On Apr 25, 2008, at 9:25 AM, Jean Laeremans wrote:

> Here in Belgium the monthly monthly payment may not exceed 1/3 of your
> income. Other outstanding loans are taken into account. The bank is
> liable for this.

No -- no such thing here. Also, we used to have usury laws to protect  
against charging predatory interest. No longer.

Ken


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