It makes sense to me that someone with credit problems
would be willing to take more risks and thus be more of an insurance
risk. The behavior that got them to be a credit risk is probably
correlated to behavior that would make them an insurance risk. You
drink to much and lost your job
(Still not finished with year end work at work ...)
Recently finished Prof. Caplan's fine "Stigler-Becker vs Myers-Briggs"
paper.
I believe strongly in MBTI (MB Type Indicator) (I'm an NTP, E/I). I like the
Five
Factor Model addition, but not name, of "Neurotic", and don't like the names
of the o
I don't have particular expertise in this topic, but it has been a matter of
some controversy within the insurance industry for at least 5 years. The
general line of argument from industry supporters is that poor credit scores
are correlated with high insurance losses, even after classifying peop