silver belle, I went to the 47m site and looked it over. They have a
health care model which I post here for discussion:
""" Hall of Fame Foundation, has created a Proposal entitled, "47
Million Reasons: Making Healthcare Accessible; A Solution for
America’s “Uninsured"; this is the solution for the working and middle
class.
The key to the plan its viable, practical approach: the key parties
involved in health care (i.e., people/community, employers/businesses,
health care providers and insurance carriers respectively), assume an
efficient, straight-forward and common-sense position.
The focus is on making basic health care (i.e., all non-major claims
services) accessible via Community Health Centers specifically geared
towards the working and middle class. The "major medical" (i.e.,
those items for which actual risk warrants insurance), would be
covered via truly high deductible, catastrophic-only policies. This
can be accomplished for a fraction of the cost of conventional
insurance policies and utterly overrides the potentially tragic notion
of expanding Medicaid coverage and the poverty level.
The point is to provide a quality and effective option to those who
either cannot qualify for Medicaid (or simply would not want to) and
who cannot necessarily afford traditional health insurance policies.
We've set forth the groundwork for what literally would be the "middle
tier" of health care options which retains the free market spirit of
America while ensuring no American is forced to go without health care
simply because he/she cannot afford it.
This Plan focuses on our communities, small businesses and individual
private citizens and delivers a solution to all. The Proposal
presents a fresh approach for making quality healthcare accessible for
those without health insurance as well as those who may or may not be
able to contribute into a minimum monthly contribution.
This Program trims out all unnecessary functions that make healthcare
costs prohibitive and allows for any and all funding by the patient to
go directly to the provider and contrives it in such a way as to be
self-sustaining, mutually beneficial, in keeping with a pure free-
market philosophy and most importantly, adheres to a practical, common-
sense approach.
Specifically, the Plan involves establishing state-of-the-art Health
Centers which will help change the paradigm of how Healthcare is
delivered.
Some highlights:
1. The Health Centers will be established as the source for
primary care, wellness and preventive and educational centers serving
persons enrolled in the Program.
2. Most all insurance carrier administrative standards are not
required; including:
*
PPO network membership
*
Co-pays
*
Claims processing
*
HRA’s HSA’s and many other internal and additional related
fees
4. Patient billing is eliminated
5. Medical coding is reserve only for monitoring treatment and
services rendered
6. Early examinations indicate the healthcare needs of all 47
Million USA citizens would require approximately USD$25 Billion
annually.
7. After establishment of the plan, the program could be self-
sufficient based on modest monthly contributions by individuals and/or
employers.
8. Plan could be maintained without Government tax-derived
funding.
9. Grants and awards offered to America’s Safety net providers and
primary care
Associations’ services may be used to expand healthcare services
and for up-front, start-up costs.
10. Each participating 47M Health Center will raise revenue from
individuals and small businesses, labor unions, public funds earmarked
for public health as well as from miscellaneous fund raising events
activities in their community."""
My questions:
How much will it cost to build the Health Care Centers (HCC)? It's
been my experience that land acquisition, building costs, and building
management, maintenance and depreciation are substantial outlays. The
uninsured millions are spread out all over the country. Where do they
go for health care?
Physicians have offices where you can meet and be examined and receive
prescriptions and treatment. What if you liked your doctor and didn't
want to go to an HCC where your doctor doesn't practice?
On Aug 13, 9:40 pm, sILVER bELLE <[email protected]> wrote:
> There's a GREAT organization calledwww.47millionreasons.org
>
> sILVER bELLE
>
>
>
> > Date: Thu, 13 Aug 2009 13:56:55 -0700
> > Subject: Re: Why haven't Insurance Companies Tapped the 45 Million
> > Uninsured Americans as a new source of income?
> > From: [email protected]
> > To: [email protected]
>
> > This appears to be one of the few intelligent thoughtful posts about
> > health care.
>
> > My questions: What about deductibles and co-payments?
>
> > Are the premiums adequate?
>
> > What if you have multiple sicknesses over many years and it costs much
> > more than the $250,000? A very sick friend once told me that his bills
> > were over one million dollars and counting.
>
> > I've been insured for many years and uninsured for long periods of
> > time in my life. While I was uninsured, I paid cash for everything.
> > What if you don't want insurance?
>
> > On Aug 13, 12:37 am, VT Sean Lewis <[email protected]> wrote:
> > > Why haven't Insurance Companies Tapped the 45 Million Uninsured
> > > Americans as a new source of income?
>
> > > Sean Lewis
> > > August 12, 2009
>
> > > People talk about 'Free Market' solutions.
>
> > > There are 45 Million Americans who NEED and WANT
> > > Health Insurance, this would seem to me to be a gold
> > > mine of new revenue for health Insurance companies
> > > but strangely the Insurance companies are not
> > > interested.
>
> > > This is why there is a need for a public option,
> > > because the private sector is not offering a solution.
>
> > > My Solution for the uninsured and unemployed is
> > > a way to get cheap inexpensive MINIMAL coverage.
>
> > > Health Care should be bottom up.
>
> > > $10,000 of health credits per tax payer for preventative care. The
> > > individual Must get a physical check up each year or lose a portion of
> > > the benefits. Give the Taxpayer a lifetime Budget of $250,000 for
> > > medical care of their choosing. Pro rate this by age 18 to 72 at the
> > > start of this program.
>
> > > The way to keep medical costs down is early treatment. If a person
> > > does not address a medical problem reduce their benefits.
>
> > > This is not to REPLACE medical insurance but to give a minimum level
> > > of medical care.
>
> > > Premium cost $100 a month per adult. $50 a month per child.
> > > For this to work it will have to be mandatory for all uninsured and
> > > unemployed. The reason for this is a mass group pool across all
> > > State Lines and Age Groups reduces total premium costs for all.
>
> > > Without insurance the costs for emergency care is much
> > > greater for all concerned, the patient, the medical facility, and
> > > the American public.
>
> _________________________________________________________________
> Windows Live™: Keep your life in
> sync.http://windowslive.com/explore?ocid=PID23384::T:WLMTAGL:ON:WL:en-US:N...
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