Re: [AI] Current account guidelines

2015-11-06 Thread Srinivasu Chakravarthula
Nirmal -
Sorry but I think it's time we may end up raising voice than just
educating. If ICICI says they don't have guidelines to let visually
impaired person open current account, do they have anywhere written it
should not be opened? Or did RBI or IBA told them to have accounts opened
for specific category of people??

I completely agree that ICICI is rather illiterate and I would even say
non-secured bank in this country. A while ago, they were running after me
to open an account even without any proof of documents. :-(

Regards,
Srinivasu

Regards,

Srinivasu Chakravarthula - Twitter: http://twitter.com/CSrinivasu/
Website: http://www.srinivasu.org

Let's create an inclusive web!

Sr. Accessibility Consultant, Deque
Hon. Joint Secretary, The National Association for the Blind, Karnataka
Branch

On Thu, Nov 5, 2015 at 9:17 PM, Mukesh Sharma <mrmukeshsha...@gmail.com>
wrote:

> Well, as far as ICICI bank is concerned, is one of most illiterate bank
> among all private banks, they don't evnen know what all kind of Saving
> account the bank offer, I had to give them the webpage address to get an
> easy receive account opened. Once I was successful in fighting for that
> account, opening a current account was just the matter of signing a lot of
> nasty papers.
>
>
>
>
>
> Thanks With Best Regards
> Mukesh Sharma
>
> On 5 November 2015 at 15:06, Nirmal Verma <nirmalkat...@gmail.com> wrote:
>
> > Hello Harish ji,
> >
> > The Person from Bank say that they dont have any clear cut guideline from
> > ICICI bank to open current account of visually challenged person. They
> are
> > discussing it internally to get it done but I dont see much hope. Thats
> why
> > I asked for guidelines of different bank regarding curent account.
> >
> > Nirmal
> >
> > On 5 November 2015 at 14:58, Kotian, H P <hpkot...@rbi.org.in> wrote:
> >
> > > Hi Nirmal
> > > In RBI guidelines they have used the text " to provide all banking
> > > services" this includes current account and you have to drill this
> point.
> > > There is no ambiguity at all to interpret differently.
> > >
> > > Harish Kotian
> > >
> > > -Original Message-
> > > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On
> > > Behalf Of Nirmal Verma
> > > Sent: 05 November 2015 12:38
> > > To: accessindia; Himanshu Sahu; daisyforumofindia
> > > Subject: [AI] Current account guidelines
> > >
> > > Dear All
> > >
> > > This is an urgent call. I need guidelines followed by the banks while
> > > opening current accounts of visually impaired persons. I am fighting it
> > out
> > > with ICICI bank for oepning current account of my wife. Please send it
> on
> > > urgent basis.
> > >
> > > with kind reards
> > >
> > > Nirmal Verma
> > > 09311088660, 9335055960.
> > >
> > >
> > > Register at the dedicated AccessIndia list for discussing accessibility
> > of
> > > mobile phones / Tabs on:
> > >
> > >
> >
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
> > >
> > >
> > > Search for old postings at:
> > > http://www.mail-archive.com/accessindia@accessindia.org.in/
> > >
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> calls
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Re: [AI] Current account guidelines

2015-11-06 Thread Prashant Naik
nk say that they dont have any clear cut guideline
> from
> > > ICICI bank to open current account of visually challenged person. They
> > are
> > > discussing it internally to get it done but I dont see much hope. Thats
> > why
> > > I asked for guidelines of different bank regarding curent account.
> > >
> > > Nirmal
> > >
> > > On 5 November 2015 at 14:58, Kotian, H P <hpkot...@rbi.org.in> wrote:
> > >
> > > > Hi Nirmal
> > > > In RBI guidelines they have used the text " to provide all banking
> > > > services" this includes current account and you have to drill this
> > point.
> > > > There is no ambiguity at all to interpret differently.
> > > >
> > > > Harish Kotian
> > > >
> > > > -Original Message-
> > > > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On
> > > > Behalf Of Nirmal Verma
> > > > Sent: 05 November 2015 12:38
> > > > To: accessindia; Himanshu Sahu; daisyforumofindia
> > > > Subject: [AI] Current account guidelines
> > > >
> > > > Dear All
> > > >
> > > > This is an urgent call. I need guidelines followed by the banks while
> > > > opening current accounts of visually impaired persons. I am fighting
> it
> > > out
> > > > with ICICI bank for oepning current account of my wife. Please send
> it
> > on
> > > > urgent basis.
> > > >
> > > > with kind reards
> > > >
> > > > Nirmal Verma
> > > > 09311088660, 9335055960.
> > > >
> > > >
> > > > Register at the dedicated AccessIndia list for discussing
> accessibility
> > > of
> > > > mobile phones / Tabs on:
> > > >
> > > >
> > >
> >
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
> > > >
> > > >
> > > > Search for old postings at:
> > > > http://www.mail-archive.com/accessindia@accessindia.org.in/
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> > > > accessindia-requ...@accessindia.org.in
> > > > with the subject unsubscribe.
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> > >
> >
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> > > >
> > > >
> > > > Disclaimer:
> > > > 1. Contents of the mails, factual, or otherwise, reflect the thinking
> > of
> > > > the person sending the mail and AI in no way relates itself to its
> > > veracity;
> > > >
> > > > 2. AI cannot be held liable for any commission/omission based on the
> > > mails
> > > > sent through this mailing list..
> > > >
> > > > Caution: The Reserve Bank of India never sends mails, SMSs or makes
> > calls
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> > > > passwords, etc. It never keeps or offers funds to anyone. Please do
> not
> > > > respond in any manner to such offers, however official or attractive
> > they
> > > > may look.
> > > >
> > > > Notice: This email and any files transmitted with it are confidential
> > and
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> > > >
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> > > &

Re: [AI] Current account guidelines

2015-11-05 Thread Sunil Sangtani.
hi nirmal,
why do you need the current account only?
is there any specific purpose?
you can open the savings accounts with icici without any trubble. but
for current account, you will have to sign.
if you are able to do the signatures, you can open the current account as wel.
i recently opened my current account by using signatures with icici.
and there were no  trubbles at all.

On 11/4/15, Asudani, Rajesh <rajeshasud...@rbi.org.in> wrote:
> I don't think there are any separate guidelines for current accounts of VI.
> Extant RBI notification and IBA guidelines talk of all retail banking
> facilities which of course includes current accounts.
>
>
> सादर / With thanks & Regards
> राजेश आसुदानी Rajesh Asudani
> सहायक महाप्रबन्धक AGM
> बाजार आसूचना ईकाई MIU
> भारतीय रिजर्व बैंक Reserve Bank of India
> नागपुर Nagpur
>
> 0712 2806846
>
> President
> VIBEWA
> Co-Moderator
> VIB-India
>
> A-pilll = Action coupled with Positivity, Interest, Love, Logic and
> laughter.
>
>
> -Original Message-
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
> Of Nirmal Verma
> Sent: Thursday, November 05, 2015 12:38 PM
> To: accessindia; Himanshu Sahu; daisyforumofindia
> Subject: [AI] Current account guidelines
>
> Dear All
>
> This is an urgent call. I need guidelines followed by the banks while
> opening current accounts of visually impaired persons. I am fighting it out
> with ICICI bank for oepning current account of my wife. Please send it on
> urgent basis.
>
> with kind reards
>
> Nirmal Verma
> 09311088660, 9335055960.
>
>
> Register at the dedicated AccessIndia list for discussing accessibility of
> mobile phones / Tabs on:
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
>
> To unsubscribe send a message to
> accessindia-requ...@accessindia.org.in
> with the subject unsubscribe.
>
> To change your subscription to digest mode or make any other changes, please
> visit the list home page at
> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>
>
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of the
> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
> Caution: The Reserve Bank of India never sends mails, SMSs or makes calls
> asking for personal information such as your bank account details,
> passwords, etc. It never keeps or offers funds to anyone. Please do not
> respond in any manner to such offers, however official or attractive they
> may look.
>
> Notice: This email and any files transmitted with it are confidential and
> intended solely for the use of the individual or entity to whom they are
> addressed. If you are not the intended recipient, any dissemination, use,
> review, distribution, printing or copying of the information contained in
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> person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>



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To unsu

Re: [AI] Current account guidelines

2015-11-05 Thread Kotian, H P
Hi Nirmal
In RBI guidelines they have used the text " to provide all banking services" 
this includes current account and you have to drill this point. There is no 
ambiguity at all to interpret differently.

Harish Kotian

-Original Message-
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of 
Nirmal Verma
Sent: 05 November 2015 12:38
To: accessindia; Himanshu Sahu; daisyforumofindia
Subject: [AI] Current account guidelines

Dear All

This is an urgent call. I need guidelines followed by the banks while opening 
current accounts of visually impaired persons. I am fighting it out with ICICI 
bank for oepning current account of my wife. Please send it on urgent basis.

with kind reards

Nirmal Verma
09311088660, 9335055960.


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2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..

Caution: The Reserve Bank of India never sends mails, SMSs or makes calls 
asking for personal information such as your bank account details, passwords, 
etc. It never keeps or offers funds to anyone. Please do not respond in any 
manner to such offers, however official or attractive they may look.

Notice: This email and any files transmitted with it are confidential and 
intended solely for the use of the individual or entity to whom they are 
addressed. If you are not the intended recipient, any dissemination, use, 
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e-mail message and/or attachments to it are strictly prohibited. If you have 
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and immediately and permanently delete the message and any attachments. The 
recipient should check this email and any attachments for the presence of 
viruses. The Reserve Bank of India  accepts no liability for any damage caused 
by any virus transmitted by this email.



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Re: [AI] Current account guidelines

2015-11-05 Thread Nirmal Verma
Hello Harish ji,

The Person from Bank say that they dont have any clear cut guideline from
ICICI bank to open current account of visually challenged person. They are
discussing it internally to get it done but I dont see much hope. Thats why
I asked for guidelines of different bank regarding curent account.

Nirmal

On 5 November 2015 at 14:58, Kotian, H P <hpkot...@rbi.org.in> wrote:

> Hi Nirmal
> In RBI guidelines they have used the text " to provide all banking
> services" this includes current account and you have to drill this point.
> There is no ambiguity at all to interpret differently.
>
> Harish Kotian
>
> -Original Message-
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On
> Behalf Of Nirmal Verma
> Sent: 05 November 2015 12:38
> To: accessindia; Himanshu Sahu; daisyforumofindia
> Subject: [AI] Current account guidelines
>
> Dear All
>
> This is an urgent call. I need guidelines followed by the banks while
> opening current accounts of visually impaired persons. I am fighting it out
> with ICICI bank for oepning current account of my wife. Please send it on
> urgent basis.
>
> with kind reards
>
> Nirmal Verma
> 09311088660, 9335055960.
>
>
> Register at the dedicated AccessIndia list for discussing accessibility of
> mobile phones / Tabs on:
>
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
>
>
> Search for old postings at:
> http://www.mail-archive.com/accessindia@accessindia.org.in/
>
> To unsubscribe send a message to
> accessindia-requ...@accessindia.org.in
> with the subject unsubscribe.
>
> To change your subscription to digest mode or make any other changes,
> please visit the list home page at
> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
>
>
> Disclaimer:
> 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>
> Caution: The Reserve Bank of India never sends mails, SMSs or makes calls
> asking for personal information such as your bank account details,
> passwords, etc. It never keeps or offers funds to anyone. Please do not
> respond in any manner to such offers, however official or attractive they
> may look.
>
> Notice: This email and any files transmitted with it are confidential and
> intended solely for the use of the individual or entity to whom they are
> addressed. If you are not the intended recipient, any dissemination, use,
> review, distribution, printing or copying of the information contained in
> this e-mail message and/or attachments to it are strictly prohibited. If
> you have received this email by error,  please notify us by return e-mail
> or telephone and immediately and permanently delete the message and any
> attachments. The recipient should check this email and any attachments for
> the presence of viruses. The Reserve Bank of India  accepts no liability
> for any damage caused by any virus transmitted by this email.
>
>
>
> Register at the dedicated AccessIndia list for discussing accessibility of
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>
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
>
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> Search for old postings at:
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> the person sending the mail and AI in no way relates itself to its veracity;
>
> 2. AI cannot be held liable for any commission/omission based on the mails
> sent through this mailing list..
>


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Re: [AI] Current account guidelines

2015-11-05 Thread Mukesh Sharma
Well, as far as ICICI bank is concerned, is one of most illiterate bank
among all private banks, they don't evnen know what all kind of Saving
account the bank offer, I had to give them the webpage address to get an
easy receive account opened. Once I was successful in fighting for that
account, opening a current account was just the matter of signing a lot of
nasty papers.





Thanks With Best Regards
Mukesh Sharma

On 5 November 2015 at 15:06, Nirmal Verma <nirmalkat...@gmail.com> wrote:

> Hello Harish ji,
>
> The Person from Bank say that they dont have any clear cut guideline from
> ICICI bank to open current account of visually challenged person. They are
> discussing it internally to get it done but I dont see much hope. Thats why
> I asked for guidelines of different bank regarding curent account.
>
> Nirmal
>
> On 5 November 2015 at 14:58, Kotian, H P <hpkot...@rbi.org.in> wrote:
>
> > Hi Nirmal
> > In RBI guidelines they have used the text " to provide all banking
> > services" this includes current account and you have to drill this point.
> > There is no ambiguity at all to interpret differently.
> >
> > Harish Kotian
> >
> > -Original Message-
> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On
> > Behalf Of Nirmal Verma
> > Sent: 05 November 2015 12:38
> > To: accessindia; Himanshu Sahu; daisyforumofindia
> > Subject: [AI] Current account guidelines
> >
> > Dear All
> >
> > This is an urgent call. I need guidelines followed by the banks while
> > opening current accounts of visually impaired persons. I am fighting it
> out
> > with ICICI bank for oepning current account of my wife. Please send it on
> > urgent basis.
> >
> > with kind reards
> >
> > Nirmal Verma
> > 09311088660, 9335055960.
> >
> >
> > Register at the dedicated AccessIndia list for discussing accessibility
> of
> > mobile phones / Tabs on:
> >
> >
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
> >
> >
> > Search for old postings at:
> > http://www.mail-archive.com/accessindia@accessindia.org.in/
> >
> > To unsubscribe send a message to
> > accessindia-requ...@accessindia.org.in
> > with the subject unsubscribe.
> >
> > To change your subscription to digest mode or make any other changes,
> > please visit the list home page at
> >
> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
> >
> >
> > Disclaimer:
> > 1. Contents of the mails, factual, or otherwise, reflect the thinking of
> > the person sending the mail and AI in no way relates itself to its
> veracity;
> >
> > 2. AI cannot be held liable for any commission/omission based on the
> mails
> > sent through this mailing list..
> >
> > Caution: The Reserve Bank of India never sends mails, SMSs or makes calls
> > asking for personal information such as your bank account details,
> > passwords, etc. It never keeps or offers funds to anyone. Please do not
> > respond in any manner to such offers, however official or attractive they
> > may look.
> >
> > Notice: This email and any files transmitted with it are confidential and
> > intended solely for the use of the individual or entity to whom they are
> > addressed. If you are not the intended recipient, any dissemination, use,
> > review, distribution, printing or copying of the information contained in
> > this e-mail message and/or attachments to it are strictly prohibited. If
> > you have received this email by error,  please notify us by return e-mail
> > or telephone and immediately and permanently delete the message and any
> > attachments. The recipient should check this email and any attachments
> for
> > the presence of viruses. The Reserve Bank of India  accepts no liability
> > for any damage caused by any virus transmitted by this email.
> >
> >
> >
> > Register at the dedicated AccessIndia list for discussing accessibility
> of
> > mobile phones / Tabs on:
> >
> >
> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in
> >
> >
> > Search for old postings at:
> > http://www.mail-archive.com/accessindia@accessindia.org.in/
> >
> > To unsubscribe send a message to
> > accessindia-requ...@accessindia.org.in
> > with the subject unsubscribe.
> >
> > To change your subscription to digest mode or make any other changes,
> > please visit the list home page at
> >
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Re: [AI] Current account guidelines

2015-11-04 Thread Asudani, Rajesh
I don't think there are any separate guidelines for current accounts of VI.
Extant RBI notification and IBA guidelines talk of all retail banking 
facilities which of course includes current accounts.


सादर / With thanks & Regards
राजेश आसुदानी Rajesh Asudani
सहायक महाप्रबन्धक AGM
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भारतीय रिजर्व बैंक Reserve Bank of India
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-Original Message-
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of 
Nirmal Verma
Sent: Thursday, November 05, 2015 12:38 PM
To: accessindia; Himanshu Sahu; daisyforumofindia
Subject: [AI] Current account guidelines

Dear All

This is an urgent call. I need guidelines followed by the banks while
opening current accounts of visually impaired persons. I am fighting it out
with ICICI bank for oepning current account of my wife. Please send it on
urgent basis.

with kind reards

Nirmal Verma
09311088660, 9335055960.


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[AI] Current account guidelines

2015-11-04 Thread Nirmal Verma
Dear All

This is an urgent call. I need guidelines followed by the banks while
opening current accounts of visually impaired persons. I am fighting it out
with ICICI bank for oepning current account of my wife. Please send it on
urgent basis.

with kind reards

Nirmal Verma
09311088660, 9335055960.


Register at the dedicated AccessIndia list for discussing accessibility of 
mobile phones / Tabs on:
http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in


Search for old postings at:
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Re: [AI] Current account guidelines

2015-11-04 Thread Amar Jain
RBI circulars have not differentiated between the savings and current
accounts for visually impaired. However, as a matter of practice, some
banks' deposit policies explicitly mention that any account may be
opened (except current account). SBI was one of them till the end of
2014. And as I check today, ICICI has the similar exception! And even
ICICI treats blind at par with illiterate.

Chandra Kochhar is your solution.
-- 
Amar Jain.
Website: www.amarjain.com



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