[e-gold-list] Re: Pecunix security

2003-11-26 Thread FileMatrix
Sidd, there is no need to increase the length of the passwords. I understand
that passwords are good for those people who print their PIKs and may loose
them; it's a simple security backup system. For such a case, passwords need
to be short to be easily remembered. Also, people who log-in from a public
computer only need to remember their limited access password. So, the
current password doesn't need to change.

However, this still leaves an account opened for automated password
cracking. Therefore, the system has to lock (for 24 hours) an account for
which there are too many consecutive failed log-ins (for example, 10). This
means that each PIK must be unique, so that the system can at any time
determine to what account each PIK belongs.

The only things that still bugs me is an easier way in input the elements of
the PIK, in the log-in form.


George Hara




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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Patrick Chkoreff
On Wednesday, November 26, 2003, at 04:50 AM, FileMatrix wrote:

However, this still leaves an account opened for automated password
cracking. Therefore, the system has to lock (for 24 hours) an account 
for
which there are too many consecutive failed log-ins (for example, 10). 
This
means that each PIK must be unique, so that the system can at any time
determine to what account each PIK belongs.
No George, as I said in an earlier email, there is no way for Pecunix 
to lock out an account for repeated invalid login attempts.  Pecunix 
cannot identify an account just from the small portion of the PIK 
entered on a login attempt.  Only the secret account id identifies the 
account, so if a hacker is trying those at random there is obviously no 
way for Pecunix to know which account to lock out.

Besides, as Ian Green points out, locking out an account for repeated 
invalid login attempts can have some very bad unintended consequences:

I agree with you George, but I would be concerned that such a lock out
system not be used as a denial of service method for attackers. For
example, a competitor could make a login attempt every nine, ten or
eleven seconds to the FileMatrix e-gold account and then take advantage
of the disgruntled FileMatrix customers who got bad service.
-- Patrick

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[e-gold-list] Re: Pecunix security

2003-11-26 Thread FileMatrix
Right, Patrick. For a moment I forgot that only a few elements from the PIK
are used in a log-in. A separate, unique, private log-in ID is required.


 Besides, as Ian Green points out, locking out an account for repeated
 invalid login attempts can have some very bad unintended consequences:

I haven't received Ian's email and I don't see it in the list.

I said the same thing as Ian, earlier. But if the log-in ID is private,
nobody can disrupt a business since he doesn't know the private ID of that
business.


George Hara




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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Patrick Chkoreff
On Wednesday, November 26, 2003, at 11:46 AM, FileMatrix wrote:

Right, Patrick. For a moment I forgot that only a few elements from 
the PIK
are used in a log-in.  ...
Gotcha.


... A separate, unique, private log-in ID is required.

Besides, as Ian Green points out, locking out an account for repeated
invalid login attempts can have some very bad unintended consequences:
I haven't received Ian's email and I don't see it in the list.
It was Cracking the Turing number from 15-September.  Ancient history 
I know -- I just love doing open-ended email searches such as lock and 
Pecunix.  :-)


I said the same thing as Ian, earlier. But if the log-in ID is private,
nobody can disrupt a business since he doesn't know the private ID of 
that
business.
Precisely.

-- Patrick

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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Danny Van den Berghe
 However, this still leaves an account opened for automated password
 cracking. Therefore, the system has to lock (for 24 hours) an account for
 which there are too many consecutive failed log-ins (for example, 10).
This
 means that each PIK must be unique, so that the system can at any time
 determine to what account each PIK belongs.


George,


The accounts can only be indentified by the 'password', since I have to
enter only 4 characters from the PIK, and there must be other accounts with
the same characters in the same places here and there.
We have to assume that their system checks to make it impossible that two
accounts can have the same 'password', because otherwise that would be a
serious security problem.

In fact it would be more correct to say that the password is actually the
login ID, and the PIK codes are the passwords, but does it really make a
difference?


The easiest way to make online currencies much more safe is by requiring
email confirmation of spends.
That can be as simple as just hitting 'Reply' to the notification email they
send.
A code in the reply email address will tell the server that the transaction
is approved.
With such system in place the thief need not only have your passwords, he
need to control your email as well.



Danny










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[e-gold-list] Re: Pecunix security

2003-11-26 Thread FileMatrix
Danny,


 The accounts can only be indentified by the 'password', since I have to
 enter only 4 characters from the PIK, and there must be other accounts
with
 the same characters in the same places here and there.
 We have to assume that their system checks to make it impossible that two
 accounts can have the same 'password', because otherwise that would be a
 serious security problem.

I have to assume the system combines both PIK and password for
identification purposes. The password is too short to provide, by itself,
proper identification. There are about 10^8 combinations in the password,
but there are other (26 + 26 + 10)^4 combinations (over 10^7) in the PIK.

A unique, private log-in ID would solve a number of issues. The user would
log-in with: a private ID (up to 20 characters), a private password (one for
each access level, up to 20 characters), a private PIK (one for each access
level). The system checks to see if there are more than 10 consecutive
failed log-ins. No Turing number is required, but the users can associate
the PIK with the Turing, and thus see the log-in method as being pretty
familiar.


Sidd, I wonder if it is possible for a user to make his account balance
public, but not to everybody?! I mean, the user should be able to send a
temporary password to anyone who needs to see the balance, but people
without that password would not see the balance. ... Something like a letter
from a bank certifying that a client has a specific balance.


George Hara




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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Viking Coder
 I wonder if it is possible for a user to make his account balance public, but
 not to everybody?!

This is currently possible - somewhat; the read-only access level.
However, the password would have to be changed soon after to make it
temporary.


 I mean, the user should be able to send a temporary password to anyone who
 needs to see the balance, but people without that password would not see the
 balance. ... Something like a letter from a bank certifying that a client has
 a specific balance.

True temporary passwords/sub-user access that allow read-only acct access,
with  without access to history and/or acct information, would be a great
idea for any GBC (whatever happened to FAGWANE? Queer Eye for the
Straight Gold) to implement. It's lumped in there with 1 000 001 other
great  nifty ideas that need to be implemented.


Viking Coder

http://www.2cw.org/?VikingCoder


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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Sidd
George,

Viking Coder wrote:
I wonder if it is possible for a user to make his account balance public, but
not to everybody?!


This is currently possible - somewhat; the read-only access level.
However, the password would have to be changed soon after to make it
temporary.
A better way to do it would be to put an obscure e-mail address as 
the Pecunix account identifier... any free e-mail address that you 
control would do...

Send the e-mail address to the person who must view the account. Once 
they have viewed the account, change the e-mail address in the 
account back to your normal one.

The public balance is viewed here:
http://pecunix.com/money.refined...ref.balance
Regards,

Sidd.





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[e-gold-list] Re: Pecunix security

2003-11-26 Thread Sidd
Sidd wrote:
Send the e-mail address to the person who must view the account. Once 
they have viewed the account, change the e-mail address in the account 
back to your normal one.
Er... and remember to turn public viewing off again.

Regards,

Sidd.

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[e-gold-list] Re: Pecunix security

2003-11-25 Thread Jim Davidson
Dear Sidd,

This will reveal your limited access PIK... use the limited
access PIK to log in with limited access, and likewise use
your read-only PIK for read-only access.
Ah, I see.  That's nifty.

You can also activate PGP security for your account
Yes, I've done so.  It is also spiffy.  Spaceman Spiff spiffy.

I was wondering whether the PGP security might be a stand-alone
login, but I see that your system uses the PIK/password to
identify the account being logged into.
The thing is Jim, despite what the detractors say, Pecunix
does have a much higher level of security than the competing
DGC's and it is NOT DIFFICULT to use!
Okay.  I think that is true.  In my opinion, Pecunix has a
level of security which is comparable to e-Bullion's Cryptocard
access, without the expense of the card.
There is no need to have lower levels of access security.
It takes getting used to, Sidd.  The PIK/password approach
is different - more secure by design but also more unusual.
voice=Tom JonesIt's quite unusual...to see me PIK./voice

we need to help users to protect themselves, despite their
best efforts to the contrary.
It seems necessary to provide systems which are more secure
by design.  A key advantage for Pecunix is that there are
various other online gold services and online fiat-transfer
services which are not nearly as secure.
Yes, I think so... the alternative would be Java... either way,
it is never a good idea to run any type of program from a
browser... it is open to all kinds of abuse... Imagine the
fun that copycat sites could have if the user was actually
willing (and expecting) the site to download a program to
the browser!
Interesting.  I think that's part of what dBourse does
when I go to log in there.
Regards,

Jim

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[e-gold-list] Re: Pecunix security

2003-11-25 Thread FileMatrix
Sidd,


 For those who only use one computer and who have a fixed IP address,
 the IP security is also available (George?)

I prefer to keep my options open. You never know what can happen. Besides,
I'm on dial-up for the moment and I can't be sure if the next time the IP
will be even in the same domain.


 It doesn't matter George! It is just one half of the
 puzzle, the Password is the SECRET  part of the key... The PIK is
 there to defeat the trojans, the password secures your account, just
 as it does in e-gold and the others.

If your PIK becomes public, and you log-in from a public computer (or from
some computer you don't have complete control over), anyone could have a
key-logger read your password. If your PIK is not public but you log-in a
number of times from the same (public) computer, anyone could monitor your
activity and put together all elements of your PIK. So, once you log-in from
a public computer, the security is compromised. Guys, never do that! There
is not enough security for such a case. There can't be! You must never
log-in from the same (public) location more than once / twice, or at least
change the PIK after one or two public log-ins.

As I said before, if the PIK is known, the password is too short and can be
cracked. So, you can't make you PIK public because the security is
compromised.


 If the password could be longer (the maximum set to at least 20
characters),
 things would be entirely different.

 Ok, that's no problem to change...

Only in that case, the security of Pecunix will be above the others, not
before that. Most people don't use IP lock or PGP log-in, they use
passwords - it's easier.


 Actually, we would need to have 3 PIKs and 3 passwords...

Why use passwords anyway, Sidd? You can't expect users to remember three
passwords (with those random numbers included), that is beside any other
passwords they have to remember. So, they either save them on their
computers, or print them. In any case, a pair of PIKs is even better (than
PIK + password) since none of them can be intercepted by key-loggers.
However, there is no need for a pair, just an increase in the number of
elements of a PIK (to 30, for example), and also an increase in the number
of combo-boxes in the log-in form (to 8, for example).

Here is another possible improvement. The combo-boxes are text, and
therefore can be intercepted, so why not replace them with pictures too. One
way is for the log-in form to ask for 8 random characters from the (30
characters long) PIK, and to have a pool of characters (like a small
keyboard) from where users can dragg-and-dropped characters. This method is
much easier to use than to navigate through the combo-boxes. Here is a
possible layout:

Pecunix log-in

Drag-and-drop on the following (numbered) spots, from the pool of letters,
each letter from your PIK associated with the number displayed in the drop
spots.

Drag from this pool of letters:
A  B  C  D  E  F  G  H  I  J ...

Drop a letter from the pool on each of the following spots:
28  03  14  09  18  29  20  11


Another possible improvement is for the pool of characters to be randomly
displayed, not in the same (alphabetical) order every time. Of course, you
can have passwords too. The main idea is that I think this is easier and
safer than to have combo-boxes and edit-boxes, since you want to be able to
log-in from public places.

The good thing about this is that no logger is supposed to have any possible
way to monitor in what order you drag-and-drop the letters (as long as the
pool and the drop zone are randomly ordered), because the letter-number
associations are not cached on disk. But you're still not safe if some dude
can hook the image drops (which image was dropped on what spot) and you
still log-in many times from the same public computer.


 Its too complicated and too limiting George... imagine, if people
 judge the current Pecunix system as complicated, how much more so is
 bedazzled?

Well, I said it's probably interesting only for those who need extreme
security (and never log-in from any other place than the personal computer).


George Hara




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[e-gold-list] Re: Pecunix security

2003-11-25 Thread FileMatrix
 Only in that case, the security of Pecunix will be above the others, not
 before that. Most people don't use IP lock or PGP log-in, they use
 passwords - it's easier.

I was, of course, referring to the security of the log-in process. The rest
is better, considering the PGP integration.


George Hara




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[e-gold-list] Re: Pecunix security

2003-11-24 Thread Patrick Chkoreff
On Sunday, November 23, 2003, at 07:34 PM, Jim Davidson wrote:

I believe Patrick made the point
But the way Pecunix displays the PIKs makes it difficult if not
impossible to copy and paste them.
...  Since we know
that keystroke loggers and clipboard loggers are out there,
it seems uncommonly foolish to move back to a typing or
pasting approach.  ...


Jim, we're not talking about typing or pasting the PIKs at the point of 
login.  George just wants a way to copy and paste new PIKs issued to 
him during the account creation process, because he likes to keep his 
PIKs and passwords in an encrypted file.

-- Patrick

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[e-gold-list] Re: Pecunix security

2003-11-24 Thread Sidd
Dear Jim,

Jim Davidson wrote:
One of the things I'm not clear about is how one goes
about logging into a Pecunix account with less than full
access.
Log in to your Pecunix account with full access and click Account 
Details  Access Levels

Look for Limited Access and Click here to view or update your PIK 
for this access level

This will reveal your limited access PIK... use the limited access 
PIK to log in with limited access, and likewise use your read-only 
PIK for read-only access.

You can also activate PGP security for your account by clicking 
Account Details  PGP Security

For those who only use one computer and who have a fixed IP address, 
the IP security is also available (George?)

Sidd, it seems to me that you should keep the high level of
security for full access.  Perhaps lower-level access could
be obtained using PGP only?
The thing is Jim, despite what the detractors say, Pecunix does have 
a much higher level of security than the competing DGC's and it is 
NOT DIFFICULT to use! There is no need to have lower levels of access 
security.

Or maybe those who want to risk the keystroke loggers and
clipboard loggers can set their accounts to a more open
approach.  I don't know.
I think this is unnecessary, the Pecunix system works well, and is 
really not difficult. There is enough evidence to suggest that we 
need to help users to protect themselves, despite their best efforts 
to the contrary.

If it were possible it would require running a program (such
as activex) from the browser... a definitely BAD idea.
Isn't ActiveX one of those dramatically bad ideas of the
Microsofties?  I thought it was pretty much limited to
Internet Exploder?
Yes, I think so... the alternative would be Java... either way, it is 
never a good idea to run any type of program from a browser... it is 
open to all kinds of abuse... Imagine the fun that copycat sites 
could have if the user was actually willing (and expecting) the site 
to download a program to the browser!

Regards,

Sidd.

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