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I have definitely decided to stay with original Medicare. Nine years ago I tried one of those other plans that are equal to an HMO and what a horrible experience.
When THESE newer "Medicare Plans" came out I thought I would look into a couple of them. And I did. Two different representatives came to my home and tried to get me to sign on the dotted line without fully answering all my questions. In fact, they tried to sweep the dust right under my tires by saying that "Oh yes ... our plan covers home health care." The problem was that there was a big clause whereby IT had to be "pre-approved" before anything could be put into place. I found out that it was the same crap that I fell into nine years ago.
So all I did this year was to ONLY purchase a Part D Medicare prescription plan because you have to pay for them anyway. So far, they has saved me hundreds of dollars because of my phenomenal drug expenses.
If you do not need home health care covered by Medicare .. then the plans make a lot of sense. But always, Buyer Beware!!!
Unfortunately, I have not given up the good fight that Medicare will cover some home health care and I could not afford to lose the little that they are providing me now. I would talk to some of the people who have bought some of these plans. You can do that by talking to some of the elderly people in your neighborhood or going to an assisted-living facility in asking around there.
It all comes down to your individual needs. For example, I thought that at least one of them would cover CT scans. They do not. They will cover full bypass surgery but they will not cover CT scans! There is a slippery slope and something not so kosher about each and every one of them.
Read every line, number, and character. Do not feel rushed. They made me feel rushed and that there was no problems. But there was and I did not buy into their "good faith."
Lori C4/5 Complete
Tucson, AZ
AGE - 41
-------Original Message-------
Date: 05/04/06 19:07:48
Subject: [QUAD-L] Prescription drug plan
Have all you signed up for the new prescription drug plan? I am in the process but want to know if any of you decided to keep your original Medicare coverage or have you decided to enter into an HMO or PPO and two also receive your prescription drug coverage through these companies.
I only have the original Medicare plan right now but am suspicious about the possibility that if I switch to an HMO or PPO I might be dropped from coverage because of expenses due to my disability and more importantly because of my disability. Are any of you using an HMO for your medical coverage and how has the gone? Have your premiums remained affordable and has your medical treatments suggested by your doctor been approved by your HMO's?
I know Medicare must accept my coverage and hospitals must accept all treatments I need but I am very suspicious about switching to other insurance companies.
I would appreciate any and all comments any of you have that might help me make my decision concerning the new prescription drug plan
Thanks,
Dillon
Houston809 <[EMAIL PROTECTED]> wrote:
I don’t know if he lied. But if he did guess I’ll have 2 go see him again. :) Prince isn’t or hasn’t gone Christian 3121 not as rowdy as 1999 but far from Christian. Still vintage PRINCE a true musical genius.
On 5/3/06 4:14 PM, "[EMAIL PROTECTED]" <[EMAIL PROTECTED]> wrote:
If he lied, it was his last one since turning to Ultra Christian. He had denounced his past music and has advanced his new agenda to a much higher level. That's the person formerly known a P-rince.
W
In a message dated 5/3/2006 3:25:42 PM Central Standard Time, [EMAIL PROTECTED] writes:
Thnx Dave as the saying goes 90% of break-ins is by someone that’s been there B4. My daughters mother & her boyfriend did it :(
I truly enjoyed concert. Prince said was final tour. I think he lied tho.
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