Re: Buyer Protection (was iBooks & eBay)

[darm0k]

At 1:14 PM -0500 12/10/2005, Peter Apockotos wrote:
I have a 99.1% on ebay  only because some idiot placed a bid of 
$20.00 that started at 0.1 cents.  And blamed me because he overbid.
Of course that was before you could respond to feedback.  But I 
guess only one negative is okay.  But still.


Negs happen.  Even the best of us end up with a ding in our armour. :)

- Dan (finally up to 99.8%)

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Re: Buyer Protection (was iBooks & eBay)

[Peter Apockotos]

I have a 99.1% on ebay  only because some idiot placed a bid of  
$20.00 that started at 0.1 cents.  And blamed me because he overbid.
Of course that was before you could respond to feedback.  But I guess  
only one negative is okay.  But still.


Peter


On Dec 10, 2005, at 12:11 PM, Tom Ethen wrote:

I sell on ebay but will not take credit cards through PayPal  
because PayPal

charges me a higher fee for the service, and I have never cheated
anyone-100% positive feedback!

Tom

On 12/10/05 9:00 AM, "Peter Apockotos" <[EMAIL PROTECTED]>  
wrote:



That's why you should always pay with a credit card.  Paypal may come

through, but they will laways take forever.  Though they are
getting better
(due to vociferous public complaint) a sure way to insure yourself
is to
ALWAYS use your credit card.  If someone WON'T take a credit card
payment,
it is not unlikely that he or she have dealt with reversed credit  
card

payments before, i.e. cheated someone and was caught--often not a
good sign.



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Re: Buyer Protection (was iBooks & eBay)

[Tom Ethen]

I sell on ebay but will not take credit cards through PayPal because PayPal
charges me a higher fee for the service, and I have never cheated
anyone-100% positive feedback!

Tom

On 12/10/05 9:00 AM, "Peter Apockotos" <[EMAIL PROTECTED]> wrote:

> That's why you should always pay with a credit card.  Paypal may come
>> through, but they will laways take forever.  Though they are
>> getting better
>> (due to vociferous public complaint) a sure way to insure yourself
>> is to
>> ALWAYS use your credit card.  If someone WON'T take a credit card
>> payment,
>> it is not unlikely that he or she have dealt with reversed credit card
>> payments before, i.e. cheated someone and was caught--often not a
>> good sign.


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Re: Buyer Protection (was iBooks & eBay)

[darm0k]

At 10:00 AM -0500 12/10/2005, Peter Apockotos wrote:
I won't take cards using PayPal.  Why?   Once I did and the card was 
stolen.  I not only lost the money but the merchandise as well.


Sorry to hear you had that experience.  Regretfully, problems occur - 
it's the cost of doing business.  Consider that the fraud rate over 
the 'net is only about 2/3 of the fraud rate of normal mail-order and 
card-present use.


If you had used a standard merchant account, such as thru your local 
bank, you would not only be out the basic money and the merch, but 
you'd be hit with up to a hundred dollars in chargeback processing 
fees.  AND be faced with higher transaction fees in the future, since 
you now have a history of fraudulant processing.



Paypal is one of the better card processing services.  But just 
because they're "better" doesn't mean you can relax.  You simply must 
use common sense.


Review Paypal's policies and procedures carefully.

Make sure the buyer is Verified.

Only ship to the verified address.

Always use tracking / delivery confirmation.

For expensive items, always buy insurance and require a signature.

When fraud occurs, work with Paypal to get back what $ you can.  But 
then you can also file an insurance claim and fraud charges, since 
you have the signature.  This is no different than what you would 
have to do in a normal meatspace transaction.


- Dan.

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Re: Buyer Protection (was iBooks & eBay)

[Peter Apockotos]

I won't take cards using PayPal.  Why?   Once I did and the card was  
stolen.  I not only lost the money but the merchandise as well.


Peter
http://www.apockotos.com
http://www.macmariner.com
http://www.knightrider.org



On Dec 9, 2005, at 11:48 PM, <[EMAIL PROTECTED]>  
<[EMAIL PROTECTED]> wrote:



That's why you should always pay with a credit card.  Paypal may come
through, but they will laways take forever.  Though they are  
getting better
(due to vociferous public complaint) a sure way to insure yourself  
is to
ALWAYS use your credit card.  If someone WON'T take a credit card  
payment,

it is not unlikely that he or she have dealt with reversed credit card
payments before, i.e. cheated someone and was caught--often not a  
good sign.
By using a credit card that offers buyer protection, you are  
covered--fully.
I have been reimbursed fully in three bad deals totalling over 2k  
in value
in the past year.  Despite "...we all (consumers) end up paying the  
cost in
the long run..." I am glad there is a full protection plan  
available.  USPS
may or may not come through, they are often as lackadaisical as  
Paypal--USPS

Money Orders or no.


From: Richard Clark <[EMAIL PROTECTED]>
Subject: Re: Ron/ibooks & ebay (was: Re: John-Re: G4-iBook w/o OS)
Date: Sat, 10 Dec 2005 00:15:07 +0100

LOL yeah right they recovered 97 cents on a purchase of $56.00 for
me. Basically they said sorry that is all we could get case closed.

Richard
On Dec 9, 2005, at 11:54 PM, Krow Magnum wrote:



And CC-Paypal payments are covered but we all (consumers) end up
paying the cost in the long run. Only Paypal and the theives make
money. Paypal will still charge you a fee to give your money back.



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Buyer Protection (was iBooks & eBay)

[illovox]

That's why you should always pay with a credit card.  Paypal may come
through, but they will laways take forever.  Though they are getting better
(due to vociferous public complaint) a sure way to insure yourself is to
ALWAYS use your credit card.  If someone WON'T take a credit card payment,
it is not unlikely that he or she have dealt with reversed credit card
payments before, i.e. cheated someone and was caught--often not a good sign.
By using a credit card that offers buyer protection, you are covered--fully.
I have been reimbursed fully in three bad deals totalling over 2k in value
in the past year.  Despite "...we all (consumers) end up paying the cost in
the long run..." I am glad there is a full protection plan available.  USPS
may or may not come through, they are often as lackadaisical as Paypal--USPS
Money Orders or no.

> From: Richard Clark <[EMAIL PROTECTED]>
> Subject: Re: Ron/ibooks & ebay (was: Re: John-Re: G4-iBook w/o OS)
> Date: Sat, 10 Dec 2005 00:15:07 +0100
> 
> LOL yeah right they recovered 97 cents on a purchase of $56.00 for
> me. Basically they said sorry that is all we could get case closed.
> 
> Richard
> On Dec 9, 2005, at 11:54 PM, Krow Magnum wrote:
> 
>> 
>> And CC-Paypal payments are covered but we all (consumers) end up
>> paying the cost in the long run. Only Paypal and the theives make
>> money. Paypal will still charge you a fee to give your money back.


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