Re: [Coworking] HELP! liability insurance:(
We just make sure they've signed our agreement. I'm under the impression if they agree and don't have it and something happens they are just personally liable... -- Andy Stratton Web / Developer / Designer 443-623-6835 On Tue, Jul 26, 2011 at 4:15 PM, Julie Scanlon wrote: > Thank you for the quick responses!To clarify, the landlord is right?? > How do you handle day use/ drop ins? > > Julie > 949.682.9141 > > > On Tue, Jul 26, 2011 at 1:06 PM, Alex Hillman < > dangerouslyawes...@gmail.com> wrote: > >> Same as others have recommended in Philly. >> >> I highly recommend The Hartford, have sent many to our agent. They "get" >> us and our needs, and will help you navigate the local/landlord >> requirements. >> >> Preston-Patterson Co., Inc. >> P.O. Box 244 >> Conshohocken, PA 19428 >> Phone: (610) 834-0090, ext. 101 >> >> Ask for Stuart, tell him Independents Hall in Philly sent you. >> >> -Alex >> /ah >> indyhall.org >> coworking in philadelphia >> >> >> >> On Tue, Jul 26, 2011 at 4:01 PM, Chad Ballantyne < >> c...@thecreativespace.ca> wrote: >> >>> Same here at The Creative Space Canada. Members have to have their own >>> insurance - all we have to do is carry liability for the space. >>> >>> Chad >>> >>> On 2011-07-26, at 3:59 PM, Andy Stratton wrote: >>> >>> We do not have sub-leasees, we have members. Our membership agreement >>> states (very much inspired by Beehive Baltimore's) states each member is >>> responsible for providing their own liability insurance. >>> >>> I have liability insurance as the Leasee, which I got through an Ohio >>> underwriting firm. Ohio Casualty is the name I believe...but a brokerage >>> firm here did it. As a freelancer/small business I have $1M in general >>> liability that's less than $300/year. It's something members should have >>> anyway; and I'd technically require it to cover your butt. >>> >>> Ours was a little under $800 for the year, which still wasn't bad and >>> covers more than $1M and covers other costs if something goes crazy (flood, >>> etc.). Luckily our landlord is very lax and just didn't pay much attention, >>> we got a good deal and I think he mainly just doesn't want to be bothered. >>> >>> Hope this helps, http://www.ohiocasualty-ins.com/ >>> >>> Doesn't look like they do CA but maybe they could point you to an arm of >>> Libery Mutual Group that does? (or another vendor)... >>> >>> -- >>> Andy Stratton >>> Web / Developer / Designer >>> 443-623-6835 >>> >>> >>> On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon >> > wrote: >>> How did you manage insurance coverage for landlords? We are just at the last point of negotiation for the space we are leasing, they are insisting on language saying that "Leasee and all members shall obtain and keep in force a Commercial General Liability policy protecting Lessee and Lessor..."I think if i had to require this insurance we would only be sub-lessors to full blown businesses - that would be pointless. How can we have this work? I have a general liability policy. My lawyer and I are creating the membership agreements that will have more assurances regarding liability protection. He said my agreements must include a waiver of liability, with the member agreeing to hold harmless language similar to that of a gym membership for short term clients, and if they are long term they will have to provide certificates for business insurance coverage. I am in Orange County Ca. Any ideas? Thank you! Julie Collab Space, Costa Mesa CA -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en. >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >>> >>> Chad Ballantyne >>> The Creative Space Director >>> >>> (705) 252-2423 >>> www.thecreativespace.ca >>> >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send
Re: [Coworking] HELP! liability insurance:(
Every landlord has their own requirements. Yours may not yet have taken the time to understand your business. I'd try to explain to them how things work - if they don't "get it', they might not be the right landlords for you. If that's the case, this could be a blessing in disguise, since their mismatched expectations of you and your business are likely rear their ugly head later on. -Alex /ah indyhall.org coworking in philadelphia On Tue, Jul 26, 2011 at 4:15 PM, Julie Scanlon wrote: > Thank you for the quick responses!To clarify, the landlord is right?? > How do you handle day use/ drop ins? > > Julie > 949.682.9141 > > > > On Tue, Jul 26, 2011 at 1:06 PM, Alex Hillman < > dangerouslyawes...@gmail.com> wrote: > >> Same as others have recommended in Philly. >> >> I highly recommend The Hartford, have sent many to our agent. They "get" >> us and our needs, and will help you navigate the local/landlord >> requirements. >> >> Preston-Patterson Co., Inc. >> P.O. Box 244 >> Conshohocken, PA 19428 >> Phone: (610) 834-0090, ext. 101 >> >> Ask for Stuart, tell him Independents Hall in Philly sent you. >> >> -Alex >> /ah >> indyhall.org >> coworking in philadelphia >> >> >> >> On Tue, Jul 26, 2011 at 4:01 PM, Chad Ballantyne < >> c...@thecreativespace.ca> wrote: >> >>> Same here at The Creative Space Canada. Members have to have their own >>> insurance - all we have to do is carry liability for the space. >>> >>> Chad >>> >>> On 2011-07-26, at 3:59 PM, Andy Stratton wrote: >>> >>> We do not have sub-leasees, we have members. Our membership agreement >>> states (very much inspired by Beehive Baltimore's) states each member is >>> responsible for providing their own liability insurance. >>> >>> I have liability insurance as the Leasee, which I got through an Ohio >>> underwriting firm. Ohio Casualty is the name I believe...but a brokerage >>> firm here did it. As a freelancer/small business I have $1M in general >>> liability that's less than $300/year. It's something members should have >>> anyway; and I'd technically require it to cover your butt. >>> >>> Ours was a little under $800 for the year, which still wasn't bad and >>> covers more than $1M and covers other costs if something goes crazy (flood, >>> etc.). Luckily our landlord is very lax and just didn't pay much attention, >>> we got a good deal and I think he mainly just doesn't want to be bothered. >>> >>> Hope this helps, http://www.ohiocasualty-ins.com/ >>> >>> Doesn't look like they do CA but maybe they could point you to an arm of >>> Libery Mutual Group that does? (or another vendor)... >>> >>> -- >>> Andy Stratton >>> Web / Developer / Designer >>> 443-623-6835 >>> >>> >>> On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon >> > wrote: >>> How did you manage insurance coverage for landlords? We are just at the last point of negotiation for the space we are leasing, they are insisting on language saying that "Leasee and all members shall obtain and keep in force a Commercial General Liability policy protecting Lessee and Lessor..."I think if i had to require this insurance we would only be sub-lessors to full blown businesses - that would be pointless. How can we have this work? I have a general liability policy. My lawyer and I are creating the membership agreements that will have more assurances regarding liability protection. He said my agreements must include a waiver of liability, with the member agreeing to hold harmless language similar to that of a gym membership for short term clients, and if they are long term they will have to provide certificates for business insurance coverage. I am in Orange County Ca. Any ideas? Thank you! Julie Collab Space, Costa Mesa CA -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en. >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >>> >>> Chad Ballantyne >>> The Creative Space Director >>> >>> (705) 252-2423 >>> www.thecreativespace.ca >>> >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more opti
Re: [Coworking] HELP! liability insurance:(
Thank you for the quick responses!To clarify, the landlord is right?? How do you handle day use/ drop ins? Julie 949.682.9141 On Tue, Jul 26, 2011 at 1:06 PM, Alex Hillman wrote: > Same as others have recommended in Philly. > > I highly recommend The Hartford, have sent many to our agent. They "get" us > and our needs, and will help you navigate the local/landlord requirements. > > Preston-Patterson Co., Inc. > P.O. Box 244 > Conshohocken, PA 19428 > Phone: (610) 834-0090, ext. 101 > > Ask for Stuart, tell him Independents Hall in Philly sent you. > > -Alex > /ah > indyhall.org > coworking in philadelphia > > > > On Tue, Jul 26, 2011 at 4:01 PM, Chad Ballantyne > wrote: > >> Same here at The Creative Space Canada. Members have to have their own >> insurance - all we have to do is carry liability for the space. >> >> Chad >> >> On 2011-07-26, at 3:59 PM, Andy Stratton wrote: >> >> We do not have sub-leasees, we have members. Our membership agreement >> states (very much inspired by Beehive Baltimore's) states each member is >> responsible for providing their own liability insurance. >> >> I have liability insurance as the Leasee, which I got through an Ohio >> underwriting firm. Ohio Casualty is the name I believe...but a brokerage >> firm here did it. As a freelancer/small business I have $1M in general >> liability that's less than $300/year. It's something members should have >> anyway; and I'd technically require it to cover your butt. >> >> Ours was a little under $800 for the year, which still wasn't bad and >> covers more than $1M and covers other costs if something goes crazy (flood, >> etc.). Luckily our landlord is very lax and just didn't pay much attention, >> we got a good deal and I think he mainly just doesn't want to be bothered. >> >> Hope this helps, http://www.ohiocasualty-ins.com/ >> >> Doesn't look like they do CA but maybe they could point you to an arm of >> Libery Mutual Group that does? (or another vendor)... >> >> -- >> Andy Stratton >> Web / Developer / Designer >> 443-623-6835 >> >> >> On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon >> wrote: >> >>> How did you manage insurance coverage for landlords? >>> >>> We are just at the last point of negotiation for the space we are >>> leasing, they are insisting on language saying that "Leasee and all members >>> shall obtain and keep in force a Commercial General Liability policy >>> protecting Lessee and Lessor..."I think if i had to require this >>> insurance we would only be sub-lessors to full blown businesses - that would >>> be pointless. How can we have this work? >>> >>> I have a general liability policy. My lawyer and I are creating the >>> membership agreements that will have more assurances regarding liability >>> protection. He said my agreements must include a waiver of liability, with >>> the member agreeing to hold harmless language similar to that of a gym >>> membership for short term clients, and if they are long term they will have >>> to provide certificates for business insurance coverage. >>> >>> I am in Orange County Ca. Any ideas? >>> >>> Thank you! >>> Julie >>> Collab Space, Costa Mesa CA >>> >>> >>> >>> -- >>> You received this message because you are subscribed to the Google Groups >>> "Coworking" group. >>> To post to this group, send email to coworking@googlegroups.com. >>> To unsubscribe from this group, send email to >>> coworking+unsubscr...@googlegroups.com. >>> For more options, visit this group at >>> http://groups.google.com/group/coworking?hl=en. >>> >> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send email to coworking@googlegroups.com. >> To unsubscribe from this group, send email to >> coworking+unsubscr...@googlegroups.com. >> For more options, visit this group at >> http://groups.google.com/group/coworking?hl=en. >> >> >> Chad Ballantyne >> The Creative Space Director >> >> (705) 252-2423 >> www.thecreativespace.ca >> >> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send email to coworking@googlegroups.com. >> To unsubscribe from this group, send email to >> coworking+unsubscr...@googlegroups.com. >> For more options, visit this group at >> http://groups.google.com/group/coworking?hl=en. >> > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options
Re: [Coworking] HELP! liability insurance:(
Same as others have recommended in Philly. I highly recommend The Hartford, have sent many to our agent. They "get" us and our needs, and will help you navigate the local/landlord requirements. Preston-Patterson Co., Inc. P.O. Box 244 Conshohocken, PA 19428 Phone: (610) 834-0090, ext. 101 Ask for Stuart, tell him Independents Hall in Philly sent you. -Alex /ah indyhall.org coworking in philadelphia On Tue, Jul 26, 2011 at 4:01 PM, Chad Ballantyne wrote: > Same here at The Creative Space Canada. Members have to have their own > insurance - all we have to do is carry liability for the space. > > Chad > > On 2011-07-26, at 3:59 PM, Andy Stratton wrote: > > We do not have sub-leasees, we have members. Our membership agreement > states (very much inspired by Beehive Baltimore's) states each member is > responsible for providing their own liability insurance. > > I have liability insurance as the Leasee, which I got through an Ohio > underwriting firm. Ohio Casualty is the name I believe...but a brokerage > firm here did it. As a freelancer/small business I have $1M in general > liability that's less than $300/year. It's something members should have > anyway; and I'd technically require it to cover your butt. > > Ours was a little under $800 for the year, which still wasn't bad and > covers more than $1M and covers other costs if something goes crazy (flood, > etc.). Luckily our landlord is very lax and just didn't pay much attention, > we got a good deal and I think he mainly just doesn't want to be bothered. > > Hope this helps, http://www.ohiocasualty-ins.com/ > > Doesn't look like they do CA but maybe they could point you to an arm of > Libery Mutual Group that does? (or another vendor)... > > -- > Andy Stratton > Web / Developer / Designer > 443-623-6835 > > > On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon > wrote: > >> How did you manage insurance coverage for landlords? >> >> We are just at the last point of negotiation for the space we are leasing, >> they are insisting on language saying that "Leasee and all members shall >> obtain and keep in force a Commercial General Liability policy protecting >> Lessee and Lessor..."I think if i had to require this insurance we would >> only be sub-lessors to full blown businesses - that would be pointless. How >> can we have this work? >> >> I have a general liability policy. My lawyer and I are creating the >> membership agreements that will have more assurances regarding liability >> protection. He said my agreements must include a waiver of liability, with >> the member agreeing to hold harmless language similar to that of a gym >> membership for short term clients, and if they are long term they will have >> to provide certificates for business insurance coverage. >> >> I am in Orange County Ca. Any ideas? >> >> Thank you! >> Julie >> Collab Space, Costa Mesa CA >> >> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send email to coworking@googlegroups.com. >> To unsubscribe from this group, send email to >> coworking+unsubscr...@googlegroups.com. >> For more options, visit this group at >> http://groups.google.com/group/coworking?hl=en. >> > > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > > > Chad Ballantyne > The Creative Space Director > > (705) 252-2423 > www.thecreativespace.ca > > > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en. <>
Re: [Coworking] HELP! liability insurance:(
Same here at The Creative Space Canada. Members have to have their own insurance - all we have to do is carry liability for the space. Chad On 2011-07-26, at 3:59 PM, Andy Stratton wrote: > We do not have sub-leasees, we have members. Our membership agreement states > (very much inspired by Beehive Baltimore's) states each member is responsible > for providing their own liability insurance. > > I have liability insurance as the Leasee, which I got through an Ohio > underwriting firm. Ohio Casualty is the name I believe...but a brokerage firm > here did it. As a freelancer/small business I have $1M in general liability > that's less than $300/year. It's something members should have anyway; and > I'd technically require it to cover your butt. > > Ours was a little under $800 for the year, which still wasn't bad and covers > more than $1M and covers other costs if something goes crazy (flood, etc.). > Luckily our landlord is very lax and just didn't pay much attention, we got a > good deal and I think he mainly just doesn't want to be bothered. > > Hope this helps, http://www.ohiocasualty-ins.com/ > > Doesn't look like they do CA but maybe they could point you to an arm of > Libery Mutual Group that does? (or another vendor)... > > -- > Andy Stratton > Web / Developer / Designer > 443-623-6835 > > > On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon > wrote: > How did you manage insurance coverage for landlords? > > We are just at the last point of negotiation for the space we are leasing, > they are insisting on language saying that "Leasee and all members shall > obtain and keep in force a Commercial General Liability policy protecting > Lessee and Lessor..."I think if i had to require this insurance we would > only be sub-lessors to full blown businesses - that would be pointless. How > can we have this work? > > I have a general liability policy. My lawyer and I are creating the > membership agreements that will have more assurances regarding liability > protection. He said my agreements must include a waiver of liability, with > the member agreeing to hold harmless language similar to that of a gym > membership for short term clients, and if they are long term they will have > to provide certificates for business insurance coverage. > > I am in Orange County Ca. Any ideas? > > Thank you! > Julie > Collab Space, Costa Mesa CA > > > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. Chad Ballantyne The Creative Space Director (705) 252-2423 www.thecreativespace.ca -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en. <>
Re: [Coworking] HELP! liability insurance:(
And I just misquoted you about sub-lessors; sorry hands faster than brain! -- Andy Stratton Web / Developer / Designer 443-623-6835 On Tue, Jul 26, 2011 at 3:59 PM, Andy Stratton wrote: > We do not have sub-leasees, we have members. Our membership agreement > states (very much inspired by Beehive Baltimore's) states each member is > responsible for providing their own liability insurance. > > I have liability insurance as the Leasee, which I got through an Ohio > underwriting firm. Ohio Casualty is the name I believe...but a brokerage > firm here did it. As a freelancer/small business I have $1M in general > liability that's less than $300/year. It's something members should have > anyway; and I'd technically require it to cover your butt. > > Ours was a little under $800 for the year, which still wasn't bad and > covers more than $1M and covers other costs if something goes crazy (flood, > etc.). Luckily our landlord is very lax and just didn't pay much attention, > we got a good deal and I think he mainly just doesn't want to be bothered. > > Hope this helps, http://www.ohiocasualty-ins.com/ > > Doesn't look like they do CA but maybe they could point you to an arm of > Libery Mutual Group that does? (or another vendor)... > > -- > Andy Stratton > Web / Developer / Designer > 443-623-6835 > > > > On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon > wrote: > >> How did you manage insurance coverage for landlords? >> >> We are just at the last point of negotiation for the space we are leasing, >> they are insisting on language saying that "Leasee and all members shall >> obtain and keep in force a Commercial General Liability policy protecting >> Lessee and Lessor..."I think if i had to require this insurance we would >> only be sub-lessors to full blown businesses - that would be pointless. How >> can we have this work? >> >> I have a general liability policy. My lawyer and I are creating the >> membership agreements that will have more assurances regarding liability >> protection. He said my agreements must include a waiver of liability, with >> the member agreeing to hold harmless language similar to that of a gym >> membership for short term clients, and if they are long term they will have >> to provide certificates for business insurance coverage. >> >> I am in Orange County Ca. Any ideas? >> >> Thank you! >> Julie >> Collab Space, Costa Mesa CA >> >> >> -- >> You received this message because you are subscribed to the Google Groups >> "Coworking" group. >> To post to this group, send email to coworking@googlegroups.com. >> To unsubscribe from this group, send email to >> coworking+unsubscr...@googlegroups.com. >> For more options, visit this group at >> http://groups.google.com/group/coworking?hl=en. >> > > -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en.
Re: [Coworking] HELP! liability insurance:(
We do not have sub-leasees, we have members. Our membership agreement states (very much inspired by Beehive Baltimore's) states each member is responsible for providing their own liability insurance. I have liability insurance as the Leasee, which I got through an Ohio underwriting firm. Ohio Casualty is the name I believe...but a brokerage firm here did it. As a freelancer/small business I have $1M in general liability that's less than $300/year. It's something members should have anyway; and I'd technically require it to cover your butt. Ours was a little under $800 for the year, which still wasn't bad and covers more than $1M and covers other costs if something goes crazy (flood, etc.). Luckily our landlord is very lax and just didn't pay much attention, we got a good deal and I think he mainly just doesn't want to be bothered. Hope this helps, http://www.ohiocasualty-ins.com/ Doesn't look like they do CA but maybe they could point you to an arm of Libery Mutual Group that does? (or another vendor)... -- Andy Stratton Web / Developer / Designer 443-623-6835 On Tue, Jul 26, 2011 at 3:53 PM, Julie Scanlon wrote: > How did you manage insurance coverage for landlords? > > We are just at the last point of negotiation for the space we are leasing, > they are insisting on language saying that "Leasee and all members shall > obtain and keep in force a Commercial General Liability policy protecting > Lessee and Lessor..."I think if i had to require this insurance we would > only be sub-lessors to full blown businesses - that would be pointless. How > can we have this work? > > I have a general liability policy. My lawyer and I are creating the > membership agreements that will have more assurances regarding liability > protection. He said my agreements must include a waiver of liability, with > the member agreeing to hold harmless language similar to that of a gym > membership for short term clients, and if they are long term they will have > to provide certificates for business insurance coverage. > > I am in Orange County Ca. Any ideas? > > Thank you! > Julie > Collab Space, Costa Mesa CA > > > -- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To post to this group, send email to coworking@googlegroups.com. > To unsubscribe from this group, send email to > coworking+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/coworking?hl=en. > -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en.
[Coworking] HELP! liability insurance:(
How did you manage insurance coverage for landlords? We are just at the last point of negotiation for the space we are leasing, they are insisting on language saying that "Leasee and all members shall obtain and keep in force a Commercial General Liability policy protecting Lessee and Lessor..."I think if i had to require this insurance we would only be sub-lessors to full blown businesses - that would be pointless. How can we have this work? I have a general liability policy. My lawyer and I are creating the membership agreements that will have more assurances regarding liability protection. He said my agreements must include a waiver of liability, with the member agreeing to hold harmless language similar to that of a gym membership for short term clients, and if they are long term they will have to provide certificates for business insurance coverage. I am in Orange County Ca. Any ideas? Thank you! Julie Collab Space, Costa Mesa CA -- You received this message because you are subscribed to the Google Groups "Coworking" group. To post to this group, send email to coworking@googlegroups.com. To unsubscribe from this group, send email to coworking+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/coworking?hl=en.
