Sabrina,  Few things are certain in real estate.  It would not be wise to go
into any real estate transaction without a financing contingency unless you
have a solid back-up plan, i.e. cash or investor $ to close the sale.
Depending on your lender, the pre approval may not be worth the paper it is
written on.  What you stand to lose, depending on the wording of your
contract, would usually be your initial earnest money deposit which could be
a substantial amount.  With this in mind, if a financing contingency is
unacceptable, minimize your risk by minimizing your initial earnest money
deposit.  What to look out for: Lenders that will tell you what you want to
hear just to get your business.

Jim Blanchard
INLAND REAL ESTATE


-----Original Message-----
From: sabrinaji2002 [mailto:[EMAIL PROTECTED]
Sent: Sunday, September 19, 2004 8:47 PM
To: [EMAIL PROTECTED]
Subject: [RealEstate] Re: Commercial Real Estate Loan Question



I had a question for someone familiar with commercial real estate 
loans. Is it wise to go into a real estate transaction without a 
financing contingency?  Once a pre approval is on the table, what 
are the risks that I face?  Is it possible that the loan could fall 
through? Any insights and possible things to watch out for would be 
greatly appreciated.

Thank You,
sabrina





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