How do the charges work? I'm insured through my employer, so I get an EOB (Explanation of Benefits) printout after every visit. I notice that there is a significant discount right of the top. For example, the charge for some items might be $1000 but my "in-network" discount might bring it down to $600. Do you get the advantage of the "discounted" rate, or do you get to pay the bloated (let me stick it to the uninsured people to offset the sticking I get from the insurance company) fee. Regards Rodney
> -----Original Message----- > From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] > On Behalf Of Kevin Cully > Sent: Friday, January 26, 2007 9:00 AM > To: [EMAIL PROTECTED] > Subject: Re: [NF] Medical insurance > > As a lone gunman, insurance is really expensive. My family is > relatively healthy so we got a HSA account, aka "Health Savings > Account". It basically means that we fund our own insurance (tax > exempt) for common doctor visits, but BCBS kicks in if the amount goes > over $5K in a year. Basically, it's catastrophic insurance. > > What I like about it is that I become the customer of the doctor. > Normally, the doctor is doing what the insurance company wants him to > do. It's amazing how a doctor treats me differently when they learn > that I'm paying the bill. I get much better treatment, IMO. > > -Kevin > > > Michael Madigan wrote: > > I'm in NJ. > > > > --- Rick Schummer <[EMAIL PROTECTED]> > > wrote: > > > >>>> Anybody have a great deal on medical insurance? > >> My Cobra runs out the end of February.<< > >> > >> Medical insurance is specific to the locale you > >> reside in. I have someone I can recommend if you > >> live in the state of Michigan. > >> > >> > >> Rick > >> White Light Computing, Inc. > >> > >> www.whitelightcomputing.com > >> www.rickschummer.com > >> 586.254.2530 - office > >> 586.254.2539 - fax > >> > >> > >> > >> _______________________________________________ > >> Post Messages to: ProFox@leafe.com > >> Subscription Maintenance: > >> http://leafe.com/mailman/listinfo/profox > >> OT-free version of this list: > >> http://leafe.com/mailman/listinfo/profoxtech > >> ** All postings, unless explicitly stated otherwise, > >> are the opinions of the author, and do not > >> constitute legal or medical advice. This statement > >> is added to the messages for those lawyers who are > >> too stupid to see the obvious. > >> > > > > > > [excessive quoting removed by server] _______________________________________________ Post Messages to: ProFox@leafe.com Subscription Maintenance: http://leafe.com/mailman/listinfo/profox OT-free version of this list: http://leafe.com/mailman/listinfo/profoxtech ** All postings, unless explicitly stated otherwise, are the opinions of the author, and do not constitute legal or medical advice. This statement is added to the messages for those lawyers who are too stupid to see the obvious.