RE: [AI] Joining pdf documents

[Pratham Kumar Singh]

Dear fellow member,

You can do this task by merging your documents.
So, first of all search for “Merge PDF” in the google search bar.
After that, it will show you some results, so kindly click on the first link.
Afterwards, clicking on the first search result ; you will be landed on the 
“merge pdf” dashboard of that website.
So, find for “Choose files Button” & upload your document.
Afterwards, uploading your first document, you have to upload your next 
documents by pressing on “Add PDFs button” & add your remaining pdfs 
accordingly.

 

From: accessindia@accessindia.org.in  On Behalf 
Of Ram
Sent: 11 December 2023 08:30
To: accessindia@accessindia.org.in
Subject: [AI] Joining pdf documents

 

Dear Friends,

 

Can some one guide me on how to join pdf documents so as to make it a single 
document?

I have 4 documents in .pdf format and I want to make it a single document- pg1 
followed by pg2, pg 3 and pg 4

 

Thanks in anticipation,

 

Ram

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[AI] Job Announcement: Saksham is hiring for the post of Assistive Technologies Trainer.

[NAB Delhi Helpline]

Job Responsibilities:

- Conduct user training on various assistive technology solutions for
persons with blindness.

- Resolve queries of end users in person or through different channels of
Saksham.

- Create training modules, tutorials, etc., as per requirements.

- Any other work assigned by the organization.



Experience and Qualification:

- Graduation from any recognized college or university.

- Diploma/Certificate in computer.

- Prior experience in conducting training for persons with visual
impairment/working in organizations in a similar field as Saksham is an
added advantage.



The applicant should be residing in Delhi or willing to relocate.



Salary:

20 - 25k depending on the interview and experience.



Interested candidates can send their resumes by email to i...@saksham.org
and arih...@saksham.org by the 25th of December 2023.

-- 

With regards,



[image: NAB Delhi logo with the words "serve the blind" and "Tamso Ma
Jyotirgamaya"] 



[image: Donate] 

*Helpline for the Blind*

*National Association for the Blind*

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Re: [AI] Which is the best bank with regard to accessibility

[Saravanan K]

Is there any possibility to bring this notice to higher officials of
axis bank. Is there any proper channels to approach axis bank for
describing our accessibility issues.

On 12/11/23, Mohib Anwar Rafay  wrote:
> Axis bank is not doing any improvements in terms of accessibility. Its
> mobile banking and internet banking login is totally inaccessible.
>
> On 12/9/23, Pranav Lal  wrote:
>> Hi,
>>
>>
>>
>> The majority of HDFC Bank’s services are accessible.
>>
>>
>>
>> I have not seen any explicit commitment to accessibility but as of this
>> writing, I have not had a problem. Their newsletters though are primarily
>> graphics based.
>>
>> Pranav
>>
>> --
>> Disclaimer:
>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
>> the
>> person sending the mail and AI in no way relates itself to its veracity;
>>
>> 2. AI cannot be held liable for any commission/omission based on the
>> mails
>> sent through this mailing list..
>>
>>
>> Search for old postings at:
>> http://www.mail-archive.com/accessindia@accessindia.org.in/
>> ---
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>>
>
>
> --
> Mohib Anwar Rafay
>
> Phone: +91996464
>
> --
> Disclaimer:
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> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
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>


-- 
---
Regards
Saravanan.K
+919916512402

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[AI] Joining pdf documents

[Ram]

Dear Friends,

Can some one guide me on how to join pdf documents so as to make it a single 
document?
I have 4 documents in .pdf format and I want to make it a single document- pg1 
followed by pg2, pg 3 and pg 4

Thanks in anticipation,

Ram

-- 
Disclaimer:
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person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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Re: [AI] Singnature required for banking facilities?

[BHAWANI SHANKAR VERMA]

Right sir, it is my experience in india I don't know about other 
countries, each and every benifit or facility we are getting, there is 
at least one order or intervention of court or arbitration exist behind 
it. Only issuance of circular don't do all.



On 12/10/2023 5:21 PM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:

It's wonderful that you had good results with your friend. Each small win is a 
big win for the whole blind community. We must celebrate each others' success 
by feeling glad in our hearts for each other's success against discrimination. 
The legal people among us will have better luck if we keep one heart as a blind 
community, because collective consciousness helps collective goals, even on a 
subtle level.

God be with us all.


-Original Message-
From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] On 
Behalf Of BHAWANI SHANKAR VERMA
Sent: Saturday, December 9, 2023 6:07 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

you are right sir, but what to do, without any document, if you will approach 
to the higher authority, they will try to deny, that there is no such 
application received. I had encountered the same while helping out one of my 
completely blind friend. later I told hhim to give a loan application with the 
quotation and fill all the details to purchase car and let the bank deny. but, 
finally they have sanctioned and disbursed the loan.


On 12/9/2023 11:33 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:

Yes that's excellent advice I did not realize is possible here - apply 
electronically and have them reject it that way on record. Brilliant. Still, 
thereafter you need to have somewhere to take that evidence to who can hold 
them accountable anyway, and without you giving an arm and a leg to accomplish.

I've learnt the hard way that while I might get excited about collecting 
evidence, often the channels we have don't really care about justice. That 
happened when I lost my job at First National Bank in South Africa. They first 
appeared to innocently rename my role as back-office assistant by first 
narrowing it down to switchboard operator, then revoking that as a bank 
function which gives way to IVR systems.
I recorded my exit interview which proved they were only box-ticking past 
accessibility requirements. Still, I could not fight because they had money and 
power and I had none.

-Original Message-
From: accessindia@accessindia.org.in
[mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
VERMA
Sent: Saturday, December 9, 2023 10:33 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

Apply for banking facility you want on their prescribed format, and let them 
deny. you can ask them to reject your application on writing.


On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:

You know these front-office staff will never comply and give a written letter 
stating such. They are not under obligation to provide such a letter and so 
they won't in the name of having the next client to see. It's not a useful 
dynamic. Better to get the name of the person and officials here might be able 
to take it on. Good luck.


-Original Message-
From: accessindia@accessindia.org.in
[mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
VERMA
Sent: Saturday, December 9, 2023 7:16 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

demand a written reply for denial of banking services on the basis of thumb 
impression.


On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:

Good Evening Everyone,
Just a few months ago, I had gone to an SBI branch to try to open my
account and they told me that thumb print would not be accepted for
opening the bank account and availing facilities like debit card,
internet banking, checkbook, etc., I would need to know how to sign
or else it would be clasified under some illiteracy clause. It's
necessary to understand here that I haven't any experience in
signing and hadn't required doing so until now. The helper that was
explaining me all this also said that they haven't even allowed
their visually impared employees to use internet banking because they couldn't 
sign.
So after returning, I tried doing some research, where in I found
that there is a consensus among the various sites that such
facilities cannot be denied to people with visual imparement just
because they cannot sign but I cannot find this written somewhere in
the banking rules. So, if someone could clarify this for me, it'd be
really helpful.


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Search for old postings 

Re: [AI] Which is the best bank with regard to accessibility

[Mohib Anwar Rafay]

Axis bank is not doing any improvements in terms of accessibility. Its
mobile banking and internet banking login is totally inaccessible.

On 12/9/23, Pranav Lal  wrote:
> Hi,
>
>
>
> The majority of HDFC Bank’s services are accessible.
>
>
>
> I have not seen any explicit commitment to accessibility but as of this
> writing, I have not had a problem. Their newsletters though are primarily
> graphics based.
>
> Pranav
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of the
> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
> ---
> You received this message because you are subscribed to the Google Groups
> "AccessIndia" group.
> To unsubscribe from this group and stop receiving emails from it, send an
> email to accessindia+unsubscr...@accessindia.org.in.
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> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/070001da2a3f%24b2454000%2416cfc000%24%40gmail.com.
>


-- 
Mohib Anwar Rafay

Phone: +91996464

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Re: [AI] Scanners or cameras for large books OCR?

[Mohib Anwar Rafay]

irrespective of many new types of scanners, flatbed scanners which you
mentioned as your 1990 memories are the best even today. You will get
a lot better accuracy of OCR text in flatbed scanner comparing to snap
camera based scanners. Better to buy a flatbed scanner with good speed
of scanning. Modern flatbed scanners can scan 10 pages per minute, by
that speed you can finish 300 pages book with in 35 minutes. These
modern camera based scanners have their own advantages though, such as
portability, good speed and less efforts. But for totally blind person
sometime it gets difficult to identify whether a correct snap was
taken by the scanner or no. In flatbed you know have you placed the
book correctly on the glass of the scanner...

On 12/9/23, Pranav Lal  wrote:
> Hi Yamuna,
>
> Camera scanners are quite good. Ditch the Kurzweil 1000.  There are add-ons
> for nvda that allow you to interface with scanners. Jaws does so natively I
> believe.
>
> You can still buy fineReader which is the best OCR in terms of accuracy.
>
> Having said all the above, have a chat with the SaralX sales team, NAB
> Delhi, the people at XRCVC,  who may have better ideas.
>
> I too have been looking for scanners that support at least a3 paper or
> cameras with a wide angle view.
>
> There are plenty of those around as well, some have been developed in India.
> For a4 text, phone cameras are enough. The tricky part though is mounting
> them and getting the lighting right. You can go for a dedicated phone
> scanner stand.
>
> What kinds of books do you want to read? I ask because at least for fiction,
> the majority of books are available on amazon kindle or are being sold by
> individual authors from their own bookstores.
>
> You will also want to check bookshare and our national library for the blind
> called Sugamya Pustakalaya. The thing about Sugamya Pustakalaya is that I
> cannot find the current URL for the same.
>
>
> The other option for you is to donate your print  books to bookshare India
> who will transcribe them for you. I however do not know about the speed of
> transcription and conversion.
>
> NAB Delhi also has a team who can scan a book for you.
>
> Finally, look at the brand Cannon who do sell scanners here. A quick search
> lead me to the following device.
> https://in.canon/en/business/dr-m1060/product
> Pranav
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of the
> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
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>


-- 
Mohib Anwar Rafay

Phone: +91996464

-- 
Disclaimer:
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person sending the mail and AI in no way relates itself to its veracity;

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through this mailing list..


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Re: [AI] Singnature required for banking facilities?

[Prashant Naik]

Dear Vaibhav,


Regarding your SBI branch experience, I found information in SBI Internal
Circular NBG/PBU/LIMA-SB/22/2023 – 24 dated Tue 3 Oct 2023, compiling
relevant circulars on "SBI Banking Facilities to Visually Challenged."
Despite being for internal circulation, awareness can resolve issues like
yours. Page 3, Point 2 highlights the available facilities. While awareness
and implementation pose challenges, advocating for your rights by citing
this circular could address the problem.

In this thread someone has quoted rules regarding literate and illiterate
blind persons using thumb impression. They are also from the above cited
SBI master circular but not from RBI master circular.

Check the webpage https://talkingatmindia.org/Resources.aspx for
bank-specific information on services for customers with disabilities, a
valuable resource by XRCVC, Mumbai.

Thanks & Regards
Prashant Naik



On Sun, 10 Dec 2023 at 22:10, Harshit Lohia  wrote:

> Hi all,
> I kindly request you all to approach RBI Ombudsman through email id
> c...@rbi.org.in or through website https://cms.rbi.org.in if any
> visually impaired person is being denied any banking facility just
> because of disability. It is also a gentle reminder that in complaint
> to RBI Ombudsman, include evidence of having made complaint to the
> Bank before approaching RBI. It is also humbly clarified that visually
> impaired persons with thumb impression can always get cheque book and
> ATM card. Please refer to para 9 and 10 of Master circular on customer
> service in Banks dated 1st July 2015 and Banking facilities for senior
> citizens and differently abled persons dated 9th November 2017.
>
> Vaibhav, if you can provide me branch name off the list, I may be able
> to get your issue resolved promptly. You can also vehemently tell SBI
> that almost all of visually impaired employees of SBI are using
> internet banking facility since long. Non-compliance will compell you
> to make a complaint to chair...@sbi.co.in
>
> Regards
> Harshit Lohia
>
> On 12/10/23, Yamuna Jivana Dasa (Yoganathan Khandoo) 
> wrote:
> > It's wonderful that you had good results with your friend. Each small
> win is
> > a big win for the whole blind community. We must celebrate each others'
> > success by feeling glad in our hearts for each other's success against
> > discrimination. The legal people among us will have better luck if we
> keep
> > one heart as a blind community, because collective consciousness helps
> > collective goals, even on a subtle level.
> >
> > God be with us all.
> >
> >
> > -Original Message-
> > From: accessindia@accessindia.org.in [mailto:
> accessindia@accessindia.org.in]
> > On Behalf Of BHAWANI SHANKAR VERMA
> > Sent: Saturday, December 9, 2023 6:07 PM
> > To: accessindia@accessindia.org.in
> > Subject: Re: [AI] Singnature required for banking facilities?
> >
> > you are right sir, but what to do, without any document, if you will
> > approach to the higher authority, they will try to deny, that there is no
> > such application received. I had encountered the same while helping out
> one
> > of my completely blind friend. later I told hhim to give a loan
> application
> > with the quotation and fill all the details to purchase car and let the
> bank
> > deny. but, finally they have sanctioned and disbursed the loan.
> >
> >
> > On 12/9/2023 11:33 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
> >> Yes that's excellent advice I did not realize is possible here - apply
> >> electronically and have them reject it that way on record. Brilliant.
> >> Still, thereafter you need to have somewhere to take that evidence to
> who
> >> can hold them accountable anyway, and without you giving an arm and a
> leg
> >> to accomplish.
> >>
> >> I've learnt the hard way that while I might get excited about collecting
> >> evidence, often the channels we have don't really care about justice.
> That
> >> happened when I lost my job at First National Bank in South Africa. They
> >> first appeared to innocently rename my role as back-office assistant by
> >> first narrowing it down to switchboard operator, then revoking that as a
> >> bank function which gives way to IVR systems.
> >> I recorded my exit interview which proved they were only box-ticking
> past
> >> accessibility requirements. Still, I could not fight because they had
> >> money and power and I had none.
> >>
> >> -Original Message-
> >> From: accessindia@accessindia.org.in
> >> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
> >> VERMA
> >> Sent: Saturday, December 9, 2023 10:33 AM
> >> To: accessindia@accessindia.org.in
> >> Subject: Re: [AI] Singnature required for banking facilities?
> >>
> >> Apply for banking facility you want on their prescribed format, and let
> >> them deny. you can ask them to reject your application on writing.
> >>
> >>
> >> On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
> >>> You know these front-office staff wi

Re: [AI] Singnature required for banking facilities?

[Harshit Lohia]

Hi all,
I kindly request you all to approach RBI Ombudsman through email id
c...@rbi.org.in or through website https://cms.rbi.org.in if any
visually impaired person is being denied any banking facility just
because of disability. It is also a gentle reminder that in complaint
to RBI Ombudsman, include evidence of having made complaint to the
Bank before approaching RBI. It is also humbly clarified that visually
impaired persons with thumb impression can always get cheque book and
ATM card. Please refer to para 9 and 10 of Master circular on customer
service in Banks dated 1st July 2015 and Banking facilities for senior
citizens and differently abled persons dated 9th November 2017.

Vaibhav, if you can provide me branch name off the list, I may be able
to get your issue resolved promptly. You can also vehemently tell SBI
that almost all of visually impaired employees of SBI are using
internet banking facility since long. Non-compliance will compell you
to make a complaint to chair...@sbi.co.in

Regards
Harshit Lohia

On 12/10/23, Yamuna Jivana Dasa (Yoganathan Khandoo)  wrote:
> It's wonderful that you had good results with your friend. Each small win is
> a big win for the whole blind community. We must celebrate each others'
> success by feeling glad in our hearts for each other's success against
> discrimination. The legal people among us will have better luck if we keep
> one heart as a blind community, because collective consciousness helps
> collective goals, even on a subtle level.
>
> God be with us all.
>
>
> -Original Message-
> From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in]
> On Behalf Of BHAWANI SHANKAR VERMA
> Sent: Saturday, December 9, 2023 6:07 PM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Singnature required for banking facilities?
>
> you are right sir, but what to do, without any document, if you will
> approach to the higher authority, they will try to deny, that there is no
> such application received. I had encountered the same while helping out one
> of my completely blind friend. later I told hhim to give a loan application
> with the quotation and fill all the details to purchase car and let the bank
> deny. but, finally they have sanctioned and disbursed the loan.
>
>
> On 12/9/2023 11:33 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
>> Yes that's excellent advice I did not realize is possible here - apply
>> electronically and have them reject it that way on record. Brilliant.
>> Still, thereafter you need to have somewhere to take that evidence to who
>> can hold them accountable anyway, and without you giving an arm and a leg
>> to accomplish.
>>
>> I've learnt the hard way that while I might get excited about collecting
>> evidence, often the channels we have don't really care about justice. That
>> happened when I lost my job at First National Bank in South Africa. They
>> first appeared to innocently rename my role as back-office assistant by
>> first narrowing it down to switchboard operator, then revoking that as a
>> bank function which gives way to IVR systems.
>> I recorded my exit interview which proved they were only box-ticking past
>> accessibility requirements. Still, I could not fight because they had
>> money and power and I had none.
>>
>> -Original Message-
>> From: accessindia@accessindia.org.in
>> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
>> VERMA
>> Sent: Saturday, December 9, 2023 10:33 AM
>> To: accessindia@accessindia.org.in
>> Subject: Re: [AI] Singnature required for banking facilities?
>>
>> Apply for banking facility you want on their prescribed format, and let
>> them deny. you can ask them to reject your application on writing.
>>
>>
>> On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
>>> You know these front-office staff will never comply and give a written
>>> letter stating such. They are not under obligation to provide such a
>>> letter and so they won't in the name of having the next client to see.
>>> It's not a useful dynamic. Better to get the name of the person and
>>> officials here might be able to take it on. Good luck.
>>>
>>>
>>> -Original Message-
>>> From: accessindia@accessindia.org.in
>>> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
>>> VERMA
>>> Sent: Saturday, December 9, 2023 7:16 AM
>>> To: accessindia@accessindia.org.in
>>> Subject: Re: [AI] Singnature required for banking facilities?
>>>
>>> demand a written reply for denial of banking services on the basis of
>>> thumb impression.
>>>
>>>
>>> On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:
 Good Evening Everyone,
 Just a few months ago, I had gone to an SBI branch to try to open my
 account and they told me that thumb print would not be accepted for
 opening the bank account and availing facilities like debit card,
 internet banking, checkbook, etc., I would need to know how to sign
 or else it would be clasif

[AI] Posts for Be My App New AI and App improvement

[Ashutosh Singhal]

https://twitter.com/Sugamyata/status/1733883500967936058?s=19
https://twitter.com/Sugamyata/status/1691143365717639168?s=19
https://twitter.com/Sugamyata/status/1691138776331165696?s=19

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[AI] contact details of the Divyangan Railway epass issue authorities required

[Vijay Kumar P.V.S.]

Dear Access India members,

I hope this message finds you well. I am writing to address a concern
regarding the download issue of my railway epass and the incomplete
registration of my friend's railway epass. I would appreciate it if you
could provide me with the contact details of the Divyangan Railway epass
issue authorities.

Your assistance in this matter is highly valued, and I look forward to
resolving these issues promptly. Thank you in advance for your support.

Warm regards,

VIJAY

-- 
"Man needs his difficulties because they are necessary to enjoy

success."  A.P.J. Abdul Kalam

-- 
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RE: [AI] Singnature required for banking facilities?

[Yamuna Jivana Dasa (Yoganathan Khandoo)]

It's wonderful that you had good results with your friend. Each small win is a 
big win for the whole blind community. We must celebrate each others' success 
by feeling glad in our hearts for each other's success against discrimination. 
The legal people among us will have better luck if we keep one heart as a blind 
community, because collective consciousness helps collective goals, even on a 
subtle level.

God be with us all.


-Original Message-
From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] On 
Behalf Of BHAWANI SHANKAR VERMA
Sent: Saturday, December 9, 2023 6:07 PM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

you are right sir, but what to do, without any document, if you will approach 
to the higher authority, they will try to deny, that there is no such 
application received. I had encountered the same while helping out one of my 
completely blind friend. later I told hhim to give a loan application with the 
quotation and fill all the details to purchase car and let the bank deny. but, 
finally they have sanctioned and disbursed the loan.


On 12/9/2023 11:33 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
> Yes that's excellent advice I did not realize is possible here - apply 
> electronically and have them reject it that way on record. Brilliant. Still, 
> thereafter you need to have somewhere to take that evidence to who can hold 
> them accountable anyway, and without you giving an arm and a leg to 
> accomplish.
>
> I've learnt the hard way that while I might get excited about collecting 
> evidence, often the channels we have don't really care about justice. That 
> happened when I lost my job at First National Bank in South Africa. They 
> first appeared to innocently rename my role as back-office assistant by first 
> narrowing it down to switchboard operator, then revoking that as a bank 
> function which gives way to IVR systems.
> I recorded my exit interview which proved they were only box-ticking past 
> accessibility requirements. Still, I could not fight because they had money 
> and power and I had none.
>
> -Original Message-
> From: accessindia@accessindia.org.in 
> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR 
> VERMA
> Sent: Saturday, December 9, 2023 10:33 AM
> To: accessindia@accessindia.org.in
> Subject: Re: [AI] Singnature required for banking facilities?
>
> Apply for banking facility you want on their prescribed format, and let them 
> deny. you can ask them to reject your application on writing.
>
>
> On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
>> You know these front-office staff will never comply and give a written 
>> letter stating such. They are not under obligation to provide such a letter 
>> and so they won't in the name of having the next client to see. It's not a 
>> useful dynamic. Better to get the name of the person and officials here 
>> might be able to take it on. Good luck.
>>
>>
>> -Original Message-
>> From: accessindia@accessindia.org.in 
>> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR 
>> VERMA
>> Sent: Saturday, December 9, 2023 7:16 AM
>> To: accessindia@accessindia.org.in
>> Subject: Re: [AI] Singnature required for banking facilities?
>>
>> demand a written reply for denial of banking services on the basis of thumb 
>> impression.
>>
>>
>> On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:
>>> Good Evening Everyone,
>>> Just a few months ago, I had gone to an SBI branch to try to open my 
>>> account and they told me that thumb print would not be accepted for 
>>> opening the bank account and availing facilities like debit card, 
>>> internet banking, checkbook, etc., I would need to know how to sign 
>>> or else it would be clasified under some illiteracy clause. It's 
>>> necessary to understand here that I haven't any experience in 
>>> signing and hadn't required doing so until now. The helper that was 
>>> explaining me all this also said that they haven't even allowed 
>>> their visually impared employees to use internet banking because they 
>>> couldn't sign.
>>> So after returning, I tried doing some research, where in I found 
>>> that there is a consensus among the various sites that such 
>>> facilities cannot be denied to people with visual imparement just 
>>> because they cannot sign but I cannot find this written somewhere in 
>>> the banking rules. So, if someone could clarify this for me, it'd be 
>>> really helpful.
>>>

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person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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Re: [AI] Singnature required for banking facilities?

[BHAWANI SHANKAR VERMA]

you are right sir, but what to do, without any document, if you will 
approach to the higher authority, they will try to deny, that there is 
no such application received. I had encountered the same while helping 
out one of my completely blind friend. later I told hhim to give a loan 
application with the quotation and fill all the details to purchase car 
and let the bank deny. but, finally they have sanctioned and disbursed 
the loan.



On 12/9/2023 11:33 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:

Yes that's excellent advice I did not realize is possible here - apply 
electronically and have them reject it that way on record. Brilliant. Still, 
thereafter you need to have somewhere to take that evidence to who can hold 
them accountable anyway, and without you giving an arm and a leg to accomplish.

I've learnt the hard way that while I might get excited about collecting 
evidence, often the channels we have don't really care about justice. That 
happened when I lost my job at First National Bank in South Africa. They first 
appeared to innocently rename my role as back-office assistant by first 
narrowing it down to switchboard operator, then revoking that as a bank 
function which gives way to IVR systems.
I recorded my exit interview which proved they were only box-ticking past 
accessibility requirements. Still, I could not fight because they had money and 
power and I had none.

-Original Message-
From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] On 
Behalf Of BHAWANI SHANKAR VERMA
Sent: Saturday, December 9, 2023 10:33 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

Apply for banking facility you want on their prescribed format, and let them 
deny. you can ask them to reject your application on writing.


On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:

You know these front-office staff will never comply and give a written letter 
stating such. They are not under obligation to provide such a letter and so 
they won't in the name of having the next client to see. It's not a useful 
dynamic. Better to get the name of the person and officials here might be able 
to take it on. Good luck.


-Original Message-
From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] On 
Behalf Of BHAWANI SHANKAR VERMA
Sent: Saturday, December 9, 2023 7:16 AM
To: accessindia@accessindia.org.in
Subject: Re: [AI] Singnature required for banking facilities?

demand a written reply for denial of banking services on the basis of thumb 
impression.


On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:

Good Evening Everyone,
Just a few months ago, I had gone to an SBI branch to try to open my
account and they told me that thumb print would not be accepted for
opening the bank account and availing facilities like debit card,
internet banking, checkbook, etc., I would need to know how to sign or
else it would be clasified under some illiteracy clause. It's
necessary to understand here that I haven't any experience in signing
and hadn't required doing so until now. The helper that was explaining
me all this also said that they haven't even allowed their visually
impared employees to use internet banking because they couldn't sign.
So after returning, I tried doing some research, where in I found that
there is a consensus among the various sites that such facilities
cannot be denied to people with visual imparement just because they
cannot sign but I cannot find this written somewhere in the banking
rules. So, if someone could clarify this for me, it'd be really
helpful.



--
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1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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Re: [AI] Banking exams coaching centres in Bengaluru

[Suresh Krishnaswamy]

Hi Nagaraj,

Thank you so much for the info.

Warm Regards,
Suresh K

On Sun, 10 Dec, 2023, 2:11 pm Nagaraj H,  wrote:

> you can contact jnana gangothri centre at vijayanagar the contact
> number is 8217382809.
> with thanks and regards Nagaraj H
>
> On 12/8/23, Suresh Krishnaswamy  wrote:
> > Dear Access Indians,
> >
> > I am looking for coaching centre in Bengaluru who is capable of training
> > visually impaired aspirants for Banking exams, if any one in the group
> has
> > knowledge on the same kindly provide the information please.
> >
> > Best Regards,
> > Suresh K
> >
> > --
> > Disclaimer:
> > 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> the
> > person sending the mail and AI in no way relates itself to its veracity;
> >
> > 2. AI cannot be held liable for any commission/omission based on the
> mails
> > sent through this mailing list..
> >
> >
> > Search for old postings at:
> > http://www.mail-archive.com/accessindia@accessindia.org.in/
> > ---
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> >
> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAK_2K_M34kwOV4ZDXSaiZy6wsdZ0%2B%3Dg67th_MuJXDs81vYhWug%40mail.gmail.com
> .
> >
>
> --
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> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
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> .
>

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Re: [AI] Singnature required for banking facilities?

[Ajay Kharb]

Hello to all the respected members.
I just read this mail stating this issue of requiring the signature for
opening the acount in SBI.
With all due respect to SBI, I would just like to share my experience that
I had with the bank. I some where feel that there is some problem that
exists with how a bank like SBI is handling its customers with different
abilities, or specifically the customers with visual impairment.
I am an undergrad student of the St Xavier's college mumbai, and just a few
months back when I went to my nearest SBI branch back home in Delhi to open
my bank acount they rejected it. The reason that was given to me for the
same was that because I can't put my signature so, putting my thumb
impression is not accepted by the bank. And I would have to do with a joint
account, and I won't get any debit card issued by the bank for the simple
reason that I can't put my signature.
I was both shocked and agetated that what's even the logic behind this. My
mother adviced me to go for a private bank instead, but my point is that is
switching banks can be a solution to this unfare practice by the SBI? If
government run banks will exclude the people with different abilities in
such a manner then how and what can we expect from others.
It is my humble request to the stake holders to please take a solid action
on this issue.
With best regards
Ajay.

On Fri, 8 Dec, 2023, 11:49 pm Vaibhav Bhandari, <
vaibhavbhandari2...@gmail.com> wrote:

> Good Evening Everyone,
> Just a few months ago, I had gone to an SBI branch to try to open my
> account and they told me that thumb print would not be accepted for
> opening the bank account and availing facilities like debit card,
> internet banking, checkbook, etc., I would need to know how to sign or
> else it would be clasified under some illiteracy clause. It's
> necessary to understand here that I haven't any experience in signing
> and hadn't required doing so until now. The helper that was explaining
> me all this also said that they haven't even allowed their visually
> impared employees to use internet banking because they couldn't sign.
> So after returning, I tried doing some research, where in I found that
> there is a consensus among the various sites that such facilities
> cannot be denied to people with visual imparement just because they
> cannot sign but I cannot find this written somewhere in the banking
> rules. So, if someone could clarify this for me, it'd be really
> helpful.
>
> --
> Thanks/regards: Vaibhav Bhandari
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
> ---
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> .
>

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Re: [AI] Banking exams coaching centres in Bengaluru

[Nagaraj H]

you can contact jnana gangothri centre at vijayanagar the contact
number is 8217382809.
with thanks and regards Nagaraj H

On 12/8/23, Suresh Krishnaswamy  wrote:
> Dear Access Indians,
>
> I am looking for coaching centre in Bengaluru who is capable of training
> visually impaired aspirants for Banking exams, if any one in the group has
> knowledge on the same kindly provide the information please.
>
> Best Regards,
> Suresh K
>
> --
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of the
> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
> ---
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>

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Re: [AI] Singnature required for banking facilities?

[Bikram]

Hi Vaibhav,

Would it be possible to share the link to the master circular you are
referring to? There are 11 master circulars published by RBI between 2018
and 2019. However, none of them appear to contain instructions related to
following the precautions prescribed for the opening and conduct of
accounts of illiterate depositors for the visually impaired customers who
may have difficulty signing uniformly.
Thanks and regards
Bikram

On Sat, Dec 9, 2023 at 2:22 PM Vaibhav Bhandari <
vaibhavbhandari2...@gmail.com> wrote:

> Hi,
> First of all; thanks a lot everyone for the help as well as all the
> information you guys provided. I shall reply to everyone here
> collectively.
> Udit, I actually chose SBI bank because I did not really see any
> discounts  on online shopping sites like amazon or flipcart for it
> whereas SBI does get those offers sometimes. Should I go for Union
> instead? I looked into private banks as well but the fixed deposits
> required there were pritty high. Is it better to have an account in  a
> government bank for instance union rather than private ones like HDFC
> if we are not employed and are a student?
> Harshit, I shall try to get the branch name and code along with the
> name of the bank employee, because I do not currently remember it.
> Bhawani, I did not understand what you were trying to say in your
> second message. Do you mean to say that I should apply online for an
> account in the bank and then see whether they reject it or not? Will
> creating an account online work if we do not want to do so offline?
> After looking at the Master Circular updated as on 01st October 2018,
> I found the following statements in section 2(1)(A):
> iv) If a Blind / visually challenged person is illiterate, or literate
> but unable to sign uniformly, his thumb impression should be obtained
> as a rule on the account opening form, pay-in slips and the withdrawal
> order forms and all the other precautions prescribed for the opening
> and conduct of accounts of illiterate depositors will be followed.
> v) However, if a Blind / visually challenged person is literate and he
> is in a position to sign uniformly, he may put his signature on the
> account opening form, pay-in slips and the withdrawal order forms.
>
> On 12/9/23, Yamuna Jivana Dasa (Yoganathan Khandoo) 
> wrote:
> > Yes that's excellent advice I did not realize is possible here - apply
> > electronically and have them reject it that way on record. Brilliant.
> Still,
> > thereafter you need to have somewhere to take that evidence to who can
> hold
> > them accountable anyway, and without you giving an arm and a leg to
> > accomplish.
> >
> > I've learnt the hard way that while I might get excited about collecting
> > evidence, often the channels we have don't really care about justice.
> That
> > happened when I lost my job at First National Bank in South Africa. They
> > first appeared to innocently rename my role as back-office assistant by
> > first narrowing it down to switchboard operator, then revoking that as a
> > bank function which gives way to IVR systems.
> > I recorded my exit interview which proved they were only box-ticking past
> > accessibility requirements. Still, I could not fight because they had
> money
> > and power and I had none.
> >
> > -Original Message-
> > From: accessindia@accessindia.org.in [mailto:
> accessindia@accessindia.org.in]
> > On Behalf Of BHAWANI SHANKAR VERMA
> > Sent: Saturday, December 9, 2023 10:33 AM
> > To: accessindia@accessindia.org.in
> > Subject: Re: [AI] Singnature required for banking facilities?
> >
> > Apply for banking facility you want on their prescribed format, and let
> them
> > deny. you can ask them to reject your application on writing.
> >
> >
> > On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
> >> You know these front-office staff will never comply and give a written
> >> letter stating such. They are not under obligation to provide such a
> >> letter and so they won't in the name of having the next client to see.
> >> It's not a useful dynamic. Better to get the name of the person and
> >> officials here might be able to take it on. Good luck.
> >>
> >>
> >> -Original Message-
> >> From: accessindia@accessindia.org.in
> >> [mailto:accessindia@accessindia.org.in] On Behalf Of BHAWANI SHANKAR
> >> VERMA
> >> Sent: Saturday, December 9, 2023 7:16 AM
> >> To: accessindia@accessindia.org.in
> >> Subject: Re: [AI] Singnature required for banking facilities?
> >>
> >> demand a written reply for denial of banking services on the basis of
> >> thumb impression.
> >>
> >>
> >> On 12/8/2023 11:49 PM, Vaibhav Bhandari wrote:
> >>> Good Evening Everyone,
> >>> Just a few months ago, I had gone to an SBI branch to try to open my
> >>> account and they told me that thumb print would not be accepted for
> >>> opening the bank account and availing facilities like debit card,
> >>> internet banking, checkbook, etc., I would need to know how to s

Re: [AI] Singnature required for banking facilities?

[Ragib Nadim]

As perthem they have sent your complaint to the concern department and
answered you in passive continuous tense.

On Sun, Dec 10, 2023, 11:28 Muhammad Mishbahul 
wrote:

> According to my understanding Rules considers literate to  those who can
> sign uniformly. individuals who gives their thumb impression specified to
> be categorised as illiterate. there is lack of any specific direction
> Haider to about visually impaired person who is highly literate, but put
> his or her thumb impression
>
> Sent from my iPhone
>
> On Dec 9, 2023, at 18:32, Tanmay Srivastava 
> wrote:
>
> 
> Hi all,
>
> I want to know whether legislation has defined "literate" or "illiterate"
> anywhere?
>
> regards
>
> tanmay srivastava
>
> On Sat, 9 Dec, 2023, 6:13 pm BHAWANI SHANKAR VERMA, 
> wrote:
>
>> my views were, either you submit your requisition online or offline to
>> the bank and let them deny. you are right and the master circular is
>> also bit confusing. Still A person is treated illiterate where he put
>> thumb impression. another side, some of our friends in this group also
>> enjoying all banking facilities by putting thumb impression, except
>> chequebook.
>>
>> I think that it is an atitudenal approach of branch staff. you should
>> contact to their higher authorities in circle office or zonal office,
>> hope your matter will be resolved,  lodge a complaint on the bank's
>> customer care portal.
>>
>>
>> On 12/9/2023 2:22 PM, Vaibhav Bhandari wrote:
>> > Hi,
>> > First of all; thanks a lot everyone for the help as well as all the
>> > information you guys provided. I shall reply to everyone here
>> > collectively.
>> > Udit, I actually chose SBI bank because I did not really see any
>> > discounts  on online shopping sites like amazon or flipcart for it
>> > whereas SBI does get those offers sometimes. Should I go for Union
>> > instead? I looked into private banks as well but the fixed deposits
>> > required there were pritty high. Is it better to have an account in  a
>> > government bank for instance union rather than private ones like HDFC
>> > if we are not employed and are a student?
>> > Harshit, I shall try to get the branch name and code along with the
>> > name of the bank employee, because I do not currently remember it.
>> > Bhawani, I did not understand what you were trying to say in your
>> > second message. Do you mean to say that I should apply online for an
>> > account in the bank and then see whether they reject it or not? Will
>> > creating an account online work if we do not want to do so offline?
>> > After looking at the Master Circular updated as on 01st October 2018,
>> > I found the following statements in section 2(1)(A):
>> > iv) If a Blind / visually challenged person is illiterate, or literate
>> > but unable to sign uniformly, his thumb impression should be obtained
>> > as a rule on the account opening form, pay-in slips and the withdrawal
>> > order forms and all the other precautions prescribed for the opening
>> > and conduct of accounts of illiterate depositors will be followed.
>> > v) However, if a Blind / visually challenged person is literate and he
>> > is in a position to sign uniformly, he may put his signature on the
>> > account opening form, pay-in slips and the withdrawal order forms.
>> >
>> > On 12/9/23, Yamuna Jivana Dasa (Yoganathan Khandoo) 
>> wrote:
>> >> Yes that's excellent advice I did not realize is possible here - apply
>> >> electronically and have them reject it that way on record. Brilliant.
>> Still,
>> >> thereafter you need to have somewhere to take that evidence to who can
>> hold
>> >> them accountable anyway, and without you giving an arm and a leg to
>> >> accomplish.
>> >>
>> >> I've learnt the hard way that while I might get excited about
>> collecting
>> >> evidence, often the channels we have don't really care about justice.
>> That
>> >> happened when I lost my job at First National Bank in South Africa.
>> They
>> >> first appeared to innocently rename my role as back-office assistant by
>> >> first narrowing it down to switchboard operator, then revoking that as
>> a
>> >> bank function which gives way to IVR systems.
>> >> I recorded my exit interview which proved they were only box-ticking
>> past
>> >> accessibility requirements. Still, I could not fight because they had
>> money
>> >> and power and I had none.
>> >>
>> >> -Original Message-
>> >> From: accessindia@accessindia.org.in [mailto:
>> accessindia@accessindia.org.in]
>> >> On Behalf Of BHAWANI SHANKAR VERMA
>> >> Sent: Saturday, December 9, 2023 10:33 AM
>> >> To: accessindia@accessindia.org.in
>> >> Subject: Re: [AI] Singnature required for banking facilities?
>> >>
>> >> Apply for banking facility you want on their prescribed format, and
>> let them
>> >> deny. you can ask them to reject your application on writing.
>> >>
>> >>
>> >> On 12/9/2023 9:43 AM, Yamuna Jivana Dasa (Yoganathan Khandoo) wrote:
>> >>> You know these front-office staff will never comply an