52 Ways To Perfect Health

2010-04-20 Thread Shenoy, Sheshagiri B
52 Ways To Perfect 
Health



1.   Drink eight glasses of water a day.

2.   Include two vegetables and one fruit in every meal.

3.   Begin each meal with a raw vegetable salad.

4.   Make a light snack of assorted sprouts.

5.   Start the day with a glass of warm water and a dash of lime.

6.   Use only fresh vegetables.

7.   Once a week have only fresh fruits until noon, make lunch the first 
meal of the day.

8.   Eat only freshly cooked meals, not refrigerated leftovers.

9.   Include one green vegetable and one yellow vegetable in every meal.

10.   Go on a juice fasta for a day. Start with vegetable juice, and sip fruit 
for lunch and dinner.

11.   Kick the old coffee habit. Have a glass of fresh fruit juice instead.

12.   Cut out all deep-fried foods from your diet.

13.   Cut down on high sugar products like soft drinks, ice-cream, candy and 
cookies in your diet.

14.   Never skip a meal, even if you are on a diet. Eat a fresh fruit or have 
vegetable juice instead.

15.   Avoid beverages like soda, coffee, colas and so on.

16.   Include high fibre foods plenty of fruits, vegetables and grains in 
planning your diet.

17.   Use salt in moderation

18.   Wash vegetables throughly in clean water before chopping.

19.   Stream or boil vegetables (rather than fry or saute.

20.   Retain peels of potato, cucumber, carrot and tomato while cooking.

21.   Do take a moment off to mentally list out the nutritional value of the 
food you are about to eat.

22.   Dont rush through your meals. Set aside enough time to appreciate, enjoy 
and digest your food.

23.   Make every meal an enjoyable experience. Set dishes out attractively and 
chew slowly to appreciate the full flavour of the foods you eat.

24.   Choose to be radiantly healthy. Keep yourself informed about the 
nutritive value of every food you buy.

25.   Shop for groceries yourself. Notice the look, feel and smell of fresh 
fruit and vegetables and enjoy their intrinsic goodness.

26.   Watch out for eating habits paired with emotional states, like reaching 
for a chocolate when you’re depressed. Resist the urge and eat fruit instead.

27.   Eat popcorn (rather than chips) while watching a movie.

28.   Sit at the table at meal times. Dont read the paper or review bills while 
eating.

29.   Make it a point to have dinner with the entire family at the table, and 
not in front of the TV.

30.   Eat just to the point of the fullness. Dont stuff yourself!

31.   Stop smoking.

32.   Restrict alcohol consumption.

33.   Get a good night sleep, every night.

34.   Enrol today in an exercise programme.

35.   Take a brisk, 20 minute invigorating walk each morning.

36.   Spend 10 minutes every morning and evening doing basic stretches.

37.   Do not use elevators when you can climb the stairs.

38.   Enrol in a TM programme today.

39.   Focus on your breathing. Take a deep breath, then exhale slowly. Repeat a 
couple of times a day.

40.   Learn to relax. Spend 20 minutes consciously relaxing each muscle of your 
body.

41.   Spend 20 minutes a day in silent meditation, prayer or contemplation.

42.   Learn the healing power of laughter. Watch a crazy movie, recall a joke 
or read a funny book and laugh out loud.

43.   Tap the powers of your sub-conscious. Relax your body for 20 minutes and 
project the Perfect You on your mind screen.

44.   Balance your lifestyle. Devote equal time each week to work and fun.

45.   Join kids in a sports activity and rediscover the joys of childhood.

46.   Do keep in touch with friends. Call up or visit them and be at peace with 
the world.

47.   Enrol in an activity (like dancing, swimming or roller skating…) you 
never indulged in because you were afraid of “what people might say.

48.   Forgive someone who you think has done you wrong and cleanse your spirit 
of rancour.

49.   Do a nice turn to someone you dont know too well, but who could do with a 
friend.

50.   Spend a quiet half-hour chatting with your family.

51.   Listen to soothing music for 15 minutes at least each day.

52.   Read a great book once a week.


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Important - Cheque Alterations, RBI Circular

2010-04-20 Thread Shenoy Investment & Fin. Cons. Pvt. Ltd




P Save Paper - Do you really need to print this e-mail





Important Message regarding alterations on Cheque leaf 


We have received RBI guidelines by virtue of which Banks are supposed 
to prohibit alterations / corrections on the cheque leaf. 

As per RBI Circular - DPSS.CO.CHD.No. 1832/01.07.05/2009-10 dated 22nd 
February 2010. 

Prohibiting alterations / corrections on cheques : 

No changes / corrections should be carried out on the cheques (other 
than for date validation purposes, if required). For any change in the payee's 
name, courtesy amount (amount in figures) or legal amount (amount in words), 
etc., fresh cheque forms should be used by customers. This would help banks to 
identify and control fraudulent alterations. 

Based on the above guidelines branch / clearing teams can return 
cheques which have any alteration in the 

·   Payee Name 

·   Amount in numbers 

·   Amount in words 

The only alteration which is allowed is the alteration in the date.

The above change will be incorporated by change in the Terms and 
Conditions on the chequebook.
 

 


With Best Regards
SHENOY INVESTMENT AND FINANCIAL
CONSULTANTS PRIVATE LIMITED
11-A, KASHI NIKETAN, 2ND ROAD, 
CHEMBUR, MUMBAI - 400 071
 
TEL : 6797 3433 / 2521 2111
EMAIL : shifc...@gmail.com
  shifc...@mtnl.net.in

Dealing in Mutual Funds, General & Life Insurance Products, Post Office 
Schemes, Fixed Deposits, I.P.Os., and  Capital Gains Bonds

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Puzzle for the day

2010-04-20 Thread Shenoy, Sheshagiri B

Mr. Lal was having an early walk. He had just crossed a bridge when he saw a 
crowd of people. Rushing to them, he found that they were crowding around a 
dead woman. Lal was a famous detective. He took the case and started his 
investigation. The woman seemed to have come for an early walk, too. Seeing her 
handbag lying nearby, Lal ruffled through it and found what he wanted - her 
identity card. Her name was Lakshmi, and her house was about a ten minute drive 
away. Her number was also written on her card. Lal phoned the given number.

"Is this Lakshmi's residence?"
"Yes. And I am her husband. What do you want?"
"Sir, your wife is dead."
"What! No way!"
"Sir, come here quickly."

About ten minutes later, a car pulled up. The husband got down, and on seeing 
the woman, rushed to her and started crying. Lal was about to console him when 
something flashed in his mind. He quickly had the husband arrested. Can you 
tell why..?http://groups.yahoo.com/group/r_e_a_c_h_o_u_t/join>























































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ok thanks

2010-04-20 Thread ramy darwish
i will reaply on your mail here

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Ramy Darwish

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22 Reasons to go VEGETARIAN..

2010-04-20 Thread Shenoy, Sheshagiri B











22 Reasons to go VEGETARIAN  
!


Vegetarian food is easy to digest
Consider making this healthy choice as one of your new year's resolutions. ..
Stacks of studies confirm that a diet full of fresh fruits and vegetables and 
grains is your best bet for living a longer, healthier and more enjoyable life. 
There are literally hundreds of great reasons to switch to a plant-based diet; 
here are 22 of the best:

1You'll live a lot longer.
Vegetarians live about seven years longer, and vegans (who eat no animal 
products) about 15 years longer than meat eaters, according to a study from 
Loma Linda University. These findings are backed up by the China Health Project 
(the largest population study on diet and health to date), which found that 
Chinese people who eat the least amount of fat and animal products have the 
lowest risks of cancer, heart attack and other chronic degenerative diseases.

2You'll save your heart. Cardiovascular disease is still the

number one killer in the United States, and the standard American diet (SAD) 
that's laden with saturated fat and cholesterol from meat and dairy is largely 
to blame. Plus, produce contains no saturated fat or cholesterol. Incidentally, 
cholesterol levels for vegetarians are 14 percent lower than meat eaters.

3You can put more money in your mutual fund.
Replacing meat, chicken and fish with vegetables and fruits is estimated to cut 
food bills.

4You'll reduce your risk of cancer.
Studies done at the German Cancer Research Center in Heidelberg suggest that 
this is because vegetarians' immune systems are more effective in killing off 
tumour cells than meat eaters'. Studies have also found a plantbased diet helps 
protect against prostate, colon and skin cancers.

5You'll add color to your plate.
Meat, chicken and fish tend to come in boring shades of brown and beige, but 
fruits and vegetables come in all colours of the rainbow. Diseasefighting 
phytochemicals are responsible for giving produce their rich, varied hues. So 
cooking by colour is a good way to ensure you re eating a variety of naturally 
occurring substances that boost immunity and prevent a range of illnesses.

6You'll fit into your old jeans.
On average, vegetarians are slimmer than meat eaters, and when we diet, we keep 
the weight off up to seven years longer. That's because diets that are higher 
in vegetable proteins are much lower in fat and calories than the SAD. 
Vegetarians are also less likely to fall victim to weight-related disorders 
like heart disease, stroke and diabetes.

7You'll give your body a spring cleaning.
Giving up meat helps purge the body of toxins (pesticides, environmental 
pollutants, preservatives) that overload our systems and cause illness. When 
people begin formal detoxification programs, their first step is to replace 
meats and dairy products with fruits and vegetables and juices.

8You'll make a strong political statement.
It's a wonderful thing to be able to finish a delicious meal, knowing that no 
beings have suffered to make it..

9Your meals will taste delicious.

Vegetables are endlessly interesting to cook and a joy to eat. It's an 
ever-changing parade of flavours and colors and textures and tastes.

10You'll help reduce waste and air pollution.
Livestock farms creates phenomenal amounts of waste. The tons of manure, a 
substance that's rated by the Environmental Protection Agency (EPA) as a top 
pollutants. And that's not even counting the methane gas released by goats, 
pigs and poultry (which contributes to the greenhouse effect); the ammonia 
gases from urine; poison gases that emanate from manure lagoons; toxic 
chemicals from pesticides; and exhaust from farm equipment used to raise feed 
for animals.


11   Your bones will last longer.
The average bone loss for a vegetarian woman at age 65 is 18 percent; for 
non-vegetarian women, it's double that. Researchers attribute this to the 
consumption of excess protein. Excess protein interferes with the absorption 
and retention of calcium and actually prompts the body to excrete calcium, 
laying the ground for the brittle bone disease osteoporosis. Animal proteins, 
including milk, make the blood acidic, and to balance that condition, the body 
pulls calcium from bones. So rather than rely on milk for calcium, vegetarians 
turn to dark green leafy vegetables, such as broccoli and legumes, which, 
calorie for calorie, are superior sources.

12  You'll help reduce famine.
It takes 15 pounds of feed to get one pound of meat. But if the grain were 
given directly to people, there'd be enough food to feed the entire planet. In 
addition, using land for animal agriculture is inefficient in terms of 
maximizing food production. According to the journal Soil and Water, one acre 
of land could produce 50,000 pounds of tomatoes, 40,000 pounds of potatoes, 
30,