > > $10,000 of health credits per tax payer for preventative care. The > individual Must get a physical check up each year or lose a portion of > the benefits. Give the Taxpayer a lifetime Budget of $250,000 for > medical care of their choosing. Pro rate this by age 18 to 72 at the > start of this program. > > The way to keep medical costs down is early treatment. If a person > does not address a medical problem reduce their benefits. > > This is not to REPLACE medical insurance but to give a minimum level > of medical care. > > Premium cost $100 a month per adult. $50 a month per child. > For this to work it will have to be mandatory for all uninsured and > unemployed. The reason for this is a mass group pool across all > State Lines and Age Groups reduces total premium costs for all. > > Without insurance the costs for emergency care is much > greater for all concerned, the patient, the medical facility, and > the American public. --~--~---------~--~----~------------~-------~--~----~ Thanks for being part of "PoliticalForum" at Google Groups. For options & help see http://groups.google.com/group/PoliticalForum * Visit our other community at http://www.PoliticalForum.com/ * It's active and moderated. Register and vote in our polls. * Read the latest breaking news, and more. -~----------~----~----~----~------~----~------~--~---
