Re: Online payment providers
Jason Clifford wrote: On Sun, 14 Sep 2003, nemesis wrote: Netbanx: http://www.netinvest.co.uk/ncr/netbanx/ Of the ones listed these are the only ones I would specifically avoid. On the few occassions I've had to pay via their service it's been impossible as their site only seemed to work with a browser from a certain company in Redmond. I will steer clear of these then. Worldpay: http://www.worldpay.co.uk/ I am using Worldpay and their service works really well for me. Ouch. Unless i am reading their near impossible to navigate site incorrectly, they want to charge 4.5% per transaction. Might have a look at some of their other options. Will.
Re: Online payment providers
On Thu, 18 Sep 2003, Sam Vilain wrote: For new businesses though other banks tend not to offer the service without very large bonds, if at all. I didn't have £5,000 to £10,000 to give to the bank for this. I know of a company who were charged a £500,000 deposit for their merchant account. Probably to do with their turnover and market though. From what I understand that's the rough price of a payment gateway where you only get charged 2.5%. Online transactions always attract premium charges even though there seems to be little or not evidence to support claims that there is a higher risk of fraud. Internet merchants also seem to be required to pay higher deposits. But you still get stung £25 for chargebacks. I cannot remember what worldpay charge for them. I avoid them by the simple expedient of checking all transactions and refunding those that seem dodgy - two in the past 18 months of trading with a total value of about £4.00. Jason Clifford -- UKFSN.ORG Finance Free Software while you surf the 'net http://www.ukfsn.org/ ADSL Broadband available now
Re: Online payment providers
Online transactions always attract premium charges even though there seems to be little or not evidence to support claims that there is a higher risk of fraud. Well, I once set up an online shop using a traditional EPOS machine. Some windows box with an ISDN line to barclays did credit card transactions, just like in a regular shop. Only we batch processed card payments collected via a website. Yes, lots of yuckiness with us collecting plaintext live CCard numbers, moving them around by sneaker net for security blah blah blah. But it worked. And Worldpay wasn't around then :-) Look on the bright side, emetrix charge 13.4% :-)
Re: Online payment providers
hi. you could try www.moneybookers.com. i don't know how their fees compare to others, but as far as security goes, it's regulated by the Financial Services Authority of the United Kingdom (FSA). -- joro nemesis wrote: Hi all, I need to advise someone on online payment taking services (for a shopping cart system), but although I have a fair idea how a lot of the systems work, I have no idea if any of them are any good or what to look out for. I have found a few companies that seem well known: Netbanx: http://www.netinvest.co.uk/ncr/netbanx/ Datacash: http://datacash.com/ Secpay: http://www.secpay.co.uk/ Worldpay: http://www.worldpay.co.uk/ Protx: http://www.protx.com/ Secure Trading: http://www.securetrading.com/ E-clear: http://www.eclear.net/ But although most offer seemingly similar services, I don't know if any of them are crap. Have any of london.pm had experience dealing with these companies andwhat should I look out for? Are there any that should definatly be steered clear of? Many thanks w.
Re: Online payment providers
On Sun, 14 Sep 2003, nemesis wrote: Netbanx: http://www.netinvest.co.uk/ncr/netbanx/ Of the ones listed these are the only ones I would specifically avoid. On the few occassions I've had to pay via their service it's been impossible as their site only seemed to work with a browser from a certain company in Redmond. Worldpay: http://www.worldpay.co.uk/ I am using Worldpay and their service works really well for me. If you subscribe to their Select Junior service you can use the perl module I've written to handle the transactions and callbacks from WorldPay. Jason Clifford -- UKFSN.ORG Finance Free Software while you surf the 'net http://www.ukfsn.org/ ADSL Broadband available now
