Thank you! Very good points you make!

On Wed, Sep 29, 2010 at 6:39 AM, MJ <[email protected]> wrote:

> *"Currently, the main demand placed upon politicians is to create jobs for
> us. But, since it is companies -- not the government -- that create jobs,
> such a task is impossible. Government can expand and draw more workers into
> its ranks, or it can directly finance the creation of specific jobs in a
> specific marketplace with taxpayers' money. In either case, a destruction of
> wealth is involved, and the jobs -- unlike private-sector jobs -- do not pay
> for themselves but in fact require ever more taxpayer funding each year,
> which further reduces capital in the economy."
>
> **Can Politicians Help Us?
> *Wednesday, September 29, 2010
> by Kel Kelly <http://mises.org/articles.aspx?AuthorId=1099>
>
> The word "politician" usually comes with a negative connotation. It often
> brings to mind thieving, lying, corruption, and malfeasance. Nonetheless,
> most people seem to look to politicians to manage their world for them, to
> protect them, and to make their lives better. In every instance of local or
> national elections, citizens are deeply focused on choosing the politician
> they think will do the best for their community or nation. They seek
> politicians with experience, knowledge, insights, and ideas. They seek a
> leader.
>
> But can our elected officials, even if honorable and well-intentioned,
> really improve our lives? Let's take a look at the various possible avenues
> of assistance.
>
> Currently, the main demand placed upon politicians is to create jobs for
> us. But, since it is companies -- not the government -- that create jobs,
> such a task is impossible. Government can expand and draw more workers into
> its ranks, or it can directly finance the creation of specific jobs in a
> specific marketplace with taxpayers' money. In either case, a destruction of
> wealth is involved, and the jobs -- unlike private-sector jobs -- do not pay
> for themselves but in fact require ever more taxpayer funding each year,
> which further reduces capital in the economy.
>
> If jobs are not profitable -- if they are not part of a production process
> that results in creating at least the same amount of sales revenues as the
> costs that went into generating those revenues -- then they use more
> resources than they create; they destroy wealth. That ultimately means fewer
> goods available for each person, and at higher prices.
>
> But even if the government subsidizes unprofitable jobs (e.g., green jobs)
> and "funds" (i.e., subsidizes) that work to make up for its lack of profit,
> there is still a net destruction of wealth. This is because subsidies come
> directly from what would otherwise be our incomes.
>
> When money is taken from us through taxes to pay the extra costs required
> to produce something that we would not *voluntarily* choose to purchase on
> our own at that higher total price (i.e., the selling price plus the subsidy
> we paid out of pocket to make the item "worth" producing), our money is
> wasted. Other goods we would prefer will not become available because the
> resources used to make those goods were instead used in making the product
> we didn't want.
>
> Except for building space stations, military bases, or other
> government-funded, wealth-destroying activities, government creates and
> builds nothing. It thus has no power to create real jobs in the marketplace;
> it can only "manage" and regulate.
>
> To repeat, only individuals and individual companies produce and create;
> their ideas and capital are what *profitably* creates jobs.
>
> Year by year, most of the currently existing companies would hire more
> workers if only they were allowed. For example, suppose a company has $100
> to pay out in wages. Suppose further that it has hired 9 people for an
> average wage of $11.11 per hour each ($11.11 × 9 people =$100). If there had
> been a tenth person available to perform work at the company and help
> increase its production, why wouldn't the company have hired that person and
> spread the $100 across 10 people, instead of 9, at a wage of $10 per hour
> each ($10 × 10 people = $100)?
>
> It is because the government prevents people from being hired below a
> certain price, primarily through minimum-wage laws. Since unskilled workers'
> productivity is low and they are not (yet) capable of bringing in as much in
> sales revenues as the company would have to pay them for their work, they
> are unprofitable at the minimum wage level and thus not hired.
>
> Right now, specifically, unemployment is unusually high because the economy
> is imbalanced. This imbalance was caused by the government's credit
> expansion, which gave economic incentives for companies to transfer capital
> and labor to locations where it was revealed unprofitable once the credit
> expansion ceased (e.g., the home-construction industry).
>
> Currently, the imbalance still remains because the policies of stimulus
> spending, subsidies, and the printing of yet more money -- money that has
> artificially sustained bank balance sheets but has hardly made it into the
> real economy -- have prevented prices from falling, losses on bad
> investments from being realized, and thus capital and labor from returning
> to where they're profitable. If the economy were actually allowed by our
> politicians to right itself, banks would lend and the surviving companies
> would become more stable, more profitable, and more eager to hire more
> workers.
>
> Another way people think that our elected officials can help us is by
> supporting us financially. Voters accept politicians' proposals for
> government unemployment insurance, subsidies, and transfer payments of many
> stripes. But in order to redistribute wealth, wealth must first be taken
> from someone else. Voters don't usually mind this, since they know that the
> money they'll receive comes mainly from the rich, who, in their eyes,
> already have too much.
>
> But what they don't know is that most of the wealth of the rich is not in
> the form of houses, cars, and boats, but in the form of factories, machines,
> tools, technologies, and labor payments. Through their ownership of stocks,
> bonds, private investments, their own companies, and other assets, the
> wealth of the rich is mainly in the form of capital goods. In other words,
> the wealthy own most of the tools we use in our jobs to produce the very
> goods and services we create for ourselves to consume. On top of this, these
> owners of capital pay us money to produce these things we'll consume!
>
> The more money we allow to be taken from the rich -- by way of both higher
> taxes and the government's inflation -- the less capital we ordinary people
> have to work with, and the less we are able to produce. This means fewer
> goods and higher prices; it means lower real wages.
>
> The effects of our current "stimulus" packages are similar in nature. Just
> when companies need as much capital as they can get their hands on, we are
> taking it from them to give to others to consume. If investors and their
> companies instead kept this capital, they would be able to provide us with
> more jobs, more goods, and a higher standard of living. Capital kept by the
> wealthy will produce more capital and more consumer goods.
>
> Capital taken from the wealthy and given to others to consume is not only
> destroyed but also represents new, additional wealth that will never be
> created.
>
> Politicians are also elected for the purpose of protecting citizens from
> supposedly evil businesses -- the entities that have given us virtually
> every physical thing we have. The first way they do this is in the form of
> regulation. But what *actually* protects us are laws defending our
> property and person from aggression -- regulations mostly just allow one
> group to benefit at the expense of another. Regulations do not benefit
> individuals.
>
> Regulations such as antitrust laws prevent less-competitive companies from
> facing new competition.
>
> Healthcare regulations that are claimed to help provide us with only the
> most competent doctors in fact reduce the supply of doctors and raise
> healthcare costs. To address this problem, the government pays -- and prods
> big businesses to pay -- for our healthcare. The overall result is an
> artificially reduced supply and increased demand for healthcare services,
> which raises costs at twice the rate of inflation, making healthcare
> unaffordable to many.
>
> Energy and environmental regulation prevents us from using safe, clean
> nuclear power; it prevents oil companies from owning and drilling on land,
> and incentivizes them to drill in less safe territory far offshore,
> resulting in oil spills. It has also led to intermittent gasoline shortages
> and higher oil prices in general.
>
> FAA and airline regulation results in delayed flights, hours-long airplane
> traffic jams on the tarmac, and government-run monopoly airports with
> security lines sometimes out the door. It also gives fliers much higher
> airfares due to the prevention of competition: domestic airlines are
> prevented from foreign competition; and airlines based in some large cities
> are protected from other domestic competitors by local city councils -- such
> as in my home town of Atlanta, where the city shields Delta from competition
> from the likes of Southwest and JetBlue.
>
> Similarly, government regulation of the water industry results in water
> shortages in many states. In many countries, government regulation of power,
> light, and telephone services bestows on residents constant outages and wait
> times of weeks or months to get service.
>
> The examples of harmful regulation go on and on for thousands of pages (in
> the national register). Were it not for these regulations -- since they all
> result in fewer things being produced -- we would have many times the goods
> and services we currently have, and a much higher quality of life.[1]
>
> Another way politicians help "protect" us from businesses is in "managing"
> the economy. One example: instead of allowing markets to control interest
> rates, the government chooses a better rate for us so that it can
> (supposedly) stimulate economic growth and "even out business fluctuations."
>
> In order to do this, it creates new money out of thin air and inserts it
> into the economy. The new money pushes up consumer and asset prices (most
> recently housing prices), and gives companies artificial incentives to take
> on loads of debt and invest in areas they wouldn't otherwise, if guided by
> *market* prices. The result is economic booms and busts, financial crises,
> capital destruction, recessions, and general despair. Citizens, in the end,
> are "helped" by having been given unemployment, higher prices, fewer
> savings, and an uncertain future.
>
> Time after time, we choose local and national politicians who we think can
> make our lives better -- but they can't. The very problems we want them to
> solve are the ones they previously created in trying to manage our lives for
> us.
>
> The truth is that the politicians themselves have no earthly idea how to
> help us; they have no clue as to what they are doing. But it's of no
> importance to them, because they are in it for the votes and for the glory
> of "leading the nation." In fact, the way they get elected is by selling
> other people's wealth -- the means of producing prosperity -- for votes.
>
> Therefore, both to win votes, and to *appear* to be helping us, they
> engage in the same tired actions over and over -- printing money, taxing the
> rich, offering new social programs, "investing" in new industries, engaging
> in stimulus spending, raising the minimum wage, etc. On and on it goes,
> decade after decade, depleting our capital structure and reducing our
> ability to create wealth and raise real wages.
>
> The irony is that even though voters, over time, don't see these policies
> alleviating poverty, eliminating unemployment, lowering prices, increasing
> their real wealth, or giving them increased economic stability, they vote
> over and over for the very same people who promise more of the very same
> thing. And at every new election cycle, they earnestly assess the new crop
> of politicians offering the same old "plans" and try to determine which one
> can better help them.
>
> We should be able to see now that an "experienced" politician is one who
> has thorough knowledge of how to buy votes, destroy wealth, and manipulate
> the economy for the worst. We should see that when we vote for a "leader"
> with "ideas," we will merely get a good actor who proposes ways to employ
> the traditional socialist-oriented policies, but with a new twist, such as a
> *new* penalty (tax) on producing wealth, or a *new* program
> (wealth-redistribution mechanism) to help the "disenfranchised."
>
> We should also now understand that a politician seen as having "knowledge"
> or a "track record" is simply one who has been around the block and knows
> how to do these things in a smooth, efficient fashion -- and one who has
> been thieving, lying, and harming citizens for a longer time.
>
> Unbeknownst to the average voter, the thing that can best and most safely
> improve their lives is what they vote for politicians to protect them from
> -- the free market.
>
> A free market would bring about in an increased amount of capital per
> person and therefore increased per capita productivity, which in turn would
> grow the volume of goods and services, thereby lowering prices relative to
> wages. But to achieve this, *it would be necessary for owners of capital
> to be able to keep their property.
>
> *Then, workers would not need government assistance because there would be
> plenty of jobs available for everyone -- along with low-cost health
> insurance that individuals would purchase for *themselves* -- since there
> is always more work to be done than there are workers available (and since
> there would be no wage controls preventing workers from accepting jobs).
> Transfer payments and government "services" would be replaced with new and
> increased wage payments.
>
> Most importantly, *every* *worker's* real wages would increase year over
> year, as productivity and output increased (and those who contributed more
> to producing things consumers wanted would earn proportionately more money).
>
> Similarly, in a free market, we would not need government "protection"
> because we would be protected by tough competition in the marketplace. If
> one company tried to underpay or overcharge us, there would be many more
> companies we could turn to that were offering higher wages and lower prices
> (i.e., market wages and prices) in order to attract us. Companies would
> therefore find ways to produce with lower costs, a goal they could more
> easily accomplish with more capital available to them. The more capital they
> employed and the greater workers' corresponding productivity, the higher the
> market wages.
>
> And without the government's manipulation of interest rates and the
> printing of money, there would be no wide-scale malinvestment, and therefore
> no recessions and financial crises. In this case, prices would *fall*instead 
> of rise most years, and our lives would generally improve through
> time.
>
> No politician can improve our lives.
>
> No central planner can determine what is best for each of us individually
> or in the aggregate. The economy works only though individual decisions and
> choices.
>
> No politician can help companies produce more efficiently or in a way that
> better pleases consumers. By using market prices and rates of profit,
> businesses generally best determine what we individuals want for our lives.
> If they judge correctly and produce what we need and desire, they succeed;
> if they don't, they die.
>
> Government, on the other hand, dictates what it wants us to have, and has
> no system of profit and loss to determine whether it is succeeding in
> pleasing its "customers," or whether it is producing or destroying wealth in
> the process. Since it can't determine its success or failure in money terms,
> it is necessarily always destroying wealth on a net basis. And since
> government is a monopoly, it does not allow competitors for us to turn to.
>
> Voters always want politicians who will "do a good job." But what is a *good
> job?* We seem to think politicians are doing well if the economy seems to
> be doing well. But this is often an easy illusion to create by means of
> printing money and artificially ­ and temporarily! -- pumping up asset
> markets, GDP, and employment levels.
>
> The only real test of whether a "good job" is done is whether or not it has
> become easier for people -- all people -- to achieve an increased living
> standard from one year to the next, given the same amount of labor hours
> performed.
>
> Indeed, almost any politician can appear to do a decent job just by showing
> up, since it is companies and individuals instead of politicians who run an
> economy ­ except to the extent that politicians stick a wrench in the
> turning economic wheels.
>
> The only way politicians can really improve the economy -- and our lives --
> is by (1) getting out of the way, and (2) undoing the policies they've
> previously implemented that hamper it.
>
> In fact, we don't need politicians at all ­ only laws protecting us and our
> property. And until one of them comes to us asking to be elected in return
> for instituting free markets and freedom in general, there is no reason we
> should assign a politician any value or recognition, and should certainly
> not take part in voting for them and their harmful proposals.
>
>
>
> Kel Kelly has spent over 13 years as a Wall Street trader, a corporate
> finance analyst, and a research director for a Fortune 500 management
> consulting firm. Results of his financial analyses have been presented on
> CNBC Europe, and the online editions of CNN, *Forbes*, *BusinessWeek*, and
> the *Wall Street Journal*. Kel holds a degree in economics from the
> University of Tennessee, an MBA from the University of Hartford, and an MS
> in economics from Florida State University. He lives in Atlanta.
>
>
>
> *Notes
>
> *[1] In Cuba, regulation intended to protect and help citizens includes
> making air conditioners, toasters, and microwaves illegal. In Belize,
> citizens are protected by a regulation that gives one company a monopoly on
> cell- phone service, making its owner very wealthy, but telephone calls very
> expensive.
>
> http://mises.org/daily/4726
>
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