Re: [Chat] recommendations for someone to clean my home?

2011-07-09 Thread langwidge


Melissa, 



I have a wonderful woman who comes every two weeks. 



Her name is Dorota.  



Her email address: mroczkows...@verizon.net 





Christine Gray 



- Original Message -


From: macn...@gmail.com 
To: chat@charlesvillage.info 
Sent: Friday, July 8, 2011 2:53:54 PM 
Subject: [Chat] recommendations for someone to clean my home? 


Now that a torturously long renovation is finally  (mostly) done, I'm eager to 
find someone reliable for homecleaning every two weeks or so. I'd probably 
prefer an individual, but will go with a service, if need be.  Anyone got a 
housecleaner that they think does a great job and has time open to take on 
another house? 
  
Melissa B 
  
  
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Re: [Chat] waverly crabs

2011-07-09 Thread weinsteinm
Just to follow up on this, we had the 68s last night from Waverly Crabs, and 
everyone thought they were outstanding.  They were big, with great flavor  
texture, properly seasoned with Old Bay, really delicious.  They were not from 
the Chesapeake Bay, however, but rather somewhere further south along the 
Atlantic seaboard I think they said, maybe the Carolinas.  


-Matthew


-Original Message-
From: langwi...@comcast.net
To: The Charles Village Chat List chat@charlesvillage.info
Sent: Sat, Jul 2, 2011 10:20 pm
Subject: Re: [Chat] crabs



Emil and Kathleen,
 
Waverly sounds like a good place; I hadn't considered it.
 
 
Thank you,
 
Christine 
 
 


 



From: Kathleen Hruska kshru...@mac.com
To: The Charles Village Chat List chat@charlesvillage.info
Cc: Unknown Chat chat@charlesvillage.info
Sent: Saturday, July 2, 2011 3:30:51 PM
Subject: Re: [Chat] crabs


We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair.


On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote:




Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday?
 
What is Sterling's on 29th like?
 
 
Christine 


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[Chat] crabs

2011-07-09 Thread langwidge


Matthew, 

  

what are 68s? 

  

I ended up going to Conrad's, which is at Joppa and Loch Raven. 

  

The crabs and the entire place were wonderful. 

  

But $72 for a dozen extra- large males!!!?? 

  

the place sells softshells, crabmeat, crab soups, all kinds of fresh fish. 

  

The store catches its own crabs and crab items from the Chesapeake Bay. 





Christine 



- Original Message -




From: weinste...@aol.com 
To: chat@charlesvillage.info 
Sent: Saturday, July 9, 2011 10:06:01 AM 
Subject: Re: [Chat] waverly crabs 

Just to follow up on this, we had the 68s last night from Waverly Crabs, and 
everyone thought they were outstanding.  They were big, with great flavor  
texture, properly seasoned with Old Bay, really delicious.  They were not from 
the Chesapeake Bay, however, but rather somewhere further south along the 
Atlantic seaboard I think they said, maybe the Carolinas.   


-Matthew 


-Original Message- 
From: langwi...@comcast.net 
To: The Charles Village Chat List chat@charlesvillage.info 
Sent: Sat, Jul 2, 2011 10:20 pm 
Subject: Re: [Chat] crabs 




Emil and Kathleen, 
  
Waverly sounds like a good place; I hadn't considered it. 
  
  
Thank you, 
  
Christine 
  
  


  
- Original Message -


From: Kathleen Hruska  kshru...@mac.com  
To: The Charles Village Chat List  chat@charlesvillage.info  
Cc: Unknown Chat  chat@charlesvillage.info  
Sent: Saturday, July 2, 2011 3:30:51 PM 
Subject: Re: [Chat] crabs 


We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair. 


On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote: 







Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday? 
  
What is Sterling's on 29th like? 
  
  
Christine 

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-Matthew 


-Original Message- 
From: langwi...@comcast.net 
To: The Charles Village Chat List chat@charlesvillage.info 
Sent: Sat, Jul 2, 2011 10:20 pm 
Subject: Re: [Chat] crabs 




Emil and Kathleen, 
  
Waverly sounds like a good place; I hadn't considered it. 
  
  
Thank you, 
  
Christine 
  
  


  
- Original Message -


From: Kathleen Hruska  kshru...@mac.com  
To: The Charles Village Chat List  chat@charlesvillage.info  
Cc: Unknown Chat  chat@charlesvillage.info  
Sent: Saturday, July 2, 2011 3:30:51 PM 
Subject: Re: [Chat] crabs 


We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair. 


On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote: 







Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday? 
  
What is Sterling's on 29th like? 
  
  
Christine 

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Re: [Chat] crabs

2011-07-09 Thread weinsteinm
Oh, I just meant that was the price for their crabs, $68/dozen. It's a lot 
higher than it used to be, but I guess that's the not-so-hidden cost of the 
decline of the Chesapeake Bay...



-Original Message-
From: langwi...@comcast.net
To: The Charles Village Chat List chat@charlesvillage.info
Sent: Sat, Jul 9, 2011 11:19 am
Subject: [Chat] crabs



#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba td{color: black;} 
#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba p { margin: 0; }Matthew,

what are 68s?

I ended up going to Conrad's, which is at Joppa and Loch Raven.

The crabs and the entire place were wonderful.

But $72 for a dozen extra-large males!!!??

the place sells softshells, crabmeat, crab soups, all kinds of fresh fish.

The store catches its own crabs and crab items from the Chesapeake Bay.

Christine



From: weinste...@aol.com
To: chat@charlesvillage.info
Sent: Saturday, July 9, 2011 10:06:01 AM
Subject: Re: [Chat] waverly crabs

Just to follow up on this, we had the 68s last night from Waverly Crabs, and 
everyone thought they were outstanding. They were big, with great flavor  
texture, properly seasoned with Old Bay, really delicious. They were not from 
the Chesapeake Bay, however, but rather somewhere further south along the 
Atlantic seaboard I think they said, maybe the Carolinas. 

-Matthew

-Original Message-
From: langwi...@comcast.net
To: The Charles Village Chat List chat@charlesvillage.info
Sent: Sat, Jul 2, 2011 10:20 pm
Subject: Re: [Chat] crabs

#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba td{color: black;} 
#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba 
#AOLMsgPart_3_1f728a65-c76b-4d5f-9397-745c6c181daf td{color: black;} 
#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba 
#AOLMsgPart_3_1f728a65-c76b-4d5f-9397-745c6c181daf p { margin: 0; }

Emil and Kathleen,

Waverlysounds likea good place; I hadn'tconsidered it.

Thank you,

Christine 



From: Kathleen Hruska kshru...@mac.com
To: The Charles Village Chat List chat@charlesvillage.info
Cc: Unknown Chat chat@charlesvillage.info
Sent: Saturday, July 2, 2011 3:30:51 PM
Subject: Re: [Chat] crabs

We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair.

On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote:

Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday?

What is Sterling's on 29th like?

Christine 

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#AOLMsgPart_3_065b2f73-a786-446e-bd36-49ac513c06ba 
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Re: [Chat] crabs

2011-07-09 Thread langwidge


I hear that this year is going to be unusually good for crabs. 

  



  

- Original Message -




From: weinste...@aol.com 
To: chat@charlesvillage.info 
Sent: Saturday, July 9, 2011 11:29:33 AM 
Subject: Re: [Chat] crabs 

Oh, I just meant that was the price for their crabs, $68/dozen. It's a lot 
higher than it used to be, but I guess that's the not-so-hidden cost of the 
decline of the Chesapeake Bay... 



-Original Message- 
From: langwi...@comcast.net 
To: The Charles Village Chat List 
Sent: Sat, Jul 9, 2011 11:19 am 
Subject: [Chat] crabs 






Matthew, 

  

what are 68s? 

  

I ended up going to Conrad's, which is at Joppa and Loch Raven. 

  

The crabs and the entire place were wonderful. 

  

But $72 for a dozen extra-large males!!!?? 

  

the place sells softshells, crabmeat, crab soups, all kinds of fresh fish. 

  

The store catches its own crabs and crab items from the Chesapeake Bay. 

  

  

Christine 



- Original Message -




From: weinste...@aol.com 
To: chat@charlesvillage.info 
Sent: Saturday, July 9, 2011 10:06:01 AM 
Subject: Re: [Chat] waverly crabs 

Just to follow up on this, we had the 68s last night from Waverly Crabs, and 
everyone thought they were outstanding.  They were big, with great flavor  
texture, properly seasoned with Old Bay, really delicious.  They were not from 
the Chesapeake Bay, however, but rather somewhere further south along the 
Atlantic seaboard I think they said, maybe the Carolinas.   


-Matthew 


-Original Message- 
From: langwi...@comcast.net 
To: The Charles Village Chat List  chat@charlesvillage.info  
Sent: Sat, Jul 2, 2011 10:20 pm 
Subject: Re: [Chat] crabs 




Emil and Kathleen, 
  
Waverly sounds like a good place; I hadn't considered it. 
  
  
Thank you, 
  
Christine 
  
  


  
- Original Message -


From: Kathleen Hruska  kshru...@mac.com  
To: The Charles Village Chat List  chat@charlesvillage.info  
Cc: Unknown Chat  chat@charlesvillage.info  
Sent: Saturday, July 2, 2011 3:30:51 PM 
Subject: Re: [Chat] crabs 


We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair. 


On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote: 







Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday? 
  
What is Sterling's on 29th like? 
  
  
Christine 

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-Matthew 


-Original Message- 
From: langwi...@comcast.net 
To: The Charles Village Chat List  chat@charlesvillage.info  
Sent: Sat, Jul 2, 2011 10:20 pm 
Subject: Re: [Chat] crabs 




Emil and Kathleen, 
  
Waverly sounds like a good place; I hadn't considered it. 
  
  
Thank you, 
  
Christine 
  
  


  
- Original Message -


From: Kathleen Hruska  kshru...@mac.com  
To: The Charles Village Chat List  chat@charlesvillage.info  
Cc: Unknown Chat  chat@charlesvillage.info  
Sent: Saturday, July 2, 2011 3:30:51 PM 
Subject: Re: [Chat] crabs 


We get crabs at Waverly Crabs on Greenmount Ave every year for the Abell 
Community Street Fair. 


On Jul 01, 2011, at 05:13 PM, langwi...@comcast.net wrote: 







Can anyone recommend a place near CV to get about a dozen steamed crabs to go 
on Monday? 
  
What is Sterling's on 29th like? 
  
  
Christine 

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Re: [Chat] prop taxhe 'homes

2011-07-09 Thread jberlin
 how depressing. seems like the name is a bit of a misnomer. credit= 
more money for me, not less.


On 07/08/2011 02:13 PM, Joshua Fruhlinger wrote:

If you're getting a homestead tax credit, your tax can only go up a little bit 
every year (I think 3 percent) as long as you stay in your home.  But it will 
go up that amount until it hits the amount you'd pay without the credit.  After 
the housing bubble in the mid-'00s a lot of property's assessed values went up 
so fast that people with the tax credit never caught up.

For instance:

Say in 2006 the assessment of your house doubled from 100K to 200K.  Your 
theoretical tax would go from $2,268 to $4,356. But because of the homestead 
tax credit, your actual tax can't go up more than 3 percent a year.  So in 2006 
you'd owe $2,336, in '08 $2,406, and in '09 $2,478.
Then in 2009 they reassess your value down, from 200K to 150K.  Now your 
theoretical tax drops from $4,356 to $3,402.  But because of the homestead tax, 
you aren't paying anywhere near even that reduced amount.  So the tax you 
actually pay in practice in 2010 is still a three precent increase -- $2,552. 
Your actual tax bill would only go down if your house lost a lot more value -- 
if it were assessed at less than $112,500 or so, with these numbers.

jf


On Jul 8, 2011, at 1:59 PM, jberlin wrote:


Have many people received property tax bills higher than last year even with 
the lower property assessment?

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Re: [Chat] prop tax

2011-07-09 Thread Joshua Fruhlinger
Right, but because of the tax credit you were probably never paying the full 
tax on that 116k.  That's the credit part.

jf
On Jul 9, 2011, at 1:31 PM, jberlin jdy...@verizon.net wrote:

 i appreciate everyone's response. However I still don't get it. It sounds as 
 if I am still paying the tax for last years assessment and then some. 3 years 
 ago my assessment was 116k. It went up to 133k. Now it is back down to 116k. 
 Yet I'm paying more than the previous yrs.
 
 On 07/08/2011 05:52 PM, Stephen J Gewirtz wrote:
 Joshua is right about how the  taxes work.  Under the homestead tax law, if 
 your home is owned by you and is your principal residence, your effective 
 assessment (what you actually pay taxes on) can go up by no more than 10% 
 per year compounded.  The 10% figure is used for state tax purposes (if you 
 look at your bill, you will see that it shows both a City tax and a State 
 tax).  And the counties and Baltimore City are allowed to use the 10% figure 
 or to adopt a lower figure -- Baltimore City uses a 4% figure -- for local 
 tax purposes.
 
 If you look at your tax bill, it shows a State tax rate of 0.112% and a City 
 tax rate of 2.268% of the assessed value of your house, and it gives the 
 State and City taxes based on your assessment and based on those rates, as 
 well as a total tax.  Those two numbers will be a lot less than they were 
 last year because of the lower assessments.  Those numbers reflect what you 
 would pay if there were no homestead tax credit.
 
 The next two lines on the bill are a State assessment credit and a City 
 assessment credit.  Those lines represent how much you are saving because of 
 the homestead tax credit.  And the line after that is the net tax amount, 
 which is how much you have to pay if you pay in August or September (you get 
 your tax reduced by one half percent if you pay in July).
 
 Let me take my own house as an example.  Six years ago, my house was 
 assessed a little bit more than $83K.  Three years ago, it was assessed for 
 a little bit more than $255K, i.e. it a little bit more than tripled.  This 
 year, it was assessed for a little bit more than $178K.
 
 So, six years ago, five years ago, and 4 years ago, I paid a tax on $83K of 
 assessment (actually, I paid less than that. because the $83K was an 
 increase over the previous assessment, and that increase was phased in over 
 3 years).  Then, three years ago, I paid an actual State tax based on an 
 assessment of $83K * 1.10 and a City tax based 

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Re: [Chat] prop tax

2011-07-09 Thread Stephen J Gewirtz

Judy,

Think of it this way:  Three years ago, thanks to the homestead tax 
credit, my tax was about $2000.  And over the following three years, it 
went up by about $100 per year, so this year it is about $2300.


Without the homestead tax credit, my tax last year would have been about 
$6000.  Instead, it was about $2200.  And this year, it would have been 
about $4250.  Instead, it is about $2300.


The point is that your tax goes up by slightly more than 4% per year 
(City tax goes up by 4%, and State tax, which is much smaller, goes up 
by 10%) until it reaches the amount the tax would be without the 
homestead tax credit.


In your case, it may be that your assessment was much lower than 116K 
nine years ago, and in going up a little more than 4%  each year, your 
tax still has not caught up with your 116K assessment.


Your bill shows what you would pay without the homestead tax credit, and 
it shows how much the homestead tax credit is saving you (shown on the 
bill as City assessment credit and State assessment credit).  Be glad 
you are getting some sort of break on your taxes.


And feel sorry for those who have bought houses in the last several 
years.  If they bought their houses at the height of the real estate 
bubble, they not only paid too much but they were assessed and taxed 
based on on what they paid.  This year, their taxes are down, but they 
are still paying a lot more than we are.


Steve

On 7/9/2011 1:31 PM, jberlin wrote:
 i appreciate everyone's response. However I still don't get it. It 
sounds as if I am still paying the tax for last years assessment and 
then some. 3 years ago my assessment was 116k. It went up to 133k. Now 
it is back down to 116k. Yet I'm paying more than the previous yrs.


On 07/08/2011 05:52 PM, Stephen J Gewirtz wrote:
Joshua is right about how the  taxes work.  Under the homestead tax 
law, if your home is owned by you and is your principal residence, 
your effective assessment (what you actually pay taxes on) can go up 
by no more than 10% per year compounded.  The 10% figure is used for 
state tax purposes (if you look at your bill, you will see that it 
shows both a City tax and a State tax).  And the counties and 
Baltimore City are allowed to use the 10% figure or to adopt a lower 
figure -- Baltimore City uses a 4% figure -- for local tax purposes.


If you look at your tax bill, it shows a State tax rate of 0.112% and 
a City tax rate of 2.268% of the assessed value of your house, and it 
gives the State and City taxes based on your assessment and based on 
those rates, as well as a total tax.  Those two numbers will be a lot 
less than they were last year because of the lower assessments.  
Those numbers reflect what you would pay if there were no homestead 
tax credit.


The next two lines on the bill are a State assessment credit and a 
City assessment credit.  Those lines represent how much you are 
saving because of the homestead tax credit.  And the line after that 
is the net tax amount, which is how much you have to pay if you pay 
in August or September (you get your tax reduced by one half percent 
if you pay in July).


Let me take my own house as an example.  Six years ago, my house was 
assessed a little bit more than $83K.  Three years ago, it was 
assessed for a little bit more than $255K, i.e. it a little bit more 
than tripled.  This year, it was assessed for a little bit more than 
$178K.


So, six years ago, five years ago, and 4 years ago, I paid a tax on 
$83K of assessment (actually, I paid less than that. because the $83K 
was an increase over the previous assessment, and that increase was 
phased in over 3 years).  Then, three years ago, I paid an actual 
State tax based on an assessment of $83K * 1.10 and a City tax based 
on an assessment of $83K * 1.04.  And I paid an actual tax that went 
up similarly each of the following two years.  So last year, my 
actual State tax was based on an assessment of $83K * 1.10^3 =. $83K 
* 1.331, and my actual City tax was based on an assessment of $83K * 
1.04^3 = $83K * 1.124864.  These figures were way below the actual 
assessment of $255K (actually, that $255K was phased in over 3 years, 
but the phase-in did not affect the actual tax)


For this year, my assessment went down to $178K (and an assessment 
decrease takes effect immediately rather than being phased in over 3 
years as an increase would be).  But my actual State tax is based on 
an assessment of $83K * 1.10^4 = $83K * 1.4641 = $121,520, which is 
much less than the actual assessment of $178K.  And my actual City 
tax is based on an assessment of $83K * 1.04^4 =. $83K * 1.17 = $97K, 
which is also much lower lower than the actual assessment of $178K.  
The difference between a tax based on the actual assessment and the 
tax based on having the effective assessment go up each year by no 
more than 10% for State tax purposes and by no more than 4% for City 
tax purposes is the homestead tax credit shown on the bill as 

Re: [Chat] recommendations for someone to clean my home?

2011-07-09 Thread Kate Khatib
Hey folks: I'd humbly recommend Lanie Thomas, who actually lives in the 
apartment upstairs in Saint John's Church/2640, and is a Red Emma's collective 
member. She's very thorough, and super pleasant, and her rates are reasonable, 
and she supports her adorable 2 year old daughter partially through her 
cleaning work. Her email is lanie.proje...@gmail.com.

Cheers,
Kate (from 2640)

On Fri, Jul 08, 2011 at 02:53:54PM -0400, macn...@gmail.com wrote:
 Now that a torturously long renovation is finally  (mostly) done, I'm eager
 to find someone reliable for homecleaning every two weeks or so. I'd
 probably prefer an individual, but will go with a service, if need be.
 Anyone got a housecleaner that they think does a great job and has time open
 to take on another house?
 
 Melissa B

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-- 
kate khatib
the humanities center | johns hopkins university
red emma's bookstore coffeehouse | baltimore's infoshop
email: k...@manifestor.org  mobile: 443-801-8638
.
the time has come to show the door to the insufferable quibblers
and toadies who bore us to tears with versified exegeses of their own
contemptible worthlessness
. franklin rosemont

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